Groundwork

Real estate · County · Alabama

Mortgage brokers and lenders in Lauderdale County, AL

How Lauderdale County, AL compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 59 out of 100: Upper middle

Ranked #266 of 887 scored counties
#7 of 24 scored counties in Alabama

Listings
11
5 chain locations (45%)
Official establishments
4
Businesses with payroll, 2023
Household spending a year
$555.9M
On rent and homeowner costs · $14,160 a household
Housing spending per listing (U.S. = 100)
130
30% above the U.S.
Listings per 10k households
2.8
35% below the U.S.
Population, 2025
97,135
+3.3% since 2020

See the mortgage brokers and lenders around any address in Lauderdale County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lauderdale County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 11 mortgage brokers and lenders in Lauderdale County. 5 of them (45%) are chain locations, against 21% across the U.S. That comes to 2.8 for every 10,000 households, 35% below the U.S. rate of 4.3.

Households in Lauderdale County spend about $555.9M a year on rent and homeowner costs, or $14,160 per household, 15% below the U.S. average. Housing spending per office is 30% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

In 2023, official counts showed 4 businesses with payroll in Lauderdale County classed as mortgage brokers and real estate lenders. That is one for every 9,815 households, against one for every 4,897 across the U.S.

Population estimates put the population change in Lauderdale County from 2020 to 2025 at +3.3%, in step with the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Lauderdale County is 59 (upper middle), #266 of 887 scored counties and #7 of 24 scored counties in Alabama.

How Lauderdale County compares

The same measures for Alabama and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Lauderdale County, AL compared with Alabama and the U.S.
MeasureLauderdale CountyAlabamaU.S.
Listings per 10k households2.83.64.3
Housing spending per listing (U.S. = 100)130102100
Households per official establishment9,8156,8634,897
Official establishment growth, 2019–2023n/a+5.8%+9.5%
Population growth, 2020–2025+3.3%+3.2%+3.1%
Spending per household on rent and homeowner costs$14,160$14,375$16,661
Median household income$62,649$63,999$80,734
Groundwork market score5950

Official counts and lending

Businesses

Official establishments, 2019 to 2023
4
Employees, 2023
9
Annual payroll, 2023
$702K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
115 chain locations
Listings at the U.S. rate for this spending
14The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Lauderdale County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Lauderdale County

Population, 2025 estimate
97,135+3.3% since 2020
Households
39,258
Median age
41.0
Homes lived in by their owners
69%
Vehicles per household
2.0
Land area
668 sq. mi.
People per square mile
143
Median household income
$62,649+30.3% vs. 2015–2019, before inflation
Average household income
$84,306
Median home value
$200,300
Jobs located here
30,814
Daytime population
90,942Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Lauderdale County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Lauderdale County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Alabama

Every Alabama market ranked →

The highest-scoring counties in Alabama for mortgage brokers and lenders, numbered among those based in Alabama, with Lauderdale County marked.

Top counties in Alabama

Counties in Alabama ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Limestone County, AL8371.7238+18.0%#19 of 887
2St. Clair County, AL7272.0190+7.1%#94 of 887
3Elmore County, AL6872.1181+4.2%#134 of 887
4Tuscaloosa County, AL66242.7138+3.8%#161 of 887
5Morgan County, AL65132.7142+2.6%#172 of 887
6Houston County, AL62102.3154+2.8%#215 of 887
7Lauderdale County, AL59112.8130+3.3%#266 of 887
8Talladega County, AL5772.1165+0.3%#288 of 887
9Marshall County, AL52133.6102+6.0%#400 of 887
10Cullman County, AL50113.1116+6.7%#441 of 887

Other business types in Lauderdale County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Lauderdale County, AL?

Lauderdale County has 11 mortgage brokers and lenders on map listings as of September 2026. 5 of them (45%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Lauderdale County, AL spend on rent and homeowner costs?

About $555.9M a year, or $14,160 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). For the 11 mortgage brokers and lenders on map listings, housing spending per office is 30% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 39,258 households in Lauderdale County and national spending patterns by income.

How does Lauderdale County, AL compare with the U.S. for mortgage brokers and lenders?

Lauderdale County has 2.8 mortgage brokers and lenders per 10,000 households, 35% below the U.S. rate of 4.3. The index of housing spending per office is 130, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Lauderdale County would have about 14, against 11 on map listings. There is one business with payroll in the industry for every 9,815 households, against one for every 4,897 across the U.S.

How fast is Lauderdale County, AL growing?

Population estimates put Lauderdale County at 97,135 people in 2025, up 3.3% since 2020, in step with the U.S. (+3.1%). It has 39,258 households. The median household income in Lauderdale County is $62,649 a year, 22% below the U.S. median of $80,734. That rose 30.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lauderdale County scores 59 for mortgage brokers and lenders (upper middle), #266 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Lauderdale County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Lauderdale County

Screening a site or an acquisition in Lauderdale County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Lauderdale County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.