Groundwork

Real estate · County · Alabama

Mortgage brokers and lenders in Chilton County, AL

How Chilton County, AL compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 3.

Listings
3
3 chain locations (100%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$249M
On rent and homeowner costs · $13,928 a household
Housing spending per listing (U.S. = 100)
213
2.1 times the U.S.
Listings per 10k households
1.7
60% below the U.S.
Population, 2025
47,708
+5.9% since 2020

See the mortgage brokers and lenders around any address in Chilton County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Chilton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $13,928 per household (16% below the U.S. average), households in Chilton County spend about $249M a year on rent and homeowner costs. Housing spending per office is 2.1 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Chilton County has 3 mortgage brokers and lenders on map listings as of September 2026. That comes to 1.7 for every 10,000 households, 60% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Chilton County, since they leave out counts under 3.

Population estimates show Chilton County grew 5.9% from 2020 to 2025, faster than the U.S. (+3.1%). With 3 mortgage brokers and lenders on map listings, Chilton County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Chilton County compares

The same measures for Alabama and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Chilton County, AL compared with Alabama and the U.S.
MeasureChilton CountyAlabamaU.S.
Listings per 10k households1.73.64.3
Housing spending per listing (U.S. = 100)213102100
Households per official establishmentn/a6,8634,897
Official establishment growth, 2019–2023n/a+5.8%+9.5%
Population growth, 2020–2025+5.9%+3.2%+3.1%
Spending per household on rent and homeowner costs$13,928$14,375$16,661
Median household income$65,603$63,999$80,734
Groundwork market scoreNot scored50

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
33 chain locations
Listings at the U.S. rate for this spending
6The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Chilton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Chilton County

Population, 2025 estimate
47,708+5.9% since 2020
Households
17,875
Median age
40.0
Homes lived in by their owners
77%
Vehicles per household
2.2
Land area
693 sq. mi.
People per square mile
66
Median household income
$65,603+38.2% vs. 2015–2019, before inflation
Average household income
$79,550
Median home value
$161,300
Jobs located here
9,534
Daytime population
36,082Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Chilton County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Chilton County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Alabama

Every Alabama market ranked →

The highest-scoring counties in Alabama for mortgage brokers and lenders, numbered among those based in Alabama, with Chilton County marked.

Top counties in Alabama

Counties in Alabama ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Limestone County, AL8371.7238+18.0%#19 of 887
2St. Clair County, AL7272.0190+7.1%#94 of 887
3Elmore County, AL6872.1181+4.2%#134 of 887
4Tuscaloosa County, AL66242.7138+3.8%#161 of 887
5Morgan County, AL65132.7142+2.6%#172 of 887
6Houston County, AL62102.3154+2.8%#215 of 887
7Lauderdale County, AL59112.8130+3.3%#266 of 887
8Talladega County, AL5772.1165+0.3%#288 of 887
9Marshall County, AL52133.6102+6.0%#400 of 887
10Cullman County, AL50113.1116+6.7%#441 of 887
Chilton County, ALNot scored31.7213+5.9%

Other business types in Chilton County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Chilton County, AL?

Map listings as of September 2026 show 3 mortgage brokers and lenders in Chilton County. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Chilton County: counts under 3 are left out.

How much do households in Chilton County, AL spend on rent and homeowner costs?

About $249M a year, or $13,928 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). For the 3 mortgage brokers and lenders on map listings, housing spending per office is 2.1 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 17,875 households in Chilton County and national spending patterns by income.

How does Chilton County, AL compare with the U.S. for mortgage brokers and lenders?

Chilton County has 1.7 mortgage brokers and lenders per 10,000 households, 60% below the U.S. rate of 4.3. The index of housing spending per office is 213, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Chilton County would have about 6, against 3 on map listings.

How fast is Chilton County, AL growing?

Population estimates put Chilton County at 47,708 people in 2025, up 5.9% since 2020, faster than the U.S. (+3.1%). It has 17,875 households. Median household income in Chilton County is $65,603, 19% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 38.2%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Chilton County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 3.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Chilton County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Chilton County

Screening a site or an acquisition in Chilton County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Chilton County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.