Real estate · County · Missouri
Mortgage brokers and lenders in Howard County, MO
How Howard County, MO compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score
Not scored
The score needs at least 5 listings; this market has none.
- Listings
- 0
- None on the map
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $47.1M
- On rent and homeowner costs · $13,146 a household
- Housing spending per listing (U.S. = 100)
- n/a
- Listings per 10k households
- 0.0
- Population, 2025
- 10,180
- +0.3% since 2020
See the mortgage brokers and lenders around any address in Howard County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Howard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $13,146 per household (21% below the U.S. average), households in Howard County spend about $47.1M a year on rent and homeowner costs. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
Map listings as of September 2026 show no mortgage brokers and lenders in Howard County. At the national ratio of mortgage brokers and lenders to household spending, Howard County would have about 1, against none on map listings.
Official counts don’t publish a figure for mortgage brokers and real estate lenders in Howard County, since they leave out counts under 3.
Population estimates show Howard County grew 0.3% from 2020 to 2025, slower than the U.S. (+3.1%). With no mortgage brokers and lenders on map listings, Howard County isn’t given a market score for them.
How Howard County compares
The same measures for Missouri and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Howard County | Missouri | U.S. |
|---|---|---|---|
| Listings per 10k households | 0.0 | 4.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | n/a | 89 | 100 |
| Households per official establishment | n/a | 6,465 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +4.3% | +9.5% |
| Population growth, 2020–2025 | +0.3% | +1.9% | +3.1% |
| Spending per household on rent and homeowner costs | $13,146 | $13,809 | $16,661 |
| Median household income | $65,938 | $70,702 | $80,734 |
| Groundwork market score | Not scored | 30 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 0
- Listings at the U.S. rate for this spending
- 1The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Howard County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Howard County
- Population, 2025 estimate
- 10,180+0.3% since 2020
- Households
- 3,585
- Median age
- 39.5
- Homes lived in by their owners
- 79%
- Vehicles per household
- 2.1
- Land area
- 464 sq. mi.
- People per square mile
- 22
- Median household income
- $65,938+25.1% vs. 2015–2019, before inflation
- Average household income
- $83,071
- Median home value
- $159,400
- Jobs located here
- 2,720
- Daytime population
- 8,278Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Howard County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Howard County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Missouri
Every Missouri market ranked →The highest-scoring counties in Missouri for mortgage brokers and lenders, numbered among those based in Missouri, with Howard County marked.
Top counties in Missouri
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Cass County, MO | 73 | 10 | 2.3 | 164 | +7.1% | #84 of 887 |
| 2Lincoln County, MO | 59 | 7 | 3.1 | 120 | +11.4% | #267 of 887 |
| 3Platte County, MO | 57 | 18 | 4.1 | 98 | +6.7% | #307 of 887 |
| 4St. Louis city, MO | 56 | 12 | 0.8 | 397 | −7.4% | #309 of 887 |
| 5Johnson County, MO | 53 | 5 | 2.4 | 143 | +4.9% | #375 of 887 |
| 6Franklin County, MO | 53 | 13 | 3.0 | 117 | +3.1% | #383 of 887 |
| 7Newton County, MO | 51 | 6 | 2.7 | 126 | +6.1% | #421 of 887 |
| 8Buchanan County, MO | 46 | 9 | 2.7 | 123 | −1.1% | #505 of 887 |
| 9St. Charles County, MO | 46 | 80 | 5.0 | 83 | +4.9% | #515 of 887 |
| 10Boone County, MO | 41 | 26 | 3.4 | 106 | +4.2% | #603 of 887 |
| Howard County, MO | Not scored | 0 | 0.0 | n/a | +0.3% |
Other business types in Howard County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate44
- Real estate agents and brokers44
- Property management
- Mortgage brokers and lenders
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Howard County, MO?
There are no mortgage brokers and lenders on map listings in Howard County as of September 2026. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Howard County: counts under 3 are left out.
How much do households in Howard County, MO spend on rent and homeowner costs?
About $47.1M a year, or $13,146 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 3,585 households in Howard County and national spending patterns by income.
How does Howard County, MO compare with the U.S. for mortgage brokers and lenders?
Howard County has no mortgage brokers and lenders on map listings. At the U.S. ratio of mortgage brokers and lenders to household spending, Howard County would have about 1, against none on map listings.
How fast is Howard County, MO growing?
Population estimates put Howard County at 10,180 people in 2025, up 0.3% since 2020, slower than the U.S. (+3.1%). It has 3,585 households. Median household income in Howard County is $65,938, 18% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.1%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Howard County has no market score for mortgage brokers and lenders, having none on map listings.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Howard County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Howard County
Screening a site or an acquisition in Howard County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Howard County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.