Real estate · County · Missouri
Mortgage brokers and lenders in Cape Girardeau County, MO
The mortgage brokers and lenders in Cape Girardeau County, MO, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 40 out of 100: Lower middle
Ranked #626 of 887 scored counties
#12 of 26 scored counties in Missouri
- Listings
- 16
- 9 chain locations (56%)
- Official establishments
- 3
- Businesses with payroll, 2023
- Household spending a year
- $434.8M
- On rent and homeowner costs · $13,396 a household
- Housing spending per listing (U.S. = 100)
- 70
- 30% below the U.S.
- Listings per 10k households
- 4.9
- 14% above the U.S.
- Population, 2025
- 83,999
- +2.7% since 2020
See the mortgage brokers and lenders around any address in Cape Girardeau County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cape Girardeau County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 16 mortgage brokers and lenders in Cape Girardeau County. Chain locations make up 56% of them, against 21% across the U.S. That comes to 4.9 for every 10,000 households, 14% above the U.S. rate of 4.3.
Households in Cape Girardeau County spend about $434.8M a year on rent and homeowner costs, or $13,396 per household, 20% below the U.S. average. Housing spending per office is 30% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
In 2023, official counts showed 3 businesses with payroll in Cape Girardeau County classed as mortgage brokers and real estate lenders. That is one for every 10,818 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Cape Girardeau County grew 2.7%, in step with the U.S. (+3.1%). For mortgage brokers and lenders, Cape Girardeau County has a Groundwork market score of 40 (lower middle): #626 of 887 scored counties and #12 of 26 scored counties in Missouri.
How Cape Girardeau County compares
The same measures for Missouri and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Cape Girardeau County | Missouri | U.S. |
|---|---|---|---|
| Listings per 10k households | 4.9 | 4.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 70 | 89 | 100 |
| Households per official establishment | 10,818 | 6,465 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +4.3% | +9.5% |
| Population growth, 2020–2025 | +2.7% | +1.9% | +3.1% |
| Spending per household on rent and homeowner costs | $13,396 | $13,809 | $16,661 |
| Median household income | $68,464 | $70,702 | $80,734 |
| Groundwork market score | 40 | 30 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 3
- Employees, 2023
- 5
- Annual payroll, 2023
- $213K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 169 chain locations
- Listings at the U.S. rate for this spending
- 11The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Cape Girardeau County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Cape Girardeau County
- Population, 2025 estimate
- 83,999+2.7% since 2020
- Households
- 32,454
- Median age
- 39.0
- Homes lived in by their owners
- 67%
- Vehicles per household
- 1.9
- Land area
- 579 sq. mi.
- People per square mile
- 143
- Median household income
- $68,464+27.4% vs. 2015–2019, before inflation
- Average household income
- $89,147
- Median home value
- $220,700
- Jobs located here
- 39,481
- Daytime population
- 85,255Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Cape Girardeau County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Cape Girardeau County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Missouri
Every Missouri market ranked →The highest-scoring counties in Missouri for mortgage brokers and lenders, numbered among those based in Missouri, with Cape Girardeau County marked.
Top counties in Missouri
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Cass County, MO | 73 | 10 | 2.3 | 164 | +7.1% | #84 of 887 |
| 2Lincoln County, MO | 59 | 7 | 3.1 | 120 | +11.4% | #267 of 887 |
| 3Platte County, MO | 57 | 18 | 4.1 | 98 | +6.7% | #307 of 887 |
| 4St. Louis city, MO | 56 | 12 | 0.8 | 397 | −7.4% | #309 of 887 |
| 5Johnson County, MO | 53 | 5 | 2.4 | 143 | +4.9% | #375 of 887 |
| 6Franklin County, MO | 53 | 13 | 3.0 | 117 | +3.1% | #383 of 887 |
| 7Newton County, MO | 51 | 6 | 2.7 | 126 | +6.1% | #421 of 887 |
| 8Buchanan County, MO | 46 | 9 | 2.7 | 123 | −1.1% | #505 of 887 |
| 9St. Charles County, MO | 46 | 80 | 5.0 | 83 | +4.9% | #515 of 887 |
| 10Boone County, MO | 41 | 26 | 3.4 | 106 | +4.2% | #603 of 887 |
| 12Cape Girardeau County, MO | 40 | 16 | 4.9 | 70 | +2.7% | #626 of 887 |
Other business types in Cape Girardeau County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate33
- Real estate agents and brokers40
- Property management33
- Mortgage brokers and lenders40
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Cape Girardeau County, MO?
Cape Girardeau County has 16 mortgage brokers and lenders on map listings as of September 2026. 9 of them (56%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Cape Girardeau County, MO spend on rent and homeowner costs?
About $434.8M a year, or $13,396 per household. That is 20% below the U.S. average (an index of 80, where 100 is the U.S. average). For the 16 mortgage brokers and lenders on map listings, housing spending per office is 30% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 32,454 households in Cape Girardeau County and national spending patterns by income.
How does Cape Girardeau County, MO compare with the U.S. for mortgage brokers and lenders?
Cape Girardeau County has 4.9 mortgage brokers and lenders per 10,000 households, 14% above the U.S. rate of 4.3. The index of housing spending per office is 70, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Cape Girardeau County would have about 11, against 16 on map listings. There is one business with payroll in the industry for every 10,818 households, against one for every 4,897 across the U.S.
How fast is Cape Girardeau County, MO growing?
Population estimates put Cape Girardeau County at 83,999 people in 2025, up 2.7% since 2020, in step with the U.S. (+3.1%). It has 32,454 households. The median household income in Cape Girardeau County is $68,464 a year, 15% below the U.S. median of $80,734. That rose 27.4% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cape Girardeau County scores 40 for mortgage brokers and lenders (lower middle), #626 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Cape Girardeau County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Cape Girardeau County
Screening a site or an acquisition in Cape Girardeau County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Cape Girardeau County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.