Groundwork

Real estate · County · Utah

Mortgage brokers and lenders in Davis County, UT

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Davis County, UT, set against other counties and the U.S.

Groundwork market score · out of 100

Score 40 out of 100: Lower middle

Ranked #625 of 887 scored counties
#9 of 13 scored counties in Utah

Listings
86
9 chain locations (10%)
Official establishments
58
+16.0% since 2019
Household spending a year
$2.4B
On rent and homeowner costs · $20,274 a household
Housing spending per listing (U.S. = 100)
70
30% below the U.S.
Listings per 10k households
7.4
72% above the U.S.
Population, 2025
381,227
+4.8% since 2020

See the mortgage brokers and lenders around any address in Davis County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Davis County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 86 mortgage brokers and lenders in Davis County. Of those, 9 are chain locations, or 10%, against 21% across the U.S. Per 10,000 households, that is 7.4, 72% above the U.S. rate of 4.3.

Household spending on rent and homeowner costs in Davis County comes to about $2.4B a year: $20,274 per household, 22% above the U.S. average. Housing spending per office is 30% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 58 businesses with payroll classed as mortgage brokers and real estate lenders in Davis County in 2023, up 16.0% from 2019. That is one for every 1,999 households, against one for every 4,897 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $520K have gone to businesses classed as mortgage brokers and real estate lenders in Davis County.

Between 2020 and 2025, the population of Davis County grew 4.8%, faster than the U.S. (+3.1%). For mortgage brokers and lenders, Davis County has a Groundwork market score of 40 (lower middle): #625 of 887 scored counties and #9 of 13 scored counties in Utah.

How Davis County compares

The same measures for Utah and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Davis County, UT compared with Utah and the U.S.
MeasureDavis CountyUtahU.S.
Listings per 10k households7.49.74.3
Housing spending per listing (U.S. = 100)7051100
Households per official establishment1,9992,0494,897
Official establishment growth, 2019–2023+16.0%+8.1%+9.5%
Population growth, 2020–2025+4.8%+7.8%+3.1%
Spending per household on rent and homeowner costs$20,274$19,198$16,661
Median household income$110,884$95,166$80,734
Groundwork market score4035

Official counts and lending

Businesses

Official establishments, 2019 to 2023
50 → 58+16.0% over the period
Employees, 2023
324
Annual payroll, 2023
$28.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
869 chain locations
Listings at the U.S. rate for this spending
60The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$520K

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Davis County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Davis County

Population, 2025 estimate
381,227+4.8% since 2020
Households
115,919
Median age
32.8
Homes lived in by their owners
77%
Vehicles per household
2.2
Land area
325 sq. mi.
People per square mile
1,142
Median household income
$110,884+33.1% vs. 2015–2019, before inflation
Average household income
$132,463
Median home value
$505,500
Jobs located here
130,842
Daytime population
330,642Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Davis County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Davis County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Utah

Every Utah market ranked →

The highest-scoring counties in Utah for mortgage brokers and lenders, numbered among those based in Utah, with Davis County marked.

Top counties in Utah

Counties in Utah ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Uintah County, UT6354.1107+7.3%#208 of 887
2Tooele County, UT59114.6109+19.2%#269 of 887
3Wasatch County, UT4986.288+9.9%#463 of 887
4Utah County, UT461457.171+14.5%#520 of 887
5Weber County, UT45778.258+5.8%#537 of 887
6Sevier County, UT4456.766+5.9%#560 of 887
7Cache County, UT42276.176+8.5%#594 of 887
8Box Elder County, UT42147.264+12.7%#600 of 887
9Davis County, UT40867.470+4.8%#625 of 887
10Iron County, UT40157.458+16.4%#627 of 887

Other business types in Davis County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Davis County, UT?

Davis County has 86 mortgage brokers and lenders on map listings as of September 2026. 9 of them (10%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 58 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 16.0% from 2019.

How much do households in Davis County, UT spend on rent and homeowner costs?

About $2.4B a year, or $20,274 per household. That is 22% above the U.S. average (an index of 122, where 100 is the U.S. average). For the 86 mortgage brokers and lenders on map listings, housing spending per office is 30% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 115,919 households in Davis County and national spending patterns by income.

How does Davis County, UT compare with the U.S. for mortgage brokers and lenders?

Davis County has 7.4 mortgage brokers and lenders per 10,000 households, 72% above the U.S. rate of 4.3. The index of housing spending per office is 70, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Davis County would have about 60, against 86 on map listings. There is one business with payroll in the industry for every 1,999 households, against one for every 4,897 across the U.S. The official count rose 16.0% from 2019 to 2023, against +9.5% for the U.S.

How fast is Davis County, UT growing?

Population estimates put Davis County at 381,227 people in 2025, up 4.8% since 2020, faster than the U.S. (+3.1%). It has 115,919 households. The median household income in Davis County is $110,884 a year, 37% above the U.S. median of $80,734. That rose 33.1% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Davis County scores 40 for mortgage brokers and lenders (lower middle), #625 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Davis County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Davis County

Screening a site or an acquisition in Davis County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Davis County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.