Groundwork

Real estate · Small-town market · Utah

Mortgage brokers and lenders in the Brigham City, UT-ID area

How the Brigham City, UT-ID area compares with other small-town markets and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 46 out of 100: Lower middle

Ranked #106 of 177 scored small-town markets
#2 of 4 scored small-town markets based in Utah

Listings
14
1 chain location (7%)
Official establishments
6
Businesses with payroll, 2023
Household spending a year
$381.5M
On rent and homeowner costs · $17,761 a household
Housing spending per listing (U.S. = 100)
70
30% below the U.S.
Listings per 10k households
6.5
51% above the U.S.
Population, 2025
70,405
+12.6% since 2020

See the mortgage brokers and lenders around any address in the Brigham City area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Brigham City area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 14 mortgage brokers and lenders in the Brigham City area. One of them (7%) is a chain location, against 21% across the U.S. That comes to 6.5 for every 10,000 households, 51% above the U.S. rate of 4.3.

At $17,761 per household (7% above the U.S. average), households in the Brigham City area spend about $381.5M a year on rent and homeowner costs. Housing spending per office is 30% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 6 businesses with payroll classed as mortgage brokers and real estate lenders in the Brigham City area in 2023. That is one for every 3,580 households, against one for every 4,897 across the U.S.

Population estimates put the population change in the Brigham City area from 2020 to 2025 at +12.6%, faster than the U.S. (+3.1%). The Brigham City area scores 46 (lower middle) on the Groundwork market score for mortgage brokers and lenders, ranking #106 of 177 scored small-town markets and #2 of 4 scored small-town markets based in Utah.

How the Brigham City area compares

The same measures for Utah and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Brigham City, UT-ID area compared with Utah and the U.S.
MeasureBrigham City areaUtahU.S.
Listings per 10k households6.59.74.3
Housing spending per listing (U.S. = 100)7051100
Households per official establishment3,5802,0494,897
Official establishment growth, 2019–2023n/a+8.1%+9.5%
Population growth, 2020–2025+12.6%+7.8%+3.1%
Spending per household on rent and homeowner costs$17,761$19,198$16,661
Median household income$83,616$95,166$80,734
Groundwork market score4635

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6
Employees, 2023
30
Annual payroll, 2023
$1.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
141 chain location
Listings at the U.S. rate for this spending
10The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Brigham City area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Brigham City area

Population, 2025 estimate
70,405+12.6% since 2020
Households
21,478
Median age
33.9
Homes lived in by their owners
77%
Vehicles per household
2.5
Land area
6,980 sq. mi.
People per square mile
9
Median household income
$83,616
Average household income
$98,901
Median home value
$390,400
Jobs located here
23,461
Daytime population
55,535Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Brigham City area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Brigham City area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Utah

Every Utah market ranked →

The highest-scoring small-town markets in Utah for mortgage brokers and lenders, numbered among those based in Utah, with the Brigham City area marked.

Top small-town markets in Utah

Small-town markets in Utah ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Vernal, UT6654.1107+7.3%#30 of 177
2Brigham City, UT-ID46146.570+12.6%#106 of 177
3Cedar City, UT41157.458+16.4%#124 of 177
4Heber, UT40289.858+5.3%#125 of 177

Other business types in the Brigham City area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Brigham City, UT-ID area?

The Brigham City area has 14 mortgage brokers and lenders on map listings as of September 2026. One of them (7%) is a chain location. The listings count mortgage brokers and mortgage lenders. Official counts show 6 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in the Brigham City, UT-ID area spend on rent and homeowner costs?

About $381.5M a year, or $17,761 per household. That is 7% above the U.S. average (an index of 107, where 100 is the U.S. average). For the 14 mortgage brokers and lenders on map listings, housing spending per office is 30% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 21,478 households in the Brigham City area and national spending patterns by income.

How does the Brigham City, UT-ID area compare with the U.S. for mortgage brokers and lenders?

The Brigham City area has 6.5 mortgage brokers and lenders per 10,000 households, 51% above the U.S. rate of 4.3. The index of housing spending per office is 70, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Brigham City area would have about 10, against 14 on map listings. There is one business with payroll in the industry for every 3,580 households, against one for every 4,897 across the U.S.

How fast is the Brigham City, UT-ID area growing?

Population estimates put the Brigham City area at 70,405 people in 2025, up 12.6% since 2020, faster than the U.S. (+3.1%). It has 21,478 households. The median household income in the Brigham City area is $83,616 a year, 4% above the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Brigham City area scores 46 for mortgage brokers and lenders (lower middle), #106 of 177 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Brigham City area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Brigham City area

Screening a site or an acquisition in the Brigham City area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Brigham City area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.