Groundwork

Real estate · County · Utah

Mortgage brokers and lenders in Cache County, UT

The mortgage brokers and lenders in Cache County, UT, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 42 out of 100: Lower middle

Ranked #594 of 887 scored counties
#7 of 13 scored counties in Utah

Listings
27
7 chain locations (26%)
Official establishments
19
Businesses with payroll, 2023
Household spending a year
$798.9M
On rent and homeowner costs · $17,978 a household
Housing spending per listing (U.S. = 100)
76
24% below the U.S.
Listings per 10k households
6.1
42% above the U.S.
Population, 2025
145,000
+8.5% since 2020

See the mortgage brokers and lenders around any address in Cache County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cache County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $17,978 per household (8% above the U.S. average), households in Cache County spend about $798.9M a year on rent and homeowner costs. Housing spending per office is 24% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 27 mortgage brokers and lenders on map listings in Cache County as of September 2026. Of those, 7 are chain locations, or 26%, against 21% across the U.S. Per 10,000 households, that is 6.1, 42% above the U.S. rate of 4.3.

Official counts show 19 businesses with payroll classed as mortgage brokers and real estate lenders in Cache County in 2023. That is one for every 2,339 households, against one for every 4,897 across the U.S.

Between 2020 and 2025, the population of Cache County grew 8.5%, faster than the U.S. (+3.1%). Cache County scores 42 (lower middle) on the Groundwork market score for mortgage brokers and lenders, ranking #594 of 887 scored counties and #7 of 13 scored counties in Utah.

How Cache County compares

The same measures for Utah and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Cache County, UT compared with Utah and the U.S.
MeasureCache CountyUtahU.S.
Listings per 10k households6.19.74.3
Housing spending per listing (U.S. = 100)7651100
Households per official establishment2,3392,0494,897
Official establishment growth, 2019–2023n/a+8.1%+9.5%
Population growth, 2020–2025+8.5%+7.8%+3.1%
Spending per household on rent and homeowner costs$17,978$19,198$16,661
Median household income$81,665$95,166$80,734
Groundwork market score4235

Official counts and lending

Businesses

Official establishments, 2019 to 2023
19 → 19
Employees, 2023
66
Annual payroll, 2023
$5.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
277 chain locations
Listings at the U.S. rate for this spending
21The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Cache County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Cache County

Population, 2025 estimate
145,000+8.5% since 2020
Households
44,439
Median age
29.6
Homes lived in by their owners
64%
Vehicles per household
2.3
Land area
1,165 sq. mi.
People per square mile
120
Median household income
$81,665+38.3% vs. 2015–2019, before inflation
Average household income
$105,827
Median home value
$444,400
Jobs located here
60,576
Daytime population
130,767Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Cache County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Cache County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Utah

Every Utah market ranked →

The highest-scoring counties in Utah for mortgage brokers and lenders, numbered among those based in Utah, with Cache County marked.

Top counties in Utah

Counties in Utah ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Uintah County, UT6354.1107+7.3%#208 of 887
2Tooele County, UT59114.6109+19.2%#269 of 887
3Wasatch County, UT4986.288+9.9%#463 of 887
4Utah County, UT461457.171+14.5%#520 of 887
5Weber County, UT45778.258+5.8%#537 of 887
6Sevier County, UT4456.766+5.9%#560 of 887
7Cache County, UT42276.176+8.5%#594 of 887
8Box Elder County, UT42147.264+12.7%#600 of 887
9Davis County, UT40867.470+4.8%#625 of 887
10Iron County, UT40157.458+16.4%#627 of 887

Other business types in Cache County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Cache County, UT?

As of September 2026, map listings count 27 mortgage brokers and lenders in Cache County. 7 of them (26%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 19 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Cache County, UT spend on rent and homeowner costs?

About $798.9M a year, or $17,978 per household. That is 8% above the U.S. average (an index of 108, where 100 is the U.S. average). For the 27 mortgage brokers and lenders on map listings, housing spending per office is 24% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 44,439 households in Cache County and national spending patterns by income.

How does Cache County, UT compare with the U.S. for mortgage brokers and lenders?

Cache County has 6.1 mortgage brokers and lenders per 10,000 households, 42% above the U.S. rate of 4.3. The index of housing spending per office is 76, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Cache County would have about 21, against 27 on map listings. There is one business with payroll in the industry for every 2,339 households, against one for every 4,897 across the U.S.

How fast is Cache County, UT growing?

Population estimates put Cache County at 145,000 people in 2025, up 8.5% since 2020, faster than the U.S. (+3.1%). It has 44,439 households. Median household income in Cache County is $81,665, in line with the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 38.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cache County scores 42 for mortgage brokers and lenders (lower middle), #594 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Cache County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Cache County

Screening a site or an acquisition in Cache County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Cache County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.