Groundwork

Real estate · County · South Carolina

Mortgage brokers and lenders in York County, SC

The mortgage brokers and lenders in York County, SC, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 54 out of 100: Upper middle

Ranked #360 of 887 scored counties
#5 of 19 scored counties in South Carolina

Listings
43
10 chain locations (23%)
Official establishments
28
−3.4% since 2019
Household spending a year
$1.9B
On rent and homeowner costs · $16,388 a household
Housing spending per listing (U.S. = 100)
111
11% above the U.S.
Listings per 10k households
3.8
12% below the U.S.
Population, 2025
306,887
+8.1% since 2020

See the mortgage brokers and lenders around any address in York County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of York County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 43 mortgage brokers and lenders in York County. 10 of them (23%) are chain locations, against 21% across the U.S. That is 3.8 per 10,000 households, 12% below the U.S. rate of 4.3.

At $16,388 per household (2% below the U.S. average), households in York County spend about $1.9B a year on rent and homeowner costs. Housing spending per office is 11% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in York County was 28 in 2023, down 3.4% from 2019. That is one for every 4,064 households, against one for every 4,897 across the U.S.

Population estimates show York County grew 8.1% from 2020 to 2025, faster than the U.S. (+3.1%). York County scores 54 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #360 of 887 scored counties and #5 of 19 scored counties in South Carolina.

How York County compares

The same measures for South Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in York County, SC compared with South Carolina and the U.S.
MeasureYork CountySouth CarolinaU.S.
Listings per 10k households3.84.94.3
Housing spending per listing (U.S. = 100)11178100
Households per official establishment4,0644,5944,897
Official establishment growth, 2019–2023−3.4%+25.6%+9.5%
Population growth, 2020–2025+8.1%+8.5%+3.1%
Spending per household on rent and homeowner costs$16,388$14,791$16,661
Median household income$89,095$69,324$80,734
Groundwork market score5438

Official counts and lending

Businesses

Official establishments, 2019 to 2023
29 → 28−3.4% over the period
Employees, 2023
476
Annual payroll, 2023
$38.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
4310 chain locations
Listings at the U.S. rate for this spending
48The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in York County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in York County

Population, 2025 estimate
306,887+8.1% since 2020
Households
113,785
Median age
40.3
Homes lived in by their owners
75%
Vehicles per household
2.0
Land area
681 sq. mi.
People per square mile
431
Median household income
$89,095+36.3% vs. 2015–2019, before inflation
Average household income
$115,529
Median home value
$361,300
Jobs located here
111,939
Daytime population
267,996Residents who don’t work, plus everyone whose job is here

Looking at a specific site in York County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of York County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across South Carolina

Every South Carolina market ranked →

The highest-scoring counties in South Carolina for mortgage brokers and lenders, numbered among those based in South Carolina, with York County marked.

Top counties in South Carolina

Counties in South Carolina ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Spartanburg County, SC71332.5147+15.6%#110 of 887
2Aiken County, SC70172.4156+7.3%#122 of 887
3Pickens County, SC64112.1172+5.7%#186 of 887
4Anderson County, SC54232.7134+7.7%#347 of 887
5York County, SC54433.8111+8.1%#360 of 887
6Berkeley County, SC46434.687+18.7%#514 of 887
7Georgetown County, SC46155.569+3.8%#521 of 887
8Dorchester County, SC43335.276+10.1%#572 of 887
9Lexington County, SC42645.274+7.7%#595 of 887
10Orangeburg County, SC4072.1154−0.9%#612 of 887

Other business types in York County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in York County, SC?

York County has 43 mortgage brokers and lenders on map listings as of September 2026. 10 of them (23%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 28 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 3.4% from 2019.

How much do households in York County, SC spend on rent and homeowner costs?

About $1.9B a year, or $16,388 per household. That is 2% below the U.S. average (an index of 98, where 100 is the U.S. average). For the 43 mortgage brokers and lenders on map listings, housing spending per office is 11% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 113,785 households in York County and national spending patterns by income.

How does York County, SC compare with the U.S. for mortgage brokers and lenders?

York County has 3.8 mortgage brokers and lenders per 10,000 households, 12% below the U.S. rate of 4.3. The index of housing spending per office is 111, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, York County would have about 48, against 43 on map listings. There is one business with payroll in the industry for every 4,064 households, against one for every 4,897 across the U.S. The official count fell 3.4% from 2019 to 2023, against +9.5% for the U.S.

How fast is York County, SC growing?

Population estimates put York County at 306,887 people in 2025, up 8.1% since 2020, faster than the U.S. (+3.1%). It has 113,785 households. The median household income in York County is $89,095 a year, 10% above the U.S. median of $80,734. That rose 36.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. York County scores 54 for mortgage brokers and lenders (upper middle), #360 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in York County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in York County

Screening a site or an acquisition in York County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of York County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.