Groundwork

Real estate · County · South Carolina

Mortgage brokers and lenders in Horry County, SC

How Horry County, SC compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 33 out of 100: Lower middle

Ranked #742 of 887 scored counties
#15 of 19 scored counties in South Carolina

Listings
102
36 chain locations (35%)
Official establishments
50
+42.9% since 2019
Household spending a year
$2.3B
On rent and homeowner costs · $14,379 a household
Housing spending per listing (U.S. = 100)
57
43% below the U.S.
Listings per 10k households
6.4
49% above the U.S.
Population, 2025
427,551
+20.9% since 2020

See the mortgage brokers and lenders around any address in Horry County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Horry County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for mortgage brokers and lenders in Horry County is 33 (lower middle), #742 of 887 scored counties and #15 of 19 scored counties in South Carolina. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 102 mortgage brokers and lenders in Horry County. 36 of them (35%) are chain locations, against 21% across the U.S. That comes to 6.4 for every 10,000 households, 49% above the U.S. rate of 4.3.

At $14,379 per household (14% below the U.S. average), households in Horry County spend about $2.3B a year on rent and homeowner costs. Housing spending per office is 43% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Horry County was 50 in 2023, up 42.9% from 2019. That is one for every 3,176 households, against one for every 4,897 across the U.S. Between 2020 and 2025, the population of Horry County grew 20.9%, faster than the U.S. (+3.1%).

How Horry County compares

The same measures for South Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Horry County, SC compared with South Carolina and the U.S.
MeasureHorry CountySouth CarolinaU.S.
Listings per 10k households6.44.94.3
Housing spending per listing (U.S. = 100)5778100
Households per official establishment3,1764,5944,897
Official establishment growth, 2019–2023+42.9%+25.6%+9.5%
Population growth, 2020–2025+20.9%+8.5%+3.1%
Spending per household on rent and homeowner costs$14,379$14,791$16,661
Median household income$66,880$69,324$80,734
Groundwork market score3338

Official counts and lending

Businesses

Official establishments, 2019 to 2023
35 → 50+42.9% over the period
Employees, 2023
159
Annual payroll, 2023
$15.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10236 chain locations
Listings at the U.S. rate for this spending
59The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Horry County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Horry County

Population, 2025 estimate
427,551+20.9% since 2020
Households
158,779
Median age
47.7
Homes lived in by their owners
77%
Vehicles per household
1.8
Land area
1,133 sq. mi.
People per square mile
338
Median household income
$66,880+31.9% vs. 2015–2019, before inflation
Average household income
$87,740
Median home value
$287,700
Jobs located here
142,324
Daytime population
375,675Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Horry County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Horry County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across South Carolina

Every South Carolina market ranked →

The highest-scoring counties in South Carolina for mortgage brokers and lenders, numbered among those based in South Carolina, with Horry County marked.

Top counties in South Carolina

Counties in South Carolina ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Spartanburg County, SC71332.5147+15.6%#110 of 887
2Aiken County, SC70172.4156+7.3%#122 of 887
3Pickens County, SC64112.1172+5.7%#186 of 887
4Anderson County, SC54232.7134+7.7%#347 of 887
5York County, SC54433.8111+8.1%#360 of 887
6Berkeley County, SC46434.687+18.7%#514 of 887
7Georgetown County, SC46155.569+3.8%#521 of 887
8Dorchester County, SC43335.276+10.1%#572 of 887
9Lexington County, SC42645.274+7.7%#595 of 887
10Orangeburg County, SC4072.1154−0.9%#612 of 887
15Horry County, SC331026.457+20.9%#742 of 887

Other business types in Horry County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Horry County, SC?

Horry County has 102 mortgage brokers and lenders on map listings as of September 2026. 36 of them (35%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 50 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 42.9% from 2019.

How much do households in Horry County, SC spend on rent and homeowner costs?

About $2.3B a year, or $14,379 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). For the 102 mortgage brokers and lenders on map listings, housing spending per office is 43% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 158,779 households in Horry County and national spending patterns by income.

How does Horry County, SC compare with the U.S. for mortgage brokers and lenders?

Horry County has 6.4 mortgage brokers and lenders per 10,000 households, 49% above the U.S. rate of 4.3. The index of housing spending per office is 57, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Horry County would have about 59, against 102 on map listings. There is one business with payroll in the industry for every 3,176 households, against one for every 4,897 across the U.S. The official count rose 42.9% from 2019 to 2023, against +9.5% for the U.S.

How fast is Horry County, SC growing?

Population estimates put Horry County at 427,551 people in 2025, up 20.9% since 2020, faster than the U.S. (+3.1%). It has 158,779 households. The median household income in Horry County is $66,880 a year, 17% below the U.S. median of $80,734. That rose 31.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Horry County scores 33 for mortgage brokers and lenders (lower middle), #742 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Horry County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Horry County

Screening a site or an acquisition in Horry County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Horry County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.