Real estate · County · South Carolina
Mortgage brokers and lenders in Lancaster County, SC
How Lancaster County, SC compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 37 out of 100: Lower middle
Ranked #683 of 887 scored counties
#12 of 19 scored counties in South Carolina
- Listings
- 35
- 2 chain locations (6%)
- Official establishments
- 10
- Businesses with payroll, 2023
- Household spending a year
- $623.9M
- On rent and homeowner costs · $15,548 a household
- Housing spending per listing (U.S. = 100)
- 46
- 54% below the U.S.
- Listings per 10k households
- 8.7
- Twice the U.S.
- Population, 2025
- 114,296
- +18.3% since 2020
See the mortgage brokers and lenders around any address in Lancaster County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lancaster County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
For mortgage brokers and lenders, Lancaster County has a Groundwork market score of 37 (lower middle): #683 of 887 scored counties and #12 of 19 scored counties in South Carolina. That puts it in the bottom quarter of counties.
Map listings as of September 2026 show 35 mortgage brokers and lenders in Lancaster County. Chain locations make up 6% of them, against 21% across the U.S. That is 8.7 per 10,000 households, twice the U.S. rate of 4.3.
Household spending on rent and homeowner costs in Lancaster County comes to about $623.9M a year: $15,548 per household, 7% below the U.S. average. Housing spending per office is 54% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Lancaster County was 10 in 2023. That is one for every 4,013 households, against one for every 4,897 across the U.S. Population estimates put the population change in Lancaster County from 2020 to 2025 at +18.3%, faster than the U.S. (+3.1%).
How Lancaster County compares
The same measures for South Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Lancaster County | South Carolina | U.S. |
|---|---|---|---|
| Listings per 10k households | 8.7 | 4.9 | 4.3 |
| Housing spending per listing (U.S. = 100) | 46 | 78 | 100 |
| Households per official establishment | 4,013 | 4,594 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +25.6% | +9.5% |
| Population growth, 2020–2025 | +18.3% | +8.5% | +3.1% |
| Spending per household on rent and homeowner costs | $15,548 | $14,791 | $16,661 |
| Median household income | $78,869 | $69,324 | $80,734 |
| Groundwork market score | 37 | 38 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 8 → 10
- Employees, 2023
- 139
- Annual payroll, 2023
- $12M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 352 chain locations
- Listings at the U.S. rate for this spending
- 16The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Lancaster County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Lancaster County
- Population, 2025 estimate
- 114,296+18.3% since 2020
- Households
- 40,128
- Median age
- 43.6
- Homes lived in by their owners
- 83%
- Vehicles per household
- 1.9
- Land area
- 549 sq. mi.
- People per square mile
- 190
- Median household income
- $78,869+34.0% vs. 2015–2019, before inflation
- Average household income
- $106,641
- Median home value
- $329,900
- Jobs located here
- 29,873
- Daytime population
- 88,047Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Lancaster County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Lancaster County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across South Carolina
Every South Carolina market ranked →The highest-scoring counties in South Carolina for mortgage brokers and lenders, numbered among those based in South Carolina, with Lancaster County marked.
Top counties in South Carolina
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Spartanburg County, SC | 71 | 33 | 2.5 | 147 | +15.6% | #110 of 887 |
| 2Aiken County, SC | 70 | 17 | 2.4 | 156 | +7.3% | #122 of 887 |
| 3Pickens County, SC | 64 | 11 | 2.1 | 172 | +5.7% | #186 of 887 |
| 4Anderson County, SC | 54 | 23 | 2.7 | 134 | +7.7% | #347 of 887 |
| 5York County, SC | 54 | 43 | 3.8 | 111 | +8.1% | #360 of 887 |
| 6Berkeley County, SC | 46 | 43 | 4.6 | 87 | +18.7% | #514 of 887 |
| 7Georgetown County, SC | 46 | 15 | 5.5 | 69 | +3.8% | #521 of 887 |
| 8Dorchester County, SC | 43 | 33 | 5.2 | 76 | +10.1% | #572 of 887 |
| 9Lexington County, SC | 42 | 64 | 5.2 | 74 | +7.7% | #595 of 887 |
| 10Orangeburg County, SC | 40 | 7 | 2.1 | 154 | −0.9% | #612 of 887 |
| 12Lancaster County, SC | 37 | 35 | 8.7 | 46 | +18.3% | #683 of 887 |
Other business types in Lancaster County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate54
- Real estate agents and brokers65
- Property management75
- Mortgage brokers and lenders37
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Lancaster County, SC?
There are 35 mortgage brokers and lenders on map listings in Lancaster County as of September 2026. 2 of them (6%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 10 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Lancaster County, SC spend on rent and homeowner costs?
About $623.9M a year, or $15,548 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). For the 35 mortgage brokers and lenders on map listings, housing spending per office is 54% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 40,128 households in Lancaster County and national spending patterns by income.
How does Lancaster County, SC compare with the U.S. for mortgage brokers and lenders?
Lancaster County has 8.7 mortgage brokers and lenders per 10,000 households, twice the U.S. rate of 4.3. The index of housing spending per office is 46, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Lancaster County would have about 16, against 35 on map listings. There is one business with payroll in the industry for every 4,013 households, against one for every 4,897 across the U.S.
How fast is Lancaster County, SC growing?
Population estimates put Lancaster County at 114,296 people in 2025, up 18.3% since 2020, faster than the U.S. (+3.1%). It has 40,128 households. The median household income in Lancaster County is $78,869 a year, 2% below the U.S. median of $80,734. That rose 34.0% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lancaster County scores 37 for mortgage brokers and lenders (lower middle), #683 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Lancaster County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Lancaster County
Screening a site or an acquisition in Lancaster County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Lancaster County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.