Real estate · County · New Mexico
Mortgage brokers and lenders in Bernalillo County, NM
The mortgage brokers and lenders in Bernalillo County, NM, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 27 out of 100: Lower middle
Ranked #823 of 887 scored counties
#7 of 7 scored counties in New Mexico
- Listings
- 207
- 31 chain locations (15%)
- Official establishments
- 70
- +45.8% since 2019
- Household spending a year
- $4.9B
- On rent and homeowner costs · $17,065 a household
- Housing spending per listing (U.S. = 100)
- 60
- 40% below the U.S.
- Listings per 10k households
- 7.3
- 70% above the U.S.
- Population, 2025
- 667,601
- −1.4% since 2020
See the mortgage brokers and lenders around any address in Bernalillo County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Bernalillo County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Bernalillo County scores 27 (lower middle) on the Groundwork market score for mortgage brokers and lenders, ranking #823 of 887 scored counties and #7 of 7 scored counties in New Mexico. That puts it in the bottom quarter of counties.
As of September 2026, map listings count 207 mortgage brokers and lenders in Bernalillo County. Chain locations make up 15% of them, against 21% across the U.S. That is 7.3 per 10,000 households, 70% above the U.S. rate of 4.3.
Household spending on rent and homeowner costs in Bernalillo County comes to about $4.9B a year: $17,065 per household, 2% above the U.S. average. Housing spending per office is 40% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
In 2023, official counts showed 70 businesses with payroll in Bernalillo County classed as mortgage brokers and real estate lenders, up 45.8% from 2019. That is one for every 4,079 households, against one for every 4,897 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $100K has gone to businesses classed as mortgage brokers and real estate lenders in Bernalillo County. Population estimates show Bernalillo County declined 1.4% from 2020 to 2025, against +3.1% for the U.S.
How Bernalillo County compares
The same measures for New Mexico and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Bernalillo County | New Mexico | U.S. |
|---|---|---|---|
| Listings per 10k households | 7.3 | 3.8 | 4.3 |
| Housing spending per listing (U.S. = 100) | 60 | 111 | 100 |
| Households per official establishment | 4,079 | 6,442 | 4,897 |
| Official establishment growth, 2019–2023 | +45.8% | +44.4% | +9.5% |
| Population growth, 2020–2025 | −1.4% | +0.3% | +3.1% |
| Spending per household on rent and homeowner costs | $17,065 | $16,591 | $16,661 |
| Median household income | $69,473 | $64,059 | $80,734 |
| Groundwork market score | 27 | 46 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 48 → 70+45.8% over the period
- Employees, 2023
- 890
- Annual payroll, 2023
- $73.2M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 20731 chain locations
- Listings at the U.S. rate for this spending
- 125The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $100K
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Bernalillo County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Bernalillo County
- Population, 2025 estimate
- 667,601−1.4% since 2020
- Households
- 285,495
- Median age
- 40.6
- Homes lived in by their owners
- 65%
- Vehicles per household
- 1.8
- Land area
- 1,162 sq. mi.
- People per square mile
- 580
- Median household income
- $69,473+30.3% vs. 2015–2019, before inflation
- Average household income
- $93,350
- Median home value
- $292,900
- Jobs located here
- 358,969
- Daytime population
- 728,701Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Bernalillo County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Bernalillo County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across New Mexico
Every New Mexico market ranked →The highest-scoring counties in New Mexico for mortgage brokers and lenders, numbered among those based in New Mexico, with Bernalillo County marked.
Top counties in New Mexico
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Sandoval County, NM | 89 | 6 | 1.1 | 445 | +6.9% | #5 of 887 |
| 2Valencia County, NM | 70 | 7 | 2.5 | 161 | +7.2% | #120 of 887 |
| 3Santa Fe County, NM | 62 | 25 | 3.5 | 132 | +1.2% | #219 of 887 |
| 4Doña Ana County, NM | 58 | 32 | 3.8 | 107 | +4.1% | #281 of 887 |
| 5Curry County, NM | 50 | 5 | 2.7 | 149 | −3.5% | #436 of 887 |
| 6San Juan County, NM | 47 | 19 | 4.6 | 89 | −0.9% | #497 of 887 |
| 7Bernalillo County, NM | 27 | 207 | 7.3 | 60 | −1.4% | #823 of 887 |
Other business types in Bernalillo County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate31
- Real estate agents and brokers35
- Property management38
- Mortgage brokers and lenders27
- Home inspectors54
Funeral services
Questions
How many mortgage brokers and lenders are in Bernalillo County, NM?
Bernalillo County has 207 mortgage brokers and lenders on map listings as of September 2026. 31 of them (15%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 70 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 45.8% from 2019.
How much do households in Bernalillo County, NM spend on rent and homeowner costs?
About $4.9B a year, or $17,065 per household. That is 2% above the U.S. average (an index of 102, where 100 is the U.S. average). For the 207 mortgage brokers and lenders on map listings, housing spending per office is 40% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 285,495 households in Bernalillo County and national spending patterns by income.
How does Bernalillo County, NM compare with the U.S. for mortgage brokers and lenders?
Bernalillo County has 7.3 mortgage brokers and lenders per 10,000 households, 70% above the U.S. rate of 4.3. The index of housing spending per office is 60, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Bernalillo County would have about 125, against 207 on map listings. There is one business with payroll in the industry for every 4,079 households, against one for every 4,897 across the U.S. The official count rose 45.8% from 2019 to 2023, against +9.5% for the U.S.
How fast is Bernalillo County, NM growing?
Population estimates put Bernalillo County at 667,601 people in 2025, down 1.4% since 2020, against +3.1% for the U.S. It has 285,495 households. The median household income in Bernalillo County is $69,473 a year, 14% below the U.S. median of $80,734. That rose 30.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Bernalillo County scores 27 for mortgage brokers and lenders (lower middle), #823 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Bernalillo County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Bernalillo County
Screening a site or an acquisition in Bernalillo County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Bernalillo County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.