Groundwork

Real estate · County · Massachusetts

Mortgage brokers and lenders in Worcester County, MA

How Worcester County, MA compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 75 out of 100: High

Ranked #67 of 887 scored counties
#3 of 11 scored counties in Massachusetts

Listings
95
16 chain locations (17%)
Official establishments
48
−4.0% since 2019
Household spending a year
$6.6B
On rent and homeowner costs · $19,573 a household
Housing spending per listing (U.S. = 100)
177
77% above the U.S.
Listings per 10k households
2.8
35% below the U.S.
Population, 2025
888,502
+3.7% since 2020

See the mortgage brokers and lenders around any address in Worcester County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Worcester County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Worcester County scores 75 (high) on the Groundwork market score for mortgage brokers and lenders, ranking #67 of 887 scored counties and #3 of 11 scored counties in Massachusetts. That puts it in the top 10% of counties for mortgage brokers and lenders.

Household spending on rent and homeowner costs in Worcester County comes to about $6.6B a year: $19,573 per household, 17% above the U.S. average. Housing spending per office is 77% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Worcester County has 95 mortgage brokers and lenders on map listings as of September 2026. Of those, 16 are chain locations, or 17%, against 21% across the U.S. That comes to 2.8 for every 10,000 households, 35% below the U.S. rate of 4.3.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Worcester County was 48 in 2023, down 4.0% from 2019. That is one for every 6,996 households, against one for every 4,897 across the U.S. Population estimates put the population change in Worcester County from 2020 to 2025 at +3.7%, faster than the U.S. (+3.1%).

How Worcester County compares

The same measures for Massachusetts and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Worcester County, MA compared with Massachusetts and the U.S.
MeasureWorcester CountyMassachusettsU.S.
Listings per 10k households2.83.64.3
Housing spending per listing (U.S. = 100)177146100
Households per official establishment6,9965,8264,897
Official establishment growth, 2019–2023−4.0%+3.5%+9.5%
Population growth, 2020–2025+3.7%+2.4%+3.1%
Spending per household on rent and homeowner costs$19,573$20,433$16,661
Median household income$95,939$103,960$80,734
Groundwork market score7568

Official counts and lending

Businesses

Official establishments, 2019 to 2023
50 → 48−4.0% over the period
Employees, 2023
333
Annual payroll, 2023
$31.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
9516 chain locations
Listings at the U.S. rate for this spending
168The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Worcester County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Worcester County

Population, 2025 estimate
888,502+3.7% since 2020
Households
335,826
Median age
41.3
Homes lived in by their owners
66%
Vehicles per household
1.8
Land area
1,511 sq. mi.
People per square mile
574
Median household income
$95,939+28.5% vs. 2015–2019, before inflation
Average household income
$124,653
Median home value
$423,700
Jobs located here
355,505
Daytime population
797,239Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Worcester County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Worcester County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Massachusetts

Every Massachusetts market ranked →

The highest-scoring counties in Massachusetts for mortgage brokers and lenders, numbered among those based in Massachusetts, with Worcester County marked.

Top counties in Massachusetts

Counties in Massachusetts ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Hampshire County, MA90132.1230+10.4%#4 of 887
2Berkshire County, MA7771.2378−1.2%#50 of 887
3Worcester County, MA75952.8177+3.7%#67 of 887
4Middlesex County, MA752083.3175+2.8%#68 of 887
5Hampden County, MA70452.4182+0.2%#116 of 887
6Bristol County, MA62763.3147+2.9%#217 of 887
7Barnstable County, MA62454.3119+2.4%#224 of 887
8Suffolk County, MA611153.5144+0.1%#232 of 887
9Norfolk County, MA571324.7124+2.2%#299 of 887
10Plymouth County, MA541045.1105+3.5%#362 of 887

Other business types in Worcester County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Worcester County, MA?

Map listings as of September 2026 show 95 mortgage brokers and lenders in Worcester County. 16 of them (17%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 48 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 4.0% from 2019.

How much do households in Worcester County, MA spend on rent and homeowner costs?

About $6.6B a year, or $19,573 per household. That is 17% above the U.S. average (an index of 117, where 100 is the U.S. average). For the 95 mortgage brokers and lenders on map listings, housing spending per office is 77% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 335,826 households in Worcester County and national spending patterns by income.

How does Worcester County, MA compare with the U.S. for mortgage brokers and lenders?

Worcester County has 2.8 mortgage brokers and lenders per 10,000 households, 35% below the U.S. rate of 4.3. The index of housing spending per office is 177, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Worcester County would have about 168, against 95 on map listings. There is one business with payroll in the industry for every 6,996 households, against one for every 4,897 across the U.S. The official count fell 4.0% from 2019 to 2023, against +9.5% for the U.S.

How fast is Worcester County, MA growing?

Population estimates put Worcester County at 888,502 people in 2025, up 3.7% since 2020, faster than the U.S. (+3.1%). It has 335,826 households. Median household income in Worcester County is $95,939, 19% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 28.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Worcester County scores 75 for mortgage brokers and lenders (high), #67 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Worcester County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Worcester County

Screening a site or an acquisition in Worcester County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Worcester County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.