Real estate · Metro area · Massachusetts
Mortgage brokers and lenders in the Boston-Cambridge-Newton, MA-NH metro area
The mortgage brokers and lenders in the Boston-Cambridge-Newton, MA-NH metro area, the household spending behind them and how the market ranks against other metro areas.
Groundwork market score · out of 100
Score 60 out of 100: Upper middle
Ranked #99 of 373 scored metro areas
#5 of 6 scored metro areas based in Massachusetts
- Listings
- 827
- 161 chain locations (19%)
- Official establishments
- 368
- −0.5% since 2019
- Household spending a year
- $41.4B
- On rent and homeowner costs · $21,309 a household
- Housing spending per listing (U.S. = 100)
- 128
- 28% above the U.S.
- Listings per 10k households
- 4.3
- In line with the U.S.
- Population, 2025
- 5,034,221
- +2.3% since 2020
See the mortgage brokers and lenders around any address in the Boston-Cambridge-Newton metro area
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Boston-Cambridge-Newton metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on rent and homeowner costs in the Boston-Cambridge-Newton metro area comes to about $41.4B a year: $21,309 per household, 28% above the U.S. average. Housing spending per office is 28% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
There are 827 mortgage brokers and lenders on map listings in the Boston-Cambridge-Newton metro area as of September 2026. Of those, 161 are chain locations, or 19%, against 21% across the U.S. That is 4.3 per 10,000 households, in line with the U.S. rate of 4.3.
In 2023, official counts showed 368 businesses with payroll in the Boston-Cambridge-Newton metro area classed as mortgage brokers and real estate lenders, down 0.5% from 2019. That is one for every 5,274 households, against one for every 4,897 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $225K have gone to businesses classed as mortgage brokers and real estate lenders in the Boston-Cambridge-Newton metro area.
Between 2020 and 2025, the population of the Boston-Cambridge-Newton metro area grew 2.3%, slower than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in the Boston-Cambridge-Newton metro area is 60 (upper middle), #99 of 373 scored metro areas and #5 of 6 scored metro areas based in Massachusetts.
How the Boston-Cambridge-Newton metro area compares
The same measures for Massachusetts and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Boston-Cambridge-Newton metro area | Massachusetts | U.S. |
|---|---|---|---|
| Listings per 10k households | 4.3 | 3.6 | 4.3 |
| Housing spending per listing (U.S. = 100) | 128 | 146 | 100 |
| Households per official establishment | 5,274 | 5,826 | 4,897 |
| Official establishment growth, 2019–2023 | −0.5% | +3.5% | +9.5% |
| Population growth, 2020–2025 | +2.3% | +2.4% | +3.1% |
| Spending per household on rent and homeowner costs | $21,309 | $20,433 | $16,661 |
| Median household income | $115,863 | $103,960 | $80,734 |
| Groundwork market score | 60 | 68 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 368−0.5% over the period
- Employees, 2023
- 2,869
- Annual payroll, 2023
- $411.7M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 827161 chain locations
- Listings at the U.S. rate for this spending
- 1,060The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 2
- Amount
- $225K
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Boston-Cambridge-Newton metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Boston-Cambridge-Newton metro area
- Population, 2025 estimate
- 5,034,221+2.3% since 2020
- Households
- 1,940,688
- Median age
- 40.8
- Homes lived in by their owners
- 62%
- Vehicles per household
- 1.6
- Land area
- 3,486 sq. mi.
- People per square mile
- 1,421
- Median household income
- $115,863+28.3% vs. 2015–2019, before inflation
- Average household income
- $159,721
- Median home value
- $646,300
- Jobs located here
- 2,811,395
- Daytime population
- 5,216,901Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Boston-Cambridge-Newton metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of the Boston-Cambridge-Newton metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Massachusetts
Every Massachusetts market ranked →The highest-scoring metro areas in Massachusetts for mortgage brokers and lenders, numbered among those based in Massachusetts (a market based in another state is listed without a number), with the Boston-Cambridge-Newton metro area marked.
Top metro areas in Massachusetts
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Amherst Town-Northampton, MA | 90 | 13 | 2.1 | 230 | +10.4% | #1 of 373 |
| 2Pittsfield, MA | 77 | 7 | 1.2 | 378 | −1.2% | #9 of 373 |
| 3Worcester, MA | 73 | 95 | 2.8 | 177 | +3.7% | #21 of 373 |
| 4Springfield, MA | 68 | 45 | 2.4 | 182 | +0.2% | #40 of 373 |
| 5Boston-Cambridge-Newton, MA-NH | 60 | 827 | 4.3 | 128 | +2.3% | #99 of 373 |
| 6Barnstable Town, MA | 60 | 45 | 4.3 | 119 | +2.4% | #102 of 373 |
| Providence-Warwick, RI-MA | 52 | 295 | 4.4 | 110 | +2.1% | #165 of 373 |
Other business types in the Boston-Cambridge-Newton metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate57
- Real estate agents and brokers59
- Property management52
- Mortgage brokers and lenders60
- Home inspectors82
Funeral services
Questions
How many mortgage brokers and lenders are in the Boston-Cambridge-Newton, MA-NH metro area?
As of September 2026, map listings count 827 mortgage brokers and lenders in the Boston-Cambridge-Newton metro area. 161 of them (19%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 368 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 0.5% from 2019.
How much do households in the Boston-Cambridge-Newton, MA-NH metro area spend on rent and homeowner costs?
About $41.4B a year, or $21,309 per household. That is 28% above the U.S. average (an index of 128, where 100 is the U.S. average). For the 827 mortgage brokers and lenders on map listings, housing spending per office is 28% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 1,940,688 households in the Boston-Cambridge-Newton metro area and national spending patterns by income.
How does the Boston-Cambridge-Newton, MA-NH metro area compare with the U.S. for mortgage brokers and lenders?
The Boston-Cambridge-Newton metro area has 4.3 mortgage brokers and lenders per 10,000 households, in line with the U.S. rate of 4.3. The index of housing spending per office is 128, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Boston-Cambridge-Newton metro area would have about 1,060, against 827 on map listings. There is one business with payroll in the industry for every 5,274 households, against one for every 4,897 across the U.S. The official count fell 0.5% from 2019 to 2023, against +9.5% for the U.S.
How fast is the Boston-Cambridge-Newton, MA-NH metro area growing?
Population estimates put the Boston-Cambridge-Newton metro area at 5,034,221 people in 2025, up 2.3% since 2020, slower than the U.S. (+3.1%). It has 1,940,688 households. Median household income in the Boston-Cambridge-Newton metro area is $115,863, 44% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 28.3%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Boston-Cambridge-Newton metro area scores 60 for mortgage brokers and lenders (upper middle), #99 of 373 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Boston-Cambridge-Newton metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Boston-Cambridge-Newton metro area
Screening a site or an acquisition in the Boston-Cambridge-Newton metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Boston-Cambridge-Newton metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.