Real estate · County · Maryland
Mortgage brokers and lenders in Talbot County, MD
Competitor counts, household spending and official business counts for mortgage brokers and lenders in Talbot County, MD, set against other counties and the U.S.
Groundwork market score · out of 100
Score 36 out of 100: Lower middle
Ranked #696 of 887 scored counties
#14 of 19 scored counties in Maryland
- Listings
- 9
- 1 chain location (11%)
- Official establishments
- 4
- Businesses with payroll, 2023
- Household spending a year
- $267.6M
- On rent and homeowner costs · $16,284 a household
- Housing spending per listing (U.S. = 100)
- 76
- 24% below the U.S.
- Listings per 10k households
- 5.5
- 28% above the U.S.
- Population, 2025
- 38,238
- +2.0% since 2020
See the mortgage brokers and lenders around any address in Talbot County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Talbot County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for mortgage brokers and lenders in Talbot County is 36 (lower middle), #696 of 887 scored counties and #14 of 19 scored counties in Maryland. That puts it in the bottom quarter of counties.
Map listings as of September 2026 show 9 mortgage brokers and lenders in Talbot County. One of them (11%) is a chain location, against 21% across the U.S. That comes to 5.5 for every 10,000 households, 28% above the U.S. rate of 4.3.
Household spending on rent and homeowner costs in Talbot County comes to about $267.6M a year: $16,284 per household, 2% below the U.S. average. Housing spending per office is 24% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
In 2023, official counts showed 4 businesses with payroll in Talbot County classed as mortgage brokers and real estate lenders. That is one for every 4,108 households, against one for every 4,897 across the U.S. Between 2020 and 2025, the population of Talbot County grew 2.0%, slower than the U.S. (+3.1%).
How Talbot County compares
The same measures for Maryland and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Talbot County | Maryland | U.S. |
|---|---|---|---|
| Listings per 10k households | 5.5 | 4.6 | 4.3 |
| Housing spending per listing (U.S. = 100) | 76 | 98 | 100 |
| Households per official establishment | 4,108 | 4,242 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +5.9% | +9.5% |
| Population growth, 2020–2025 | +2.0% | +1.4% | +3.1% |
| Spending per household on rent and homeowner costs | $16,284 | $17,488 | $16,661 |
| Median household income | $84,811 | $103,678 | $80,734 |
| Groundwork market score | 36 | 39 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 3 → 4
- Employees, 2023
- 17
- Annual payroll, 2023
- $2.4M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 91 chain location
- Listings at the U.S. rate for this spending
- 7The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Talbot County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Talbot County
- Population, 2025 estimate
- 38,238+2.0% since 2020
- Households
- 16,433
- Median age
- 50.1
- Homes lived in by their owners
- 75%
- Vehicles per household
- 1.8
- Land area
- 269 sq. mi.
- People per square mile
- 141
- Median household income
- $84,811+15.3% vs. 2015–2019, before inflation
- Average household income
- $126,276
- Median home value
- $409,700
- Jobs located here
- 17,017
- Daytime population
- 37,878Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Talbot County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Talbot County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Maryland
Every Maryland market ranked →The highest-scoring counties in Maryland for mortgage brokers and lenders, numbered among those based in Maryland, with Talbot County marked.
Top counties in Maryland
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Prince George’s County, MD | 74 | 61 | 1.8 | 251 | +0.5% | #72 of 887 |
| 2St. Mary’s County, MD | 73 | 11 | 2.6 | 182 | +2.4% | #80 of 887 |
| 3Washington County, MD | 68 | 12 | 2.0 | 196 | +2.0% | #132 of 887 |
| 4Cecil County, MD | 67 | 10 | 2.5 | 169 | +3.2% | #146 of 887 |
| 5Charles County, MD | 64 | 28 | 4.6 | 103 | +5.9% | #196 of 887 |
| 6Baltimore city, MD | 55 | 47 | 1.8 | 201 | −2.3% | #325 of 887 |
| 7Wicomico County, MD | 55 | 13 | 3.2 | 121 | +3.2% | #333 of 887 |
| 8Carroll County, MD | 54 | 22 | 3.4 | 137 | +2.2% | #346 of 887 |
| 9Harford County, MD | 49 | 40 | 3.9 | 116 | +2.0% | #457 of 887 |
| 10Frederick County, MD | 49 | 66 | 6.3 | 76 | +11.0% | #467 of 887 |
| 14Talbot County, MD | 36 | 9 | 5.5 | 76 | +2.0% | #696 of 887 |
Other business types in Talbot County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate29
- Real estate agents and brokers29
- Property management40
- Mortgage brokers and lenders36
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Talbot County, MD?
There are 9 mortgage brokers and lenders on map listings in Talbot County as of September 2026. One of them (11%) is a chain location. The listings count mortgage brokers and mortgage lenders. Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Talbot County, MD spend on rent and homeowner costs?
About $267.6M a year, or $16,284 per household. That is 2% below the U.S. average (an index of 98, where 100 is the U.S. average). For the 9 mortgage brokers and lenders on map listings, housing spending per office is 24% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 16,433 households in Talbot County and national spending patterns by income.
How does Talbot County, MD compare with the U.S. for mortgage brokers and lenders?
Talbot County has 5.5 mortgage brokers and lenders per 10,000 households, 28% above the U.S. rate of 4.3. The index of housing spending per office is 76, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Talbot County would have about 7, against 9 on map listings. There is one business with payroll in the industry for every 4,108 households, against one for every 4,897 across the U.S.
How fast is Talbot County, MD growing?
Population estimates put Talbot County at 38,238 people in 2025, up 2.0% since 2020, slower than the U.S. (+3.1%). It has 16,433 households. The median household income in Talbot County is $84,811 a year, 5% above the U.S. median of $80,734. That rose 15.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Talbot County scores 36 for mortgage brokers and lenders (lower middle), #696 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Talbot County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Talbot County
Screening a site or an acquisition in Talbot County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Talbot County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.