Groundwork

Real estate · Metro area · District of Columbia

Mortgage brokers and lenders in the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area

How the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area compares with other metro areas and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 52 out of 100: Upper middle

Ranked #166 of 373 scored metro areas
The only scored metro area based in the District of Columbia

Listings
1,080
205 chain locations (19%)
Official establishments
566
+12.9% since 2019
Household spending a year
$45.2B
On rent and homeowner costs · $19,065 a household
Housing spending per listing (U.S. = 100)
107
7% above the U.S.
Listings per 10k households
4.6
7% above the U.S.
Population, 2025
6,465,724
+3.3% since 2020

See the mortgage brokers and lenders around any address in the Washington-Arlington-Alexandria metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Washington-Arlington-Alexandria metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 1,080 mortgage brokers and lenders in the Washington-Arlington-Alexandria metro area. 205 of them (19%) are chain locations, against 21% across the U.S. That is 4.6 per 10,000 households, 7% above the U.S. rate of 4.3.

Household spending on rent and homeowner costs in the Washington-Arlington-Alexandria metro area comes to about $45.2B a year: $19,065 per household, 14% above the U.S. average. Housing spending per office is 7% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Washington-Arlington-Alexandria metro area was 566 in 2023, up 12.9% from 2019. That is one for every 4,193 households, against one for every 4,897 across the U.S. Since fiscal 2022, 4 SBA-backed loans worth $635K have gone to businesses classed as mortgage brokers and real estate lenders in the Washington-Arlington-Alexandria metro area.

Population estimates put the population change in the Washington-Arlington-Alexandria metro area from 2020 to 2025 at +3.3%, in step with the U.S. (+3.1%). The Washington-Arlington-Alexandria metro area scores 52 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #166 of 373 scored metro areas and the only scored metro area based in the District of Columbia.

How the Washington-Arlington-Alexandria metro area compares

The same measures for District of Columbia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV metro area compared with District of Columbia and the U.S.
MeasureWashington-Arlington-Alexandria metro areaDistrict of ColumbiaU.S.
Listings per 10k households4.61.84.3
Housing spending per listing (U.S. = 100)107265100
Households per official establishment4,1938,7704,897
Official establishment growth, 2019–2023+12.9%−9.8%+9.5%
Population growth, 2020–2025+3.3%+3.4%+3.1%
Spending per household on rent and homeowner costs$19,065$18,134$16,661
Median household income$126,684$109,870$80,734
Groundwork market score5281

Official counts and lending

Businesses

Official establishments, 2019 to 2023
566+12.9% over the period
Employees, 2023
7,031
Annual payroll, 2023
$948M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
1,080205 chain locations
Listings at the U.S. rate for this spending
1,159The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
4
Amount
$635K

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Washington-Arlington-Alexandria metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Washington-Arlington-Alexandria metro area

Population, 2025 estimate
6,465,724+3.3% since 2020
Households
2,373,022
Median age
39.3
Homes lived in by their owners
64%
Vehicles per household
1.7
Land area
6,034 sq. mi.
People per square mile
1,047
Median household income
$126,684
Average household income
$166,652
Median home value
$579,900
Jobs located here
3,140,160
Daytime population
6,505,668Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Washington-Arlington-Alexandria metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Washington-Arlington-Alexandria metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Other business types in the Washington-Arlington-Alexandria metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area?

The Washington-Arlington-Alexandria metro area has 1,080 mortgage brokers and lenders on map listings as of September 2026. 205 of them (19%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 566 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 12.9% from 2019.

How much do households in the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area spend on rent and homeowner costs?

About $45.2B a year, or $19,065 per household. That is 14% above the U.S. average (an index of 114, where 100 is the U.S. average). For the 1,080 mortgage brokers and lenders on map listings, housing spending per office is 7% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 2,373,022 households in the Washington-Arlington-Alexandria metro area and national spending patterns by income.

How does the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area compare with the U.S. for mortgage brokers and lenders?

The Washington-Arlington-Alexandria metro area has 4.6 mortgage brokers and lenders per 10,000 households, 7% above the U.S. rate of 4.3. The index of housing spending per office is 107, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Washington-Arlington-Alexandria metro area would have about 1,159, against 1,080 on map listings. There is one business with payroll in the industry for every 4,193 households, against one for every 4,897 across the U.S. The official count rose 12.9% from 2019 to 2023, against +9.5% for the U.S.

How fast is the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area growing?

Population estimates put the Washington-Arlington-Alexandria metro area at 6,465,724 people in 2025, up 3.3% since 2020, in step with the U.S. (+3.1%). It has 2,373,022 households. The median household income in the Washington-Arlington-Alexandria metro area is $126,684 a year, 57% above the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Washington-Arlington-Alexandria metro area scores 52 for mortgage brokers and lenders (upper middle), #166 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Washington-Arlington-Alexandria metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Washington-Arlington-Alexandria metro area

Screening a site or an acquisition in the Washington-Arlington-Alexandria metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Washington-Arlington-Alexandria metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.