Real estate · County · Maryland
Mortgage brokers and lenders in Baltimore city, MD
How Baltimore city, MD compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 55 out of 100: Upper middle
Ranked #325 of 887 scored counties
#6 of 19 scored counties in Maryland
- Listings
- 47
- 13 chain locations (28%)
- Official establishments
- 34
- −29.2% since 2019
- Household spending a year
- $3.7B
- On rent and homeowner costs · $14,401 a household
- Housing spending per listing (U.S. = 100)
- 201
- Twice the U.S.
- Listings per 10k households
- 1.8
- 58% below the U.S.
- Population, 2025
- 569,997
- −2.3% since 2020
See the mortgage brokers and lenders around any address in Baltimore city
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Baltimore city. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $14,401 per household (14% below the U.S. average), households in Baltimore city spend about $3.7B a year on rent and homeowner costs. Housing spending per office is twice the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
Baltimore city has 47 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 28% of them, against 21% across the U.S. Per 10,000 households, that is 1.8, 58% below the U.S. rate of 4.3.
Official counts show 34 businesses with payroll classed as mortgage brokers and real estate lenders in Baltimore city in 2023, down 29.2% from 2019. That is one for every 7,520 households, against one for every 4,897 across the U.S.
Population estimates put the population change in Baltimore city from 2020 to 2025 at −2.3%, against +3.1% for the U.S. Baltimore city scores 55 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #325 of 887 scored counties and #6 of 19 scored counties in Maryland.
How Baltimore city compares
The same measures for Maryland and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Baltimore city | Maryland | U.S. |
|---|---|---|---|
| Listings per 10k households | 1.8 | 4.6 | 4.3 |
| Housing spending per listing (U.S. = 100) | 201 | 98 | 100 |
| Households per official establishment | 7,520 | 4,242 | 4,897 |
| Official establishment growth, 2019–2023 | −29.2% | +5.9% | +9.5% |
| Population growth, 2020–2025 | −2.3% | +1.4% | +3.1% |
| Spending per household on rent and homeowner costs | $14,401 | $17,488 | $16,661 |
| Median household income | $62,177 | $103,678 | $80,734 |
| Groundwork market score | 55 | 39 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 48 → 34−29.2% over the period
- Employees, 2023
- 481
- Annual payroll, 2023
- $60.9M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 4713 chain locations
- Listings at the U.S. rate for this spending
- 94The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Baltimore city, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Baltimore city
- Population, 2025 estimate
- 569,997−2.3% since 2020
- Households
- 255,668
- Median age
- 37.5
- Homes lived in by their owners
- 48%
- Vehicles per household
- 1.1
- Land area
- 81 sq. mi.
- People per square mile
- 7,082
- Median household income
- $62,177+23.4% vs. 2015–2019, before inflation
- Average household income
- $89,312
- Median home value
- $229,600
- Jobs located here
- 344,611
- Daytime population
- 667,322Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Baltimore city?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Baltimore city. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Maryland
Every Maryland market ranked →The highest-scoring counties in Maryland for mortgage brokers and lenders, numbered among those based in Maryland, with Baltimore city marked.
Top counties in Maryland
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Prince George’s County, MD | 74 | 61 | 1.8 | 251 | +0.5% | #72 of 887 |
| 2St. Mary’s County, MD | 73 | 11 | 2.6 | 182 | +2.4% | #80 of 887 |
| 3Washington County, MD | 68 | 12 | 2.0 | 196 | +2.0% | #132 of 887 |
| 4Cecil County, MD | 67 | 10 | 2.5 | 169 | +3.2% | #146 of 887 |
| 5Charles County, MD | 64 | 28 | 4.6 | 103 | +5.9% | #196 of 887 |
| 6Baltimore city, MD | 55 | 47 | 1.8 | 201 | −2.3% | #325 of 887 |
| 7Wicomico County, MD | 55 | 13 | 3.2 | 121 | +3.2% | #333 of 887 |
| 8Carroll County, MD | 54 | 22 | 3.4 | 137 | +2.2% | #346 of 887 |
| 9Harford County, MD | 49 | 40 | 3.9 | 116 | +2.0% | #457 of 887 |
| 10Frederick County, MD | 49 | 66 | 6.3 | 76 | +11.0% | #467 of 887 |
Other business types in Baltimore city
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate31
- Real estate agents and brokers42
- Property management16
- Mortgage brokers and lenders55
- Home inspectors47
Funeral services
Questions
How many mortgage brokers and lenders are in Baltimore city, MD?
Map listings as of September 2026 show 47 mortgage brokers and lenders in Baltimore city. 13 of them (28%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 34 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 29.2% from 2019.
How much do households in Baltimore city, MD spend on rent and homeowner costs?
About $3.7B a year, or $14,401 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). For the 47 mortgage brokers and lenders on map listings, housing spending per office is twice the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 255,668 households in Baltimore city and national spending patterns by income.
How does Baltimore city, MD compare with the U.S. for mortgage brokers and lenders?
Baltimore city has 1.8 mortgage brokers and lenders per 10,000 households, 58% below the U.S. rate of 4.3. The index of housing spending per office is 201, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Baltimore city would have about 94, against 47 on map listings. There is one business with payroll in the industry for every 7,520 households, against one for every 4,897 across the U.S. The official count fell 29.2% from 2019 to 2023, against +9.5% for the U.S.
How fast is Baltimore city, MD growing?
Population estimates put Baltimore city at 569,997 people in 2025, down 2.3% since 2020, against +3.1% for the U.S. It has 255,668 households. Median household income in Baltimore city is $62,177, 23% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.4%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Baltimore city scores 55 for mortgage brokers and lenders (upper middle), #325 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Baltimore city. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Baltimore city
Screening a site or an acquisition in Baltimore city?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Baltimore city. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.