Groundwork

Real estate · County · Maryland

Mortgage brokers and lenders in Calvert County, MD

How Calvert County, MD compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 43 out of 100: Lower middle

Ranked #576 of 887 scored counties
#12 of 19 scored counties in Maryland

Listings
28
3 chain locations (11%)
Official establishments
5
Businesses with payroll, 2023
Household spending a year
$645.7M
On rent and homeowner costs · $19,294 a household
Housing spending per listing (U.S. = 100)
59
41% below the U.S.
Listings per 10k households
8.4
95% above the U.S.
Population, 2025
94,484
+1.7% since 2020

See the mortgage brokers and lenders around any address in Calvert County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Calvert County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 28 mortgage brokers and lenders in Calvert County. 3 of them (11%) are chain locations, against 21% across the U.S. That comes to 8.4 for every 10,000 households, 95% above the U.S. rate of 4.3.

At $19,294 per household (16% above the U.S. average), households in Calvert County spend about $645.7M a year on rent and homeowner costs. Housing spending per office is 41% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in Calvert County in 2023. That is one for every 6,693 households, against one for every 4,897 across the U.S.

Population estimates put the population change in Calvert County from 2020 to 2025 at +1.7%, slower than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Calvert County is 43 (lower middle), #576 of 887 scored counties and #12 of 19 scored counties in Maryland.

How Calvert County compares

The same measures for Maryland and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Calvert County, MD compared with Maryland and the U.S.
MeasureCalvert CountyMarylandU.S.
Listings per 10k households8.44.64.3
Housing spending per listing (U.S. = 100)5998100
Households per official establishment6,6934,2424,897
Official establishment growth, 2019–2023n/a+5.9%+9.5%
Population growth, 2020–2025+1.7%+1.4%+3.1%
Spending per household on rent and homeowner costs$19,294$17,488$16,661
Median household income$133,922$103,678$80,734
Groundwork market score4339

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6 → 5
Employees, 2023
33
Annual payroll, 2023
$3.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
283 chain locations
Listings at the U.S. rate for this spending
17The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Calvert County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Calvert County

Population, 2025 estimate
94,484+1.7% since 2020
Households
33,465
Median age
41.1
Homes lived in by their owners
87%
Vehicles per household
2.3
Land area
213 sq. mi.
People per square mile
442
Median household income
$133,922+22.5% vs. 2015–2019, before inflation
Average household income
$158,598
Median home value
$460,200
Jobs located here
21,372
Daytime population
79,245Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Calvert County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Calvert County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Maryland

Every Maryland market ranked →

The highest-scoring counties in Maryland for mortgage brokers and lenders, numbered among those based in Maryland, with Calvert County marked.

Top counties in Maryland

Counties in Maryland ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Prince George’s County, MD74611.8251+0.5%#72 of 887
2St. Mary’s County, MD73112.6182+2.4%#80 of 887
3Washington County, MD68122.0196+2.0%#132 of 887
4Cecil County, MD67102.5169+3.2%#146 of 887
5Charles County, MD64284.6103+5.9%#196 of 887
6Baltimore city, MD55471.8201−2.3%#325 of 887
7Wicomico County, MD55133.2121+3.2%#333 of 887
8Carroll County, MD54223.4137+2.2%#346 of 887
9Harford County, MD49403.9116+2.0%#457 of 887
10Frederick County, MD49666.376+11.0%#467 of 887
12Calvert County, MD43288.459+1.7%#576 of 887

Other business types in Calvert County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Calvert County, MD?

There are 28 mortgage brokers and lenders on map listings in Calvert County as of September 2026. 3 of them (11%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Calvert County, MD spend on rent and homeowner costs?

About $645.7M a year, or $19,294 per household. That is 16% above the U.S. average (an index of 116, where 100 is the U.S. average). For the 28 mortgage brokers and lenders on map listings, housing spending per office is 41% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 33,465 households in Calvert County and national spending patterns by income.

How does Calvert County, MD compare with the U.S. for mortgage brokers and lenders?

Calvert County has 8.4 mortgage brokers and lenders per 10,000 households, 95% above the U.S. rate of 4.3. The index of housing spending per office is 59, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Calvert County would have about 17, against 28 on map listings. There is one business with payroll in the industry for every 6,693 households, against one for every 4,897 across the U.S.

How fast is Calvert County, MD growing?

Population estimates put Calvert County at 94,484 people in 2025, up 1.7% since 2020, slower than the U.S. (+3.1%). It has 33,465 households. The median household income in Calvert County is $133,922 a year, 66% above the U.S. median of $80,734. That rose 22.5% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Calvert County scores 43 for mortgage brokers and lenders (lower middle), #576 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Calvert County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Calvert County

Screening a site or an acquisition in Calvert County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Calvert County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.