Real estate · Small-town market · Colorado
Mortgage brokers and lenders in the Edwards, CO area
The mortgage brokers and lenders in the Edwards, CO area, the household spending behind them and how the market ranks against other small-town markets.
Groundwork market score · out of 100
Score 24 out of 100: Low
Ranked #169 of 177 scored small-town markets
#7 of 7 scored small-town markets based in Colorado
- Listings
- 24
- 6 chain locations (25%)
- Official establishments
- 11
- Businesses with payroll, 2023
- Household spending a year
- $448.8M
- On rent and homeowner costs · $20,346 a household
- Housing spending per listing (U.S. = 100)
- 48
- 52% below the U.S.
- Listings per 10k households
- 10.9
- 2.5 times the U.S.
- Population, 2025
- 54,291
- −2.4% since 2020
See the mortgage brokers and lenders around any address in the Edwards area
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Edwards area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Edwards area scores 24 (low) on the Groundwork market score for mortgage brokers and lenders, ranking #169 of 177 scored small-town markets and #7 of 7 scored small-town markets based in Colorado. That puts it in the bottom quarter of small-town markets.
Households in the Edwards area spend about $448.8M a year on rent and homeowner costs, or $20,346 per household, 22% above the U.S. average. Housing spending per office is 52% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
The Edwards area has 24 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 25% of them, against 21% across the U.S. That is 10.9 per 10,000 households, 2.5 times the U.S. rate of 4.3.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Edwards area was 11 in 2023. That is one for every 2,005 households, against one for every 4,897 across the U.S. Population estimates show the Edwards area declined 2.4% from 2020 to 2025, against +3.1% for the U.S.
How the Edwards area compares
The same measures for Colorado and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Edwards area | Colorado | U.S. |
|---|---|---|---|
| Listings per 10k households | 10.9 | 7.6 | 4.3 |
| Housing spending per listing (U.S. = 100) | 48 | 65 | 100 |
| Households per official establishment | 2,005 | 2,512 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +5.4% | +9.5% |
| Population growth, 2020–2025 | −2.4% | +3.9% | +3.1% |
| Spending per household on rent and homeowner costs | $20,346 | $19,501 | $16,661 |
| Median household income | $104,096 | $95,470 | $80,734 |
| Groundwork market score | 24 | 34 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 11
- Employees, 2023
- 21
- Annual payroll, 2023
- $3M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 246 chain locations
- Listings at the U.S. rate for this spending
- 12The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Edwards area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Edwards area
- Population, 2025 estimate
- 54,291−2.4% since 2020
- Households
- 22,058
- Median age
- 39.8
- Homes lived in by their owners
- 66%
- Vehicles per household
- 2.1
- Land area
- 1,685 sq. mi.
- People per square mile
- 33
- Median household income
- $104,096+22.8% vs. 2015–2019, before inflation
- Average household income
- $149,170
- Median home value
- $839,500
- Jobs located here
- 36,343
- Daytime population
- 60,203Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Edwards area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of the Edwards area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Colorado
Every Colorado market ranked →The highest-scoring small-town markets in Colorado for mortgage brokers and lenders, numbered among those based in Colorado, with the Edwards area marked.
Top small-town markets in Colorado
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Steamboat Springs, CO | 63 | 5 | 3.0 | 165 | +0.9% | #38 of 177 |
| 2Montrose, CO | 58 | 8 | 4.4 | 98 | +4.1% | #66 of 177 |
| 3Cañon City, CO | 54 | 7 | 3.9 | 106 | +2.4% | #80 of 177 |
| 4Rifle, CO | 44 | 17 | 5.2 | 95 | +1.2% | #113 of 177 |
| 5Durango, CO | 43 | 13 | 5.3 | 89 | +2.2% | #121 of 177 |
| 6Breckenridge, CO | 39 | 10 | 6.4 | 83 | +1.1% | #126 of 177 |
| 7Edwards, CO | 24 | 24 | 10.9 | 48 | −2.4% | #169 of 177 |
Other business types in the Edwards area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate23
- Real estate agents and brokers23
- Property management23
- Mortgage brokers and lenders24
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in the Edwards, CO area?
Map listings as of September 2026 show 24 mortgage brokers and lenders in the Edwards area. 6 of them (25%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 11 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in the Edwards, CO area spend on rent and homeowner costs?
About $448.8M a year, or $20,346 per household. That is 22% above the U.S. average (an index of 122, where 100 is the U.S. average). For the 24 mortgage brokers and lenders on map listings, housing spending per office is 52% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 22,058 households in the Edwards area and national spending patterns by income.
How does the Edwards, CO area compare with the U.S. for mortgage brokers and lenders?
The Edwards area has 10.9 mortgage brokers and lenders per 10,000 households, 2.5 times the U.S. rate of 4.3. The index of housing spending per office is 48, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Edwards area would have about 12, against 24 on map listings. There is one business with payroll in the industry for every 2,005 households, against one for every 4,897 across the U.S.
How fast is the Edwards, CO area growing?
Population estimates put the Edwards area at 54,291 people in 2025, down 2.4% since 2020, against +3.1% for the U.S. It has 22,058 households. Median household income in the Edwards area is $104,096, 29% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.8%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Edwards area scores 24 for mortgage brokers and lenders (low), #169 of 177 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Edwards area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Edwards area
Screening a site or an acquisition in the Edwards area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Edwards area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.