Real estate · County · Colorado
Mortgage brokers and lenders in Adams County, CO
The mortgage brokers and lenders in Adams County, CO, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 72 out of 100: Upper middle
Ranked #99 of 887 scored counties
#2 of 22 scored counties in Colorado
- Listings
- 63
- 17 chain locations (27%)
- Official establishments
- 30
- +15.4% since 2019
- Household spending a year
- $3.6B
- On rent and homeowner costs · $19,136 a household
- Housing spending per listing (U.S. = 100)
- 147
- 47% above the U.S.
- Listings per 10k households
- 3.3
- 23% below the U.S.
- Population, 2025
- 554,668
- +6.6% since 2020
See the mortgage brokers and lenders around any address in Adams County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Adams County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 63 mortgage brokers and lenders in Adams County. Chain locations make up 27% of them, against 21% across the U.S. Per 10,000 households, that is 3.3, 23% below the U.S. rate of 4.3.
Households in Adams County spend about $3.6B a year on rent and homeowner costs, or $19,136 per household, 15% above the U.S. average. Housing spending per office is 47% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
In 2023, official counts showed 30 businesses with payroll in Adams County classed as mortgage brokers and real estate lenders, up 15.4% from 2019. That is one for every 6,291 households, against one for every 4,897 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $150K has gone to businesses classed as mortgage brokers and real estate lenders in Adams County.
Population estimates show Adams County grew 6.6% from 2020 to 2025, faster than the U.S. (+3.1%). Adams County scores 72 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #99 of 887 scored counties and #2 of 22 scored counties in Colorado. That puts it in the top quarter of counties.
How Adams County compares
The same measures for Colorado and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Adams County | Colorado | U.S. |
|---|---|---|---|
| Listings per 10k households | 3.3 | 7.6 | 4.3 |
| Housing spending per listing (U.S. = 100) | 147 | 65 | 100 |
| Households per official establishment | 6,291 | 2,512 | 4,897 |
| Official establishment growth, 2019–2023 | +15.4% | +5.4% | +9.5% |
| Population growth, 2020–2025 | +6.6% | +3.9% | +3.1% |
| Spending per household on rent and homeowner costs | $19,136 | $19,501 | $16,661 |
| Median household income | $94,571 | $95,470 | $80,734 |
| Groundwork market score | 72 | 34 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 26 → 30+15.4% over the period
- Employees, 2023
- 82
- Annual payroll, 2023
- $5.2M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 6317 chain locations
- Listings at the U.S. rate for this spending
- 93The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $150K
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Adams County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Adams County
- Population, 2025 estimate
- 554,668+6.6% since 2020
- Households
- 188,730
- Median age
- 35.6
- Homes lived in by their owners
- 69%
- Vehicles per household
- 2.1
- Land area
- 1,167 sq. mi.
- People per square mile
- 454
- Median household income
- $94,571+32.8% vs. 2015–2019, before inflation
- Average household income
- $117,016
- Median home value
- $484,200
- Jobs located here
- 254,922
- Daytime population
- 520,338Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Adams County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Adams County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Colorado
Every Colorado market ranked →The highest-scoring counties in Colorado for mortgage brokers and lenders, numbered among those based in Colorado, with Adams County marked.
Top counties in Colorado
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Weld County, CO | 76 | 47 | 3.8 | 129 | +14.2% | #63 of 887 |
| 2Adams County, CO | 72 | 63 | 3.3 | 147 | +6.6% | #99 of 887 |
| 3Montrose County, CO | 54 | 8 | 4.4 | 98 | +4.1% | #365 of 887 |
| 4Pueblo County, CO | 53 | 26 | 3.8 | 111 | +0.6% | #386 of 887 |
| 5Fremont County, CO | 50 | 7 | 3.9 | 106 | +2.4% | #444 of 887 |
| 6Broomfield County, CO | 47 | 25 | 7.9 | 71 | +6.3% | #500 of 887 |
| 7Teller County, CO | 46 | 5 | 4.2 | 111 | 0.0% | #509 of 887 |
| 8Chaffee County, CO | 46 | 8 | 8.1 | 57 | +6.9% | #523 of 887 |
| 9Pitkin County, CO | 44 | 5 | 5.4 | 96 | −4.2% | #546 of 887 |
| 10Garfield County, CO | 42 | 12 | 5.1 | 94 | +2.7% | #581 of 887 |
Other business types in Adams County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate53
- Real estate agents and brokers54
- Property management71
- Mortgage brokers and lenders72
- Home inspectors63
Funeral services
Questions
How many mortgage brokers and lenders are in Adams County, CO?
Adams County has 63 mortgage brokers and lenders on map listings as of September 2026. 17 of them (27%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 30 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 15.4% from 2019.
How much do households in Adams County, CO spend on rent and homeowner costs?
About $3.6B a year, or $19,136 per household. That is 15% above the U.S. average (an index of 115, where 100 is the U.S. average). For the 63 mortgage brokers and lenders on map listings, housing spending per office is 47% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 188,730 households in Adams County and national spending patterns by income.
How does Adams County, CO compare with the U.S. for mortgage brokers and lenders?
Adams County has 3.3 mortgage brokers and lenders per 10,000 households, 23% below the U.S. rate of 4.3. The index of housing spending per office is 147, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Adams County would have about 93, against 63 on map listings. There is one business with payroll in the industry for every 6,291 households, against one for every 4,897 across the U.S. The official count rose 15.4% from 2019 to 2023, against +9.5% for the U.S.
How fast is Adams County, CO growing?
Population estimates put Adams County at 554,668 people in 2025, up 6.6% since 2020, faster than the U.S. (+3.1%). It has 188,730 households. The median household income in Adams County is $94,571 a year, 17% above the U.S. median of $80,734. That rose 32.8% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Adams County scores 72 for mortgage brokers and lenders (upper middle), #99 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Adams County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Adams County
Screening a site or an acquisition in Adams County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Adams County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.