Groundwork

Real estate · County · Colorado

Mortgage brokers and lenders in Boulder County, CO

How Boulder County, CO compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 31 out of 100: Lower middle

Ranked #763 of 887 scored counties
#19 of 22 scored counties in Colorado

Listings
100
20 chain locations (20%)
Official establishments
62
−4.6% since 2019
Household spending a year
$2.8B
On rent and homeowner costs · $20,540 a household
Housing spending per listing (U.S. = 100)
72
28% below the U.S.
Listings per 10k households
7.3
70% above the U.S.
Population, 2025
328,560
−0.7% since 2020

See the mortgage brokers and lenders around any address in Boulder County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Boulder County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For mortgage brokers and lenders, Boulder County has a Groundwork market score of 31 (lower middle): #763 of 887 scored counties and #19 of 22 scored counties in Colorado. That puts it in the bottom quarter of counties.

At $20,540 per household (23% above the U.S. average), households in Boulder County spend about $2.8B a year on rent and homeowner costs. Housing spending per office is 28% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Boulder County has 100 mortgage brokers and lenders on map listings as of September 2026. 20 of them (20%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 7.3, 70% above the U.S. rate of 4.3.

In 2023, official counts showed 62 businesses with payroll in Boulder County classed as mortgage brokers and real estate lenders, down 4.6% from 2019. That is one for every 2,210 households, against one for every 4,897 across the U.S. Population estimates put the population change in Boulder County from 2020 to 2025 at −0.7%, against +3.1% for the U.S.

How Boulder County compares

The same measures for Colorado and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Boulder County, CO compared with Colorado and the U.S.
MeasureBoulder CountyColoradoU.S.
Listings per 10k households7.37.64.3
Housing spending per listing (U.S. = 100)7265100
Households per official establishment2,2102,5124,897
Official establishment growth, 2019–2023−4.6%+5.4%+9.5%
Population growth, 2020–2025−0.7%+3.9%+3.1%
Spending per household on rent and homeowner costs$20,540$19,501$16,661
Median household income$103,994$95,470$80,734
Groundwork market score3134

Official counts and lending

Businesses

Official establishments, 2019 to 2023
65 → 62−4.6% over the period
Employees, 2023
209
Annual payroll, 2023
$21M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10020 chain locations
Listings at the U.S. rate for this spending
72The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Boulder County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Boulder County

Population, 2025 estimate
328,560−0.7% since 2020
Households
137,008
Median age
39.9
Homes lived in by their owners
62%
Vehicles per household
1.8
Land area
726 sq. mi.
People per square mile
453
Median household income
$103,994+25.3% vs. 2015–2019, before inflation
Average household income
$148,846
Median home value
$756,300
Jobs located here
190,563
Daytime population
376,803Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Boulder County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Boulder County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Colorado

Every Colorado market ranked →

The highest-scoring counties in Colorado for mortgage brokers and lenders, numbered among those based in Colorado, with Boulder County marked.

Top counties in Colorado

Counties in Colorado ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Weld County, CO76473.8129+14.2%#63 of 887
2Adams County, CO72633.3147+6.6%#99 of 887
3Montrose County, CO5484.498+4.1%#365 of 887
4Pueblo County, CO53263.8111+0.6%#386 of 887
5Fremont County, CO5073.9106+2.4%#444 of 887
6Broomfield County, CO47257.971+6.3%#500 of 887
7Teller County, CO4654.21110.0%#509 of 887
8Chaffee County, CO4688.157+6.9%#523 of 887
9Pitkin County, CO4455.496−4.2%#546 of 887
10Garfield County, CO42125.194+2.7%#581 of 887
19Boulder County, CO311007.372−0.7%#763 of 887

Other business types in Boulder County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Boulder County, CO?

Map listings as of September 2026 show 100 mortgage brokers and lenders in Boulder County. 20 of them (20%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 62 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 4.6% from 2019.

How much do households in Boulder County, CO spend on rent and homeowner costs?

About $2.8B a year, or $20,540 per household. That is 23% above the U.S. average (an index of 123, where 100 is the U.S. average). For the 100 mortgage brokers and lenders on map listings, housing spending per office is 28% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 137,008 households in Boulder County and national spending patterns by income.

How does Boulder County, CO compare with the U.S. for mortgage brokers and lenders?

Boulder County has 7.3 mortgage brokers and lenders per 10,000 households, 70% above the U.S. rate of 4.3. The index of housing spending per office is 72, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Boulder County would have about 72, against 100 on map listings. There is one business with payroll in the industry for every 2,210 households, against one for every 4,897 across the U.S. The official count fell 4.6% from 2019 to 2023, against +9.5% for the U.S.

How fast is Boulder County, CO growing?

Population estimates put Boulder County at 328,560 people in 2025, down 0.7% since 2020, against +3.1% for the U.S. It has 137,008 households. Median household income in Boulder County is $103,994, 29% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Boulder County scores 31 for mortgage brokers and lenders (lower middle), #763 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Boulder County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Boulder County

Screening a site or an acquisition in Boulder County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Boulder County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.