Groundwork

Real estate · Small-town market · Arkansas

Mortgage brokers and lenders in the Mountain Home, AR area

How the Mountain Home, AR area compares with other small-town markets and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 3.

Listings
3
1 chain location (33%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$251.7M
On rent and homeowner costs · $13,007 a household
Housing spending per listing (U.S. = 100)
215
2.2 times the U.S.
Listings per 10k households
1.6
63% below the U.S.
Population, 2025
42,982
+3.1% since 2020

See the mortgage brokers and lenders around any address in the Mountain Home area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Mountain Home area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $13,007 per household (22% below the U.S. average), households in the Mountain Home area spend about $251.7M a year on rent and homeowner costs. Housing spending per office is 2.2 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 3 mortgage brokers and lenders on map listings in the Mountain Home area as of September 2026. That is 1.6 per 10,000 households, 63% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Mountain Home area, since they leave out counts under 3.

Between 2020 and 2025, the population of the Mountain Home area grew 3.1%, in step with the U.S. (+3.1%). With 3 mortgage brokers and lenders on map listings, the Mountain Home area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Mountain Home area compares

The same measures for Arkansas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Mountain Home, AR area compared with Arkansas and the U.S.
MeasureMountain Home areaArkansasU.S.
Listings per 10k households1.62.04.3
Housing spending per listing (U.S. = 100)215182100
Households per official establishmentn/a6,7754,897
Official establishment growth, 2019–2023n/a+25.4%+9.5%
Population growth, 2020–2025+3.1%+3.3%+3.1%
Spending per household on rent and homeowner costs$13,007$14,055$16,661
Median household income$48,452$60,773$80,734
Groundwork market scoreNot scored62

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
31 chain location
Listings at the U.S. rate for this spending
6The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Mountain Home area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Mountain Home area

Population, 2025 estimate
42,982+3.1% since 2020
Households
19,348
Median age
51.0
Homes lived in by their owners
75%
Vehicles per household
1.9
Land area
554 sq. mi.
People per square mile
77
Median household income
$48,452+14.7% vs. 2015–2019, before inflation
Average household income
$71,486
Median home value
$174,600
Jobs located here
16,323
Daytime population
43,148Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Mountain Home area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Mountain Home area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Arkansas

Every Arkansas market ranked →

The highest-scoring small-town markets in Arkansas for mortgage brokers and lenders, numbered among those based in Arkansas, with the Mountain Home area marked.

Top small-town markets in Arkansas

Small-town markets in Arkansas ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Russellville, AR6482.4143+1.6%#37 of 177
2Searcy, AR54113.792+4.2%#81 of 177
Mountain Home, ARNot scored31.6215+3.1%

Other business types in the Mountain Home area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Mountain Home, AR area?

As of September 2026, map listings count 3 mortgage brokers and lenders in the Mountain Home area. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Mountain Home area: counts under 3 are left out.

How much do households in the Mountain Home, AR area spend on rent and homeowner costs?

About $251.7M a year, or $13,007 per household. That is 22% below the U.S. average (an index of 78, where 100 is the U.S. average). For the 3 mortgage brokers and lenders on map listings, housing spending per office is 2.2 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 19,348 households in the Mountain Home area and national spending patterns by income.

How does the Mountain Home, AR area compare with the U.S. for mortgage brokers and lenders?

The Mountain Home area has 1.6 mortgage brokers and lenders per 10,000 households, 63% below the U.S. rate of 4.3. The index of housing spending per office is 215, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Mountain Home area would have about 6, against 3 on map listings.

How fast is the Mountain Home, AR area growing?

Population estimates put the Mountain Home area at 42,982 people in 2025, up 3.1% since 2020, in step with the U.S. (+3.1%). It has 19,348 households. Median household income in the Mountain Home area is $48,452, 40% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 14.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Mountain Home area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 3.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Mountain Home area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Mountain Home area

Screening a site or an acquisition in the Mountain Home area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Mountain Home area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.