Real estate · County · Arkansas
Mortgage brokers and lenders in Garland County, AR
Competitor counts, household spending and official business counts for mortgage brokers and lenders in Garland County, AR, set against other counties and the U.S.
Groundwork market score · out of 100
Score 49 out of 100: Lower middle
Ranked #456 of 887 scored counties
#7 of 11 scored counties in Arkansas
- Listings
- 11
- 4 chain locations (36%)
- Official establishments
- 5
- Businesses with payroll, 2023
- Household spending a year
- $593.3M
- On rent and homeowner costs · $13,588 a household
- Housing spending per listing (U.S. = 100)
- 138
- 38% above the U.S.
- Listings per 10k households
- 2.5
- 42% below the U.S.
- Population, 2025
- 99,695
- −0.6% since 2020
See the mortgage brokers and lenders around any address in Garland County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Garland County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 11 mortgage brokers and lenders in Garland County. 4 of them (36%) are chain locations, against 21% across the U.S. That is 2.5 per 10,000 households, 42% below the U.S. rate of 4.3.
Households in Garland County spend about $593.3M a year on rent and homeowner costs, or $13,588 per household, 18% below the U.S. average. Housing spending per office is 38% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
In 2023, official counts showed 5 businesses with payroll in Garland County classed as mortgage brokers and real estate lenders. That is one for every 8,733 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Garland County declined 0.6%, against +3.1% for the U.S. The Groundwork market score for mortgage brokers and lenders in Garland County is 49 (lower middle), #456 of 887 scored counties and #7 of 11 scored counties in Arkansas.
How Garland County compares
The same measures for Arkansas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Garland County | Arkansas | U.S. |
|---|---|---|---|
| Listings per 10k households | 2.5 | 2.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 138 | 182 | 100 |
| Households per official establishment | 8,733 | 6,775 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +25.4% | +9.5% |
| Population growth, 2020–2025 | −0.6% | +3.3% | +3.1% |
| Spending per household on rent and homeowner costs | $13,588 | $14,055 | $16,661 |
| Median household income | $57,181 | $60,773 | $80,734 |
| Groundwork market score | 49 | 62 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 5 → 5
- Employees, 2023
- 13
- Annual payroll, 2023
- $1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 114 chain locations
- Listings at the U.S. rate for this spending
- 15The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Garland County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Garland County
- Population, 2025 estimate
- 99,695−0.6% since 2020
- Households
- 43,667
- Median age
- 46.2
- Homes lived in by their owners
- 69%
- Vehicles per household
- 1.9
- Land area
- 678 sq. mi.
- People per square mile
- 148
- Median household income
- $57,181+27.7% vs. 2015–2019, before inflation
- Average household income
- $77,414
- Median home value
- $194,300
- Jobs located here
- 38,998
- Daytime population
- 100,390Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Garland County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Garland County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Arkansas
Every Arkansas market ranked →The highest-scoring counties in Arkansas for mortgage brokers and lenders, numbered among those based in Arkansas, with Garland County marked.
Top counties in Arkansas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Saline County, AR | 80 | 8 | 1.6 | 243 | +7.6% | #33 of 887 |
| 2Washington County, AR | 78 | 14 | 1.4 | 266 | +9.9% | #41 of 887 |
| 3Faulkner County, AR | 70 | 11 | 2.2 | 167 | +8.2% | #118 of 887 |
| 4Sebastian County, AR | 65 | 9 | 1.7 | 206 | +2.2% | #162 of 887 |
| 5Lonoke County, AR | 58 | 7 | 2.5 | 154 | +3.5% | #275 of 887 |
| 6Benton County, AR | 53 | 55 | 4.9 | 87 | +16.0% | #393 of 887 |
| 7Garland County, AR | 49 | 11 | 2.5 | 138 | −0.6% | #456 of 887 |
| 8Pope County, AR | 48 | 8 | 3.3 | 107 | +2.5% | #474 of 887 |
| 9White County, AR | 48 | 11 | 3.7 | 92 | +4.2% | #480 of 887 |
| 10Craighead County, AR | 44 | 18 | 4.1 | 89 | +4.8% | #550 of 887 |
Other business types in Garland County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate21
- Real estate agents and brokers21
- Property management33
- Mortgage brokers and lenders49
- Home inspectors8
Funeral services
Questions
How many mortgage brokers and lenders are in Garland County, AR?
Garland County has 11 mortgage brokers and lenders on map listings as of September 2026. 4 of them (36%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Garland County, AR spend on rent and homeowner costs?
About $593.3M a year, or $13,588 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). For the 11 mortgage brokers and lenders on map listings, housing spending per office is 38% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 43,667 households in Garland County and national spending patterns by income.
How does Garland County, AR compare with the U.S. for mortgage brokers and lenders?
Garland County has 2.5 mortgage brokers and lenders per 10,000 households, 42% below the U.S. rate of 4.3. The index of housing spending per office is 138, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Garland County would have about 15, against 11 on map listings. There is one business with payroll in the industry for every 8,733 households, against one for every 4,897 across the U.S.
How fast is Garland County, AR growing?
Population estimates put Garland County at 99,695 people in 2025, down 0.6% since 2020, against +3.1% for the U.S. It has 43,667 households. The median household income in Garland County is $57,181 a year, 29% below the U.S. median of $80,734. That rose 27.7% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Garland County scores 49 for mortgage brokers and lenders (lower middle), #456 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Garland County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Garland County
Screening a site or an acquisition in Garland County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Garland County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.