Real estate · County · Arkansas
Mortgage brokers and lenders in Sebastian County, AR
The mortgage brokers and lenders in Sebastian County, AR, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 65 out of 100: Upper middle
Ranked #162 of 887 scored counties
#4 of 11 scored counties in Arkansas
- Listings
- 9
- 3 chain locations (33%)
- Official establishments
- 5
- Businesses with payroll, 2023
- Household spending a year
- $723.8M
- On rent and homeowner costs · $13,870 a household
- Housing spending per listing (U.S. = 100)
- 206
- 2.1 times the U.S.
- Listings per 10k households
- 1.7
- 60% below the U.S.
- Population, 2025
- 130,641
- +2.2% since 2020
See the mortgage brokers and lenders around any address in Sebastian County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Sebastian County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on rent and homeowner costs in Sebastian County comes to about $723.8M a year: $13,870 per household, 17% below the U.S. average. Housing spending per office is 2.1 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
There are 9 mortgage brokers and lenders on map listings in Sebastian County as of September 2026. 3 of them (33%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 1.7, 60% below the U.S. rate of 4.3.
Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in Sebastian County in 2023. That is one for every 10,436 households, against one for every 4,897 across the U.S.
Population estimates show Sebastian County grew 2.2% from 2020 to 2025, slower than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Sebastian County is 65 (upper middle), #162 of 887 scored counties and #4 of 11 scored counties in Arkansas. That puts it in the top quarter of counties.
How Sebastian County compares
The same measures for Arkansas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Sebastian County | Arkansas | U.S. |
|---|---|---|---|
| Listings per 10k households | 1.7 | 2.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 206 | 182 | 100 |
| Households per official establishment | 10,436 | 6,775 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +25.4% | +9.5% |
| Population growth, 2020–2025 | +2.2% | +3.3% | +3.1% |
| Spending per household on rent and homeowner costs | $13,870 | $14,055 | $16,661 |
| Median household income | $57,790 | $60,773 | $80,734 |
| Groundwork market score | 65 | 62 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 5 → 5
- Employees, 2023
- 15
- Annual payroll, 2023
- $1.2M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 93 chain locations
- Listings at the U.S. rate for this spending
- 19The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Sebastian County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Sebastian County
- Population, 2025 estimate
- 130,641+2.2% since 2020
- Households
- 52,181
- Median age
- 38.5
- Homes lived in by their owners
- 61%
- Vehicles per household
- 1.8
- Land area
- 531 sq. mi.
- People per square mile
- 243
- Median household income
- $57,790+25.0% vs. 2015–2019, before inflation
- Average household income
- $87,364
- Median home value
- $176,200
- Jobs located here
- 69,861
- Daytime population
- 144,611Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Sebastian County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Sebastian County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Arkansas
Every Arkansas market ranked →The highest-scoring counties in Arkansas for mortgage brokers and lenders, numbered among those based in Arkansas, with Sebastian County marked.
Top counties in Arkansas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Saline County, AR | 80 | 8 | 1.6 | 243 | +7.6% | #33 of 887 |
| 2Washington County, AR | 78 | 14 | 1.4 | 266 | +9.9% | #41 of 887 |
| 3Faulkner County, AR | 70 | 11 | 2.2 | 167 | +8.2% | #118 of 887 |
| 4Sebastian County, AR | 65 | 9 | 1.7 | 206 | +2.2% | #162 of 887 |
| 5Lonoke County, AR | 58 | 7 | 2.5 | 154 | +3.5% | #275 of 887 |
| 6Benton County, AR | 53 | 55 | 4.9 | 87 | +16.0% | #393 of 887 |
| 7Garland County, AR | 49 | 11 | 2.5 | 138 | −0.6% | #456 of 887 |
| 8Pope County, AR | 48 | 8 | 3.3 | 107 | +2.5% | #474 of 887 |
| 9White County, AR | 48 | 11 | 3.7 | 92 | +4.2% | #480 of 887 |
| 10Craighead County, AR | 44 | 18 | 4.1 | 89 | +4.8% | #550 of 887 |
Other business types in Sebastian County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate32
- Real estate agents and brokers33
- Property management28
- Mortgage brokers and lenders65
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Sebastian County, AR?
As of September 2026, map listings count 9 mortgage brokers and lenders in Sebastian County. 3 of them (33%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Sebastian County, AR spend on rent and homeowner costs?
About $723.8M a year, or $13,870 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 9 mortgage brokers and lenders on map listings, housing spending per office is 2.1 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 52,181 households in Sebastian County and national spending patterns by income.
How does Sebastian County, AR compare with the U.S. for mortgage brokers and lenders?
Sebastian County has 1.7 mortgage brokers and lenders per 10,000 households, 60% below the U.S. rate of 4.3. The index of housing spending per office is 206, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Sebastian County would have about 19, against 9 on map listings. There is one business with payroll in the industry for every 10,436 households, against one for every 4,897 across the U.S.
How fast is Sebastian County, AR growing?
Population estimates put Sebastian County at 130,641 people in 2025, up 2.2% since 2020, slower than the U.S. (+3.1%). It has 52,181 households. Median household income in Sebastian County is $57,790, 28% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.0%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Sebastian County scores 65 for mortgage brokers and lenders (upper middle), #162 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Sebastian County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Sebastian County
Screening a site or an acquisition in Sebastian County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Sebastian County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.