Real estate · County · Arkansas
Mortgage brokers and lenders in Cross County, AR
The mortgage brokers and lenders in Cross County, AR, the household spending behind them and how the market ranks against other counties.
Groundwork market score
Not scored
The score needs at least 5 listings; this market has 3.
- Listings
- 3
- 1 chain location (33%)
- Official establishments
- 3
- Businesses with payroll, 2023
- Household spending a year
- $87M
- On rent and homeowner costs · $13,418 a household
- Housing spending per listing (U.S. = 100)
- 74
- 26% below the U.S.
- Listings per 10k households
- 4.6
- 7% above the U.S.
- Population, 2025
- 16,186
- −3.6% since 2020
See the mortgage brokers and lenders around any address in Cross County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cross County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 3 mortgage brokers and lenders in Cross County. Per 10,000 households, that is 4.6, 7% above the U.S. rate of 4.3.
Household spending on rent and homeowner costs in Cross County comes to about $87M a year: $13,418 per household, 19% below the U.S. average. Housing spending per office is 26% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Cross County was 3 in 2023. That is one for every 2,161 households, against one for every 4,897 across the U.S.
Population estimates put the population change in Cross County from 2020 to 2025 at −3.6%, against +3.1% for the U.S. With 3 mortgage brokers and lenders on map listings, Cross County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.
How Cross County compares
The same measures for Arkansas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Cross County | Arkansas | U.S. |
|---|---|---|---|
| Listings per 10k households | 4.6 | 2.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 74 | 182 | 100 |
| Households per official establishment | 2,161 | 6,775 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +25.4% | +9.5% |
| Population growth, 2020–2025 | −3.6% | +3.3% | +3.1% |
| Spending per household on rent and homeowner costs | $13,418 | $14,055 | $16,661 |
| Median household income | $50,863 | $60,773 | $80,734 |
| Groundwork market score | Not scored | 62 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 3 → 3
- Employees, 2023
- 9
- Annual payroll, 2023
- $837K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 31 chain location
- Listings at the U.S. rate for this spending
- 2The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Cross County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Cross County
- Population, 2025 estimate
- 16,186−3.6% since 2020
- Households
- 6,483
- Median age
- 41.8
- Homes lived in by their owners
- 68%
- Vehicles per household
- 1.8
- Land area
- 616 sq. mi.
- People per square mile
- 27
- Median household income
- $50,863+8.7% vs. 2015–2019, before inflation
- Average household income
- $74,643
- Median home value
- $117,500
- Jobs located here
- 4,707
- Daytime population
- 14,440Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Cross County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Cross County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Arkansas
Every Arkansas market ranked →The highest-scoring counties in Arkansas for mortgage brokers and lenders, numbered among those based in Arkansas, with Cross County marked.
Top counties in Arkansas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Saline County, AR | 80 | 8 | 1.6 | 243 | +7.6% | #33 of 887 |
| 2Washington County, AR | 78 | 14 | 1.4 | 266 | +9.9% | #41 of 887 |
| 3Faulkner County, AR | 70 | 11 | 2.2 | 167 | +8.2% | #118 of 887 |
| 4Sebastian County, AR | 65 | 9 | 1.7 | 206 | +2.2% | #162 of 887 |
| 5Lonoke County, AR | 58 | 7 | 2.5 | 154 | +3.5% | #275 of 887 |
| 6Benton County, AR | 53 | 55 | 4.9 | 87 | +16.0% | #393 of 887 |
| 7Garland County, AR | 49 | 11 | 2.5 | 138 | −0.6% | #456 of 887 |
| 8Pope County, AR | 48 | 8 | 3.3 | 107 | +2.5% | #474 of 887 |
| 9White County, AR | 48 | 11 | 3.7 | 92 | +4.2% | #480 of 887 |
| 10Craighead County, AR | 44 | 18 | 4.1 | 89 | +4.8% | #550 of 887 |
| Cross County, AR | Not scored | 3 | 4.6 | 74 | −3.6% |
Other business types in Cross County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate44
- Real estate agents and brokers29
- Property management
- Mortgage brokers and lenders
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Cross County, AR?
Cross County has 3 mortgage brokers and lenders on map listings as of September 2026. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Cross County, AR spend on rent and homeowner costs?
About $87M a year, or $13,418 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). For the 3 mortgage brokers and lenders on map listings, housing spending per office is 26% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 6,483 households in Cross County and national spending patterns by income.
How does Cross County, AR compare with the U.S. for mortgage brokers and lenders?
Cross County has 4.6 mortgage brokers and lenders per 10,000 households, 7% above the U.S. rate of 4.3. The index of housing spending per office is 74, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Cross County would have about 2, against 3 on map listings. There is one business with payroll in the industry for every 2,161 households, against one for every 4,897 across the U.S.
How fast is Cross County, AR growing?
Population estimates put Cross County at 16,186 people in 2025, down 3.6% since 2020, against +3.1% for the U.S. It has 6,483 households. The median household income in Cross County is $50,863 a year, 37% below the U.S. median of $80,734. That rose 8.7% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cross County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 3.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Cross County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Cross County
Screening a site or an acquisition in Cross County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Cross County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.