Real estate · Metro area · Arkansas
Mortgage brokers and lenders in the Fort Smith, AR-OK metro area
Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Fort Smith, AR-OK metro area, set against other metro areas and the U.S.
Groundwork market score · out of 100
Score 66 out of 100: Upper middle
Ranked #47 of 373 scored metro areas
#1 of 5 scored metro areas based in Arkansas
- Listings
- 10
- 4 chain locations (40%)
- Official establishments
- 9
- Businesses with payroll, 2023
- Household spending a year
- $1.3B
- On rent and homeowner costs · $13,745 a household
- Housing spending per listing (U.S. = 100)
- 321
- 3.2 times the U.S.
- Listings per 10k households
- 1.1
- 74% below the U.S.
- Population, 2025
- 234,140
- +3.1% since 2020
See the mortgage brokers and lenders around any address in the Fort Smith metro area
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Fort Smith metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in the Fort Smith metro area spend about $1.3B a year on rent and homeowner costs, or $13,745 per household, 18% below the U.S. average. Housing spending per office is 3.2 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
The Fort Smith metro area has 10 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 40% of them, against 21% across the U.S. Per 10,000 households, that is 1.1, 74% below the U.S. rate of 4.3.
In 2023, official counts showed 9 businesses with payroll in the Fort Smith metro area classed as mortgage brokers and real estate lenders. That is one for every 10,110 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of the Fort Smith metro area grew 3.1%, in step with the U.S. (+3.1%). For mortgage brokers and lenders, the Fort Smith metro area has a Groundwork market score of 66 (upper middle): #47 of 373 scored metro areas and #1 of 5 scored metro areas based in Arkansas. That puts it in the top quarter of metro areas.
How the Fort Smith metro area compares
The same measures for Arkansas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Fort Smith metro area | Arkansas | U.S. |
|---|---|---|---|
| Listings per 10k households | 1.1 | 2.0 | 4.3 |
| Housing spending per listing (U.S. = 100) | 321 | 182 | 100 |
| Households per official establishment | 10,110 | 6,775 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +25.4% | +9.5% |
| Population growth, 2020–2025 | +3.1% | +3.3% | +3.1% |
| Spending per household on rent and homeowner costs | $13,745 | $14,055 | $16,661 |
| Median household income | $58,468 | $60,773 | $80,734 |
| Groundwork market score | 66 | 62 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 9
- Employees, 2023
- 26
- Annual payroll, 2023
- $1.7M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 104 chain locations
- Listings at the U.S. rate for this spending
- 32The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Fort Smith metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Fort Smith metro area
- Population, 2025 estimate
- 234,140+3.1% since 2020
- Households
- 90,992
- Median age
- 39.2
- Homes lived in by their owners
- 67%
- Vehicles per household
- 1.9
- Land area
- 1,800 sq. mi.
- People per square mile
- 128
- Median household income
- $58,468
- Average household income
- $82,344
- Median home value
- $171,200
- Jobs located here
- 98,120
- Daytime population
- 234,865Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Fort Smith metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of the Fort Smith metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Arkansas
Every Arkansas market ranked →The highest-scoring metro areas in Arkansas for mortgage brokers and lenders, numbered among those based in Arkansas (a market based in another state is listed without a number), with the Fort Smith metro area marked.
Top metro areas in Arkansas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Fort Smith, AR-OK | 66 | 10 | 1.1 | 321 | +3.1% | #47 of 373 |
| 2Fayetteville-Springdale-Rogers, AR | 64 | 69 | 3.2 | 127 | +13.1% | #67 of 373 |
| Memphis, TN-MS-AR | 54 | 149 | 2.8 | 132 | −0.3% | #151 of 373 |
| 3Little Rock-North Little Rock-Conway, AR | 52 | 81 | 2.6 | 144 | +3.8% | #163 of 373 |
| 4Jonesboro, AR | 47 | 18 | 3.4 | 105 | +3.6% | #208 of 373 |
| 5Hot Springs, AR | 45 | 11 | 2.5 | 138 | −0.6% | #220 of 373 |
| Texarkana, TX-AR | 43 | 14 | 2.5 | 140 | −0.4% | #234 of 373 |
Other business types in the Fort Smith metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate50
- Real estate agents and brokers46
- Property management35
- Mortgage brokers and lenders66
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in the Fort Smith, AR-OK metro area?
Map listings as of September 2026 show 10 mortgage brokers and lenders in the Fort Smith metro area. 4 of them (40%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 9 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in the Fort Smith, AR-OK metro area spend on rent and homeowner costs?
About $1.3B a year, or $13,745 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). For the 10 mortgage brokers and lenders on map listings, housing spending per office is 3.2 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 90,992 households in the Fort Smith metro area and national spending patterns by income.
How does the Fort Smith, AR-OK metro area compare with the U.S. for mortgage brokers and lenders?
The Fort Smith metro area has 1.1 mortgage brokers and lenders per 10,000 households, 74% below the U.S. rate of 4.3. The index of housing spending per office is 321, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Fort Smith metro area would have about 32, against 10 on map listings. There is one business with payroll in the industry for every 10,110 households, against one for every 4,897 across the U.S.
How fast is the Fort Smith, AR-OK metro area growing?
Population estimates put the Fort Smith metro area at 234,140 people in 2025, up 3.1% since 2020, in step with the U.S. (+3.1%). It has 90,992 households. Median household income in the Fort Smith metro area is $58,468, 28% below the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Fort Smith metro area scores 66 for mortgage brokers and lenders (upper middle), #47 of 373 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Fort Smith metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Fort Smith metro area
Screening a site or an acquisition in the Fort Smith metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Fort Smith metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.