Groundwork

Real estate · County · Arizona

Mortgage brokers and lenders in Maricopa County, AZ

How Maricopa County, AZ compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 35 out of 100: Lower middle

Ranked #717 of 887 scored counties
#10 of 10 scored counties in Arizona

Listings
1,590
238 chain locations (15%)
Official establishments
759
+24.2% since 2019
Household spending a year
$32.7B
On rent and homeowner costs · $18,887 a household
Housing spending per listing (U.S. = 100)
53
47% below the U.S.
Listings per 10k households
9.2
2.1 times the U.S.
Population, 2025
4,689,558
+5.5% since 2020

See the mortgage brokers and lenders around any address in Maricopa County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Maricopa County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for mortgage brokers and lenders in Maricopa County is 35 (lower middle), #717 of 887 scored counties and #10 of 10 scored counties in Arizona. That puts it in the bottom quarter of counties.

Household spending on rent and homeowner costs in Maricopa County comes to about $32.7B a year: $18,887 per household, 13% above the U.S. average. Housing spending per office is 47% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Maricopa County has 1,590 mortgage brokers and lenders on map listings as of September 2026. 238 of them (15%) are chain locations, against 21% across the U.S. That comes to 9.2 for every 10,000 households, 2.1 times the U.S. rate of 4.3.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Maricopa County was 759 in 2023, up 24.2% from 2019. That is one for every 2,280 households, against one for every 4,897 across the U.S. Since fiscal 2022, 7 SBA-backed loans worth $2.1M have gone to businesses classed as mortgage brokers and real estate lenders in Maricopa County. Population estimates put the population change in Maricopa County from 2020 to 2025 at +5.5%, faster than the U.S. (+3.1%).

How Maricopa County compares

The same measures for Arizona and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Maricopa County, AZ compared with Arizona and the U.S.
MeasureMaricopa CountyArizonaU.S.
Listings per 10k households9.27.24.3
Housing spending per listing (U.S. = 100)5365100
Households per official establishment2,2802,9844,897
Official establishment growth, 2019–2023+24.2%+19.9%+9.5%
Population growth, 2020–2025+5.5%+6.1%+3.1%
Spending per household on rent and homeowner costs$18,887$18,061$16,661
Median household income$89,300$79,964$80,734
Groundwork market score3534

Official counts and lending

Businesses

Official establishments, 2019 to 2023
611 → 759+24.2% over the period
Employees, 2023
18,085
Annual payroll, 2023
$1.4B
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
1,590238 chain locations
Listings at the U.S. rate for this spending
838The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
7
Amount
$2.1M

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Maricopa County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Maricopa County

Population, 2025 estimate
4,689,558+5.5% since 2020
Households
1,730,696
Median age
39.0
Homes lived in by their owners
65%
Vehicles per household
1.9
Land area
9,202 sq. mi.
People per square mile
496
Median household income
$89,300+38.5% vs. 2015–2019, before inflation
Average household income
$120,023
Median home value
$452,800
Jobs located here
2,317,205
Daytime population
4,768,907Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Maricopa County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Maricopa County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Arizona

Every Arizona market ranked →

The highest-scoring counties in Arizona for mortgage brokers and lenders, numbered among those based in Arizona, with Maricopa County marked.

Top counties in Arizona

Counties in Arizona ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Pinal County, AZ92211.3349+25.4%#1 of 887
2Navajo County, AZ6271.7223+3.0%#212 of 887
3Yavapai County, AZ57413.7118+6.5%#300 of 887
4Graham County, AZ5553.9107+4.0%#335 of 887
5Cochise County, AZ54183.5115+0.6%#356 of 887
6Yuma County, AZ50374.788+9.2%#452 of 887
7Mohave County, AZ47403.9103+6.5%#494 of 887
8Pima County, AZ462505.777+2.8%#518 of 887
9Coconino County, AZ43264.795−0.6%#568 of 887
10Maricopa County, AZ351,5909.253+5.5%#717 of 887

Other business types in Maricopa County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Maricopa County, AZ?

Map listings as of September 2026 show 1,590 mortgage brokers and lenders in Maricopa County. 238 of them (15%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 759 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 24.2% from 2019.

How much do households in Maricopa County, AZ spend on rent and homeowner costs?

About $32.7B a year, or $18,887 per household. That is 13% above the U.S. average (an index of 113, where 100 is the U.S. average). For the 1,590 mortgage brokers and lenders on map listings, housing spending per office is 47% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 1,730,696 households in Maricopa County and national spending patterns by income.

How does Maricopa County, AZ compare with the U.S. for mortgage brokers and lenders?

Maricopa County has 9.2 mortgage brokers and lenders per 10,000 households, 2.1 times the U.S. rate of 4.3. The index of housing spending per office is 53, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Maricopa County would have about 838, against 1,590 on map listings. There is one business with payroll in the industry for every 2,280 households, against one for every 4,897 across the U.S. The official count rose 24.2% from 2019 to 2023, against +9.5% for the U.S.

How fast is Maricopa County, AZ growing?

Population estimates put Maricopa County at 4,689,558 people in 2025, up 5.5% since 2020, faster than the U.S. (+3.1%). It has 1,730,696 households. Median household income in Maricopa County is $89,300, 11% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 38.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Maricopa County scores 35 for mortgage brokers and lenders (lower middle), #717 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Maricopa County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Maricopa County

Screening a site or an acquisition in Maricopa County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Maricopa County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.