Real estate · County · Washington
Mortgage brokers and lenders in Kitsap County, WA
How Kitsap County, WA compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 51 out of 100: Upper middle
Ranked #427 of 887 scored counties
#9 of 21 scored counties in Washington
- Listings
- 57
- 12 chain locations (21%)
- Official establishments
- 25
- −19.3% since 2019
- Household spending a year
- $2.2B
- On rent and homeowner costs · $19,897 a household
- Housing spending per listing (U.S. = 100)
- 97
- 3% below the U.S.
- Listings per 10k households
- 5.3
- 23% above the U.S.
- Population, 2025
- 283,374
- +2.7% since 2020
See the mortgage brokers and lenders around any address in Kitsap County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Kitsap County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $19,897 per household (19% above the U.S. average), households in Kitsap County spend about $2.2B a year on rent and homeowner costs. Housing spending per office is 3% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
Kitsap County has 57 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 21% of them, against 21% across the U.S. That comes to 5.3 for every 10,000 households, 23% above the U.S. rate of 4.3.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Kitsap County was 25 in 2023, down 19.3% from 2019. That is one for every 4,341 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Kitsap County grew 2.7%, in step with the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Kitsap County is 51 (upper middle), #427 of 887 scored counties and #9 of 21 scored counties in Washington.
How Kitsap County compares
The same measures for Washington and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Kitsap County | Washington | U.S. |
|---|---|---|---|
| Listings per 10k households | 5.3 | 6.1 | 4.3 |
| Housing spending per listing (U.S. = 100) | 97 | 83 | 100 |
| Households per official establishment | 4,341 | 3,841 | 4,897 |
| Official establishment growth, 2019–2023 | −19.3% | +2.3% | +9.5% |
| Population growth, 2020–2025 | +2.7% | +3.6% | +3.1% |
| Spending per household on rent and homeowner costs | $19,897 | $19,779 | $16,661 |
| Median household income | $104,158 | $98,141 | $80,734 |
| Groundwork market score | 51 | 43 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 31 → 25−19.3% over the period
- Employees, 2023
- 121
- Annual payroll, 2023
- $10.3M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 5712 chain locations
- Listings at the U.S. rate for this spending
- 55The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Kitsap County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Kitsap County
- Population, 2025 estimate
- 283,374+2.7% since 2020
- Households
- 108,537
- Median age
- 41.7
- Homes lived in by their owners
- 70%
- Vehicles per household
- 2.0
- Land area
- 395 sq. mi.
- People per square mile
- 703
- Median household income
- $104,158+38.1% vs. 2015–2019, before inflation
- Average household income
- $132,745
- Median home value
- $555,100
- Jobs located here
- 71,510
- Daytime population
- 250,195Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Kitsap County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Kitsap County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Washington
Every Washington market ranked →The highest-scoring counties in Washington for mortgage brokers and lenders, numbered among those based in Washington, with Kitsap County marked.
Top counties in Washington
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Lewis County, WA | 82 | 7 | 2.1 | 207 | +6.7% | #23 of 887 |
| 2Mason County, WA | 77 | 8 | 3.1 | 150 | +7.8% | #53 of 887 |
| 3Grant County, WA | 73 | 9 | 2.5 | 172 | +6.3% | #82 of 887 |
| 4Cowlitz County, WA | 60 | 14 | 3.2 | 139 | +3.5% | #247 of 887 |
| 5Island County, WA | 57 | 13 | 3.6 | 132 | −1.5% | #297 of 887 |
| 6Clallam County, WA | 55 | 12 | 3.4 | 128 | +1.1% | #332 of 887 |
| 7Whitman County, WA | 54 | 6 | 3.2 | 129 | +1.5% | #349 of 887 |
| 8Yakima County, WA | 54 | 34 | 3.9 | 111 | +1.0% | #361 of 887 |
| 9Kitsap County, WA | 51 | 57 | 5.3 | 97 | +2.7% | #427 of 887 |
| 10Skagit County, WA | 50 | 25 | 4.8 | 100 | +2.4% | #446 of 887 |
Other business types in Kitsap County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate46
- Real estate agents and brokers48
- Property management64
- Mortgage brokers and lenders51
- Home inspectors74
Funeral services
Questions
How many mortgage brokers and lenders are in Kitsap County, WA?
Map listings as of September 2026 show 57 mortgage brokers and lenders in Kitsap County. 12 of them (21%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 25 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 19.3% from 2019.
How much do households in Kitsap County, WA spend on rent and homeowner costs?
About $2.2B a year, or $19,897 per household. That is 19% above the U.S. average (an index of 119, where 100 is the U.S. average). For the 57 mortgage brokers and lenders on map listings, housing spending per office is 3% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 108,537 households in Kitsap County and national spending patterns by income.
How does Kitsap County, WA compare with the U.S. for mortgage brokers and lenders?
Kitsap County has 5.3 mortgage brokers and lenders per 10,000 households, 23% above the U.S. rate of 4.3. The index of housing spending per office is 97, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Kitsap County would have about 55, against 57 on map listings. There is one business with payroll in the industry for every 4,341 households, against one for every 4,897 across the U.S. The official count fell 19.3% from 2019 to 2023, against +9.5% for the U.S.
How fast is Kitsap County, WA growing?
Population estimates put Kitsap County at 283,374 people in 2025, up 2.7% since 2020, in step with the U.S. (+3.1%). It has 108,537 households. Median household income in Kitsap County is $104,158, 29% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 38.1%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Kitsap County scores 51 for mortgage brokers and lenders (upper middle), #427 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Kitsap County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Kitsap County
Screening a site or an acquisition in Kitsap County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Kitsap County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.