Real estate · Small-town market · Washington
Mortgage brokers and lenders in the Shelton, WA area
How the Shelton, WA area compares with other small-town markets and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 81 out of 100: High
Ranked #7 of 177 scored small-town markets
#2 of 7 scored small-town markets based in Washington
- Listings
- 8
- 2 chain locations (25%)
- Official establishments
- 3
- Businesses with payroll, 2023
- Household spending a year
- $469.8M
- On rent and homeowner costs · $18,048 a household
- Housing spending per listing (U.S. = 100)
- 150
- 50% above the U.S.
- Listings per 10k households
- 3.1
- 28% below the U.S.
- Population, 2025
- 71,165
- +7.8% since 2020
See the mortgage brokers and lenders around any address in the Shelton area
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Shelton area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
For mortgage brokers and lenders, the Shelton area has a Groundwork market score of 81 (high): #7 of 177 scored small-town markets and #2 of 7 scored small-town markets based in Washington. That puts it in the top 10% of small-town markets for mortgage brokers and lenders.
Household spending on rent and homeowner costs in the Shelton area comes to about $469.8M a year: $18,048 per household, 8% above the U.S. average. Housing spending per office is 50% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
The Shelton area has 8 mortgage brokers and lenders on map listings as of September 2026. Of those, 2 are chain locations, or 25%, against 21% across the U.S. That comes to 3.1 for every 10,000 households, 28% below the U.S. rate of 4.3.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Shelton area was 3 in 2023. That is one for every 8,676 households, against one for every 4,897 across the U.S. Between 2020 and 2025, the population of the Shelton area grew 7.8%, faster than the U.S. (+3.1%).
How the Shelton area compares
The same measures for Washington and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Shelton area | Washington | U.S. |
|---|---|---|---|
| Listings per 10k households | 3.1 | 6.1 | 4.3 |
| Housing spending per listing (U.S. = 100) | 150 | 83 | 100 |
| Households per official establishment | 8,676 | 3,841 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +2.3% | +9.5% |
| Population growth, 2020–2025 | +7.8% | +3.6% | +3.1% |
| Spending per household on rent and homeowner costs | $18,048 | $19,779 | $16,661 |
| Median household income | $83,270 | $98,141 | $80,734 |
| Groundwork market score | 81 | 43 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 3
- Employees, 2023
- 7
- Annual payroll, 2023
- $684K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 82 chain locations
- Listings at the U.S. rate for this spending
- 12The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Shelton area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Shelton area
- Population, 2025 estimate
- 71,165+7.8% since 2020
- Households
- 26,029
- Median age
- 45.5
- Homes lived in by their owners
- 82%
- Vehicles per household
- 2.3
- Land area
- 960 sq. mi.
- People per square mile
- 71
- Median household income
- $83,270+44.5% vs. 2015–2019, before inflation
- Average household income
- $100,630
- Median home value
- $411,800
- Jobs located here
- 13,833
- Daytime population
- 54,996Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Shelton area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of the Shelton area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Washington
Every Washington market ranked →The highest-scoring small-town markets in Washington for mortgage brokers and lenders, numbered among those based in Washington, with the Shelton area marked.
Top small-town markets in Washington
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Centralia, WA | 88 | 7 | 2.1 | 207 | +6.7% | #4 of 177 |
| 2Shelton, WA | 81 | 8 | 3.1 | 150 | +7.8% | #7 of 177 |
| 3Moses Lake, WA | 78 | 9 | 2.5 | 172 | +6.3% | #9 of 177 |
| 4Oak Harbor, WA | 60 | 13 | 3.6 | 132 | −1.5% | #47 of 177 |
| 5Pullman, WA | 59 | 6 | 3.2 | 129 | +1.5% | #54 of 177 |
| 6Port Angeles, WA | 59 | 12 | 3.4 | 128 | +1.1% | #55 of 177 |
| 7Ellensburg, WA | 44 | 11 | 5.5 | 83 | +4.2% | #115 of 177 |
Other business types in the Shelton area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate62
- Real estate agents and brokers62
- Property management83
- Mortgage brokers and lenders81
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in the Shelton, WA area?
Map listings as of September 2026 show 8 mortgage brokers and lenders in the Shelton area. 2 of them (25%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in the Shelton, WA area spend on rent and homeowner costs?
About $469.8M a year, or $18,048 per household. That is 8% above the U.S. average (an index of 108, where 100 is the U.S. average). For the 8 mortgage brokers and lenders on map listings, housing spending per office is 50% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 26,029 households in the Shelton area and national spending patterns by income.
How does the Shelton, WA area compare with the U.S. for mortgage brokers and lenders?
The Shelton area has 3.1 mortgage brokers and lenders per 10,000 households, 28% below the U.S. rate of 4.3. The index of housing spending per office is 150, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Shelton area would have about 12, against 8 on map listings. There is one business with payroll in the industry for every 8,676 households, against one for every 4,897 across the U.S.
How fast is the Shelton, WA area growing?
Population estimates put the Shelton area at 71,165 people in 2025, up 7.8% since 2020, faster than the U.S. (+3.1%). It has 26,029 households. Median household income in the Shelton area is $83,270, 3% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 44.5%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Shelton area scores 81 for mortgage brokers and lenders (high), #7 of 177 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Shelton area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Shelton area
Screening a site or an acquisition in the Shelton area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Shelton area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.