Real estate · County · Washington
Mortgage brokers and lenders in Island County, WA
How Island County, WA compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 57 out of 100: Upper middle
Ranked #297 of 887 scored counties
#5 of 21 scored counties in Washington
- Listings
- 13
- 4 chain locations (31%)
- Official establishments
- 5
- Businesses with payroll, 2023
- Household spending a year
- $670.9M
- On rent and homeowner costs · $18,650 a household
- Housing spending per listing (U.S. = 100)
- 132
- 32% above the U.S.
- Listings per 10k households
- 3.6
- 16% below the U.S.
- Population, 2025
- 85,657
- −1.5% since 2020
See the mortgage brokers and lenders around any address in Island County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Island County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 13 mortgage brokers and lenders in Island County. Of those, 4 are chain locations, or 31%, against 21% across the U.S. That is 3.6 per 10,000 households, 16% below the U.S. rate of 4.3.
Households in Island County spend about $670.9M a year on rent and homeowner costs, or $18,650 per household, 12% above the U.S. average. Housing spending per office is 32% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
In 2023, official counts showed 5 businesses with payroll in Island County classed as mortgage brokers and real estate lenders. That is one for every 7,194 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Island County declined 1.5%, against +3.1% for the U.S. For mortgage brokers and lenders, Island County has a Groundwork market score of 57 (upper middle): #297 of 887 scored counties and #5 of 21 scored counties in Washington.
How Island County compares
The same measures for Washington and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Island County | Washington | U.S. |
|---|---|---|---|
| Listings per 10k households | 3.6 | 6.1 | 4.3 |
| Housing spending per listing (U.S. = 100) | 132 | 83 | 100 |
| Households per official establishment | 7,194 | 3,841 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +2.3% | +9.5% |
| Population growth, 2020–2025 | −1.5% | +3.6% | +3.1% |
| Spending per household on rent and homeowner costs | $18,650 | $19,779 | $16,661 |
| Median household income | $90,551 | $98,141 | $80,734 |
| Groundwork market score | 57 | 43 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 4 → 5
- Employees, 2023
- 7
- Annual payroll, 2023
- $1.1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 134 chain locations
- Listings at the U.S. rate for this spending
- 17The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Island County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Island County
- Population, 2025 estimate
- 85,657−1.5% since 2020
- Households
- 35,972
- Median age
- 46.9
- Homes lived in by their owners
- 75%
- Vehicles per household
- 2.1
- Land area
- 209 sq. mi.
- People per square mile
- 416
- Median household income
- $90,551+32.0% vs. 2015–2019, before inflation
- Average household income
- $113,035
- Median home value
- $593,300
- Jobs located here
- 16,025
- Daytime population
- 70,254Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Island County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Island County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Washington
Every Washington market ranked →The highest-scoring counties in Washington for mortgage brokers and lenders, numbered among those based in Washington, with Island County marked.
Top counties in Washington
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Lewis County, WA | 82 | 7 | 2.1 | 207 | +6.7% | #23 of 887 |
| 2Mason County, WA | 77 | 8 | 3.1 | 150 | +7.8% | #53 of 887 |
| 3Grant County, WA | 73 | 9 | 2.5 | 172 | +6.3% | #82 of 887 |
| 4Cowlitz County, WA | 60 | 14 | 3.2 | 139 | +3.5% | #247 of 887 |
| 5Island County, WA | 57 | 13 | 3.6 | 132 | −1.5% | #297 of 887 |
| 6Clallam County, WA | 55 | 12 | 3.4 | 128 | +1.1% | #332 of 887 |
| 7Whitman County, WA | 54 | 6 | 3.2 | 129 | +1.5% | #349 of 887 |
| 8Yakima County, WA | 54 | 34 | 3.9 | 111 | +1.0% | #361 of 887 |
| 9Kitsap County, WA | 51 | 57 | 5.3 | 97 | +2.7% | #427 of 887 |
| 10Skagit County, WA | 50 | 25 | 4.8 | 100 | +2.4% | #446 of 887 |
Other business types in Island County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate35
- Real estate agents and brokers37
- Property management43
- Mortgage brokers and lenders57
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Island County, WA?
There are 13 mortgage brokers and lenders on map listings in Island County as of September 2026. 4 of them (31%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Island County, WA spend on rent and homeowner costs?
About $670.9M a year, or $18,650 per household. That is 12% above the U.S. average (an index of 112, where 100 is the U.S. average). For the 13 mortgage brokers and lenders on map listings, housing spending per office is 32% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 35,972 households in Island County and national spending patterns by income.
How does Island County, WA compare with the U.S. for mortgage brokers and lenders?
Island County has 3.6 mortgage brokers and lenders per 10,000 households, 16% below the U.S. rate of 4.3. The index of housing spending per office is 132, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Island County would have about 17, against 13 on map listings. There is one business with payroll in the industry for every 7,194 households, against one for every 4,897 across the U.S.
How fast is Island County, WA growing?
Population estimates put Island County at 85,657 people in 2025, down 1.5% since 2020, against +3.1% for the U.S. It has 35,972 households. The median household income in Island County is $90,551 a year, 12% above the U.S. median of $80,734. That rose 32.0% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Island County scores 57 for mortgage brokers and lenders (upper middle), #297 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Island County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Island County
Screening a site or an acquisition in Island County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Island County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.