Real estate · County · Montana
Mortgage brokers and lenders in Flathead County, MT
How Flathead County, MT compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 44 out of 100: Lower middle
Ranked #552 of 887 scored counties
#5 of 6 scored counties in Montana
- Listings
- 23
- 5 chain locations (22%)
- Official establishments
- 26
- Businesses with payroll, 2023
- Household spending a year
- $773.1M
- On rent and homeowner costs · $17,477 a household
- Housing spending per listing (U.S. = 100)
- 86
- 14% below the U.S.
- Listings per 10k households
- 5.2
- 21% above the U.S.
- Population, 2025
- 115,429
- +10.1% since 2020
See the mortgage brokers and lenders around any address in Flathead County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Flathead County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $17,477 per household (5% above the U.S. average), households in Flathead County spend about $773.1M a year on rent and homeowner costs. Housing spending per office is 14% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
Flathead County has 23 mortgage brokers and lenders on map listings as of September 2026. 5 of them (22%) are chain locations, against 21% across the U.S. That comes to 5.2 for every 10,000 households, 21% above the U.S. rate of 4.3.
In 2023, official counts showed 26 businesses with payroll in Flathead County classed as mortgage brokers and real estate lenders. That is one for every 1,701 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Flathead County grew 10.1%, faster than the U.S. (+3.1%). Flathead County scores 44 (lower middle) on the Groundwork market score for mortgage brokers and lenders, ranking #552 of 887 scored counties and #5 of 6 scored counties in Montana.
How Flathead County compares
The same measures for Montana and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Flathead County | Montana | U.S. |
|---|---|---|---|
| Listings per 10k households | 5.2 | 3.1 | 4.3 |
| Housing spending per listing (U.S. = 100) | 86 | 141 | 100 |
| Households per official establishment | 1,701 | 4,455 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +32.1% | +9.5% |
| Population growth, 2020–2025 | +10.1% | +5.3% | +3.1% |
| Spending per household on rent and homeowner costs | $17,477 | $17,303 | $16,661 |
| Median household income | $73,925 | $72,509 | $80,734 |
| Groundwork market score | 44 | 59 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 16 → 26
- Employees, 2023
- 136
- Annual payroll, 2023
- $12.1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 235 chain locations
- Listings at the U.S. rate for this spending
- 20The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Flathead County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Flathead County
- Population, 2025 estimate
- 115,429+10.1% since 2020
- Households
- 44,233
- Median age
- 43.2
- Homes lived in by their owners
- 72%
- Vehicles per household
- 2.1
- Land area
- 5,087 sq. mi.
- People per square mile
- 22
- Median household income
- $73,925+31.6% vs. 2015–2019, before inflation
- Average household income
- $99,728
- Median home value
- $535,500
- Jobs located here
- 49,504
- Daytime population
- 110,772Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Flathead County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Flathead County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Montana
Every Montana market ranked →The highest-scoring counties in Montana for mortgage brokers and lenders, numbered among those based in Montana, with Flathead County marked.
Top counties in Montana
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Lewis and Clark County, MT | 73 | 8 | 2.6 | 179 | +5.8% | #81 of 887 |
| 2Cascade County, MT | 69 | 8 | 2.2 | 191 | +0.7% | #128 of 887 |
| 3Yellowstone County, MT | 55 | 32 | 4.6 | 99 | +4.5% | #337 of 887 |
| 4Missoula County, MT | 48 | 23 | 4.4 | 103 | +4.4% | #475 of 887 |
| 5Flathead County, MT | 44 | 23 | 5.2 | 86 | +10.1% | #552 of 887 |
| 6Gallatin County, MT | 42 | 37 | 7.2 | 69 | +7.7% | #597 of 887 |
Other business types in Flathead County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate37
- Real estate agents and brokers37
- Property management34
- Mortgage brokers and lenders44
- Home inspectors39
Funeral services
Questions
How many mortgage brokers and lenders are in Flathead County, MT?
Map listings as of September 2026 show 23 mortgage brokers and lenders in Flathead County. 5 of them (22%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 26 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Flathead County, MT spend on rent and homeowner costs?
About $773.1M a year, or $17,477 per household. That is 5% above the U.S. average (an index of 105, where 100 is the U.S. average). For the 23 mortgage brokers and lenders on map listings, housing spending per office is 14% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 44,233 households in Flathead County and national spending patterns by income.
How does Flathead County, MT compare with the U.S. for mortgage brokers and lenders?
Flathead County has 5.2 mortgage brokers and lenders per 10,000 households, 21% above the U.S. rate of 4.3. The index of housing spending per office is 86, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Flathead County would have about 20, against 23 on map listings. There is one business with payroll in the industry for every 1,701 households, against one for every 4,897 across the U.S.
How fast is Flathead County, MT growing?
Population estimates put Flathead County at 115,429 people in 2025, up 10.1% since 2020, faster than the U.S. (+3.1%). It has 44,233 households. Median household income in Flathead County is $73,925, 8% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 31.6%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Flathead County scores 44 for mortgage brokers and lenders (lower middle), #552 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Flathead County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Flathead County
Screening a site or an acquisition in Flathead County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Flathead County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.