Groundwork

Real estate · County · Rhode Island

Mortgage brokers and lenders in Newport County, RI

The mortgage brokers and lenders in Newport County, RI, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 63 out of 100: Upper middle

Ranked #204 of 887 scored counties
#3 of 5 scored counties in Rhode Island

Listings
14
3 chain locations (21%)
Official establishments
4
Businesses with payroll, 2023
Household spending a year
$741.7M
On rent and homeowner costs · $20,117 a household
Housing spending per listing (U.S. = 100)
136
36% above the U.S.
Listings per 10k households
3.8
12% below the U.S.
Population, 2025
83,051
−2.9% since 2020

See the mortgage brokers and lenders around any address in Newport County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Newport County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 14 mortgage brokers and lenders in Newport County. Chain locations make up 21% of them, against 21% across the U.S. Per 10,000 households, that is 3.8, 12% below the U.S. rate of 4.3.

At $20,117 per household (21% above the U.S. average), households in Newport County spend about $741.7M a year on rent and homeowner costs. Housing spending per office is 36% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in Newport County in 2023. That is one for every 9,217 households, against one for every 4,897 across the U.S.

Population estimates show Newport County declined 2.9% from 2020 to 2025, against +3.1% for the U.S. For mortgage brokers and lenders, Newport County has a Groundwork market score of 63 (upper middle): #204 of 887 scored counties and #3 of 5 scored counties in Rhode Island. That puts it in the top quarter of counties.

How Newport County compares

The same measures for Rhode Island and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Newport County, RI compared with Rhode Island and the U.S.
MeasureNewport CountyRhode IslandU.S.
Listings per 10k households3.85.04.3
Housing spending per listing (U.S. = 100)13697100
Households per official establishment9,2175,9674,897
Official establishment growth, 2019–2023n/a−3.9%+9.5%
Population growth, 2020–2025−2.9%+1.6%+3.1%
Spending per household on rent and homeowner costs$20,117$18,750$16,661
Median household income$103,514$87,796$80,734
Groundwork market score6348

Official counts and lending

Businesses

Official establishments, 2019 to 2023
11 → 4
Employees, 2023
304
Annual payroll, 2023
$27.7M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
143 chain locations
Listings at the U.S. rate for this spending
19The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Newport County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Newport County

Population, 2025 estimate
83,051−2.9% since 2020
Households
36,868
Median age
46.4
Homes lived in by their owners
68%
Vehicles per household
1.8
Land area
102 sq. mi.
People per square mile
826
Median household income
$103,514+30.3% vs. 2015–2019, before inflation
Average household income
$138,641
Median home value
$609,700
Jobs located here
36,087
Daytime population
83,890Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Newport County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Newport County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Rhode Island

Every Rhode Island market ranked →

The highest-scoring counties in Rhode Island for mortgage brokers and lenders, numbered among those based in Rhode Island, with Newport County marked.

Top counties in Rhode Island

Counties in Rhode Island ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Washington County, RI72142.71970.0%#93 of 887
2Bristol County, RI6863.0181−1.5%#133 of 887
3Newport County, RI63143.8136−2.9%#204 of 887
4Providence County, RI541284.993+2.8%#367 of 887
5Kent County, RI33577.863+1.8%#740 of 887

Other business types in Newport County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Newport County, RI?

Newport County has 14 mortgage brokers and lenders on map listings as of September 2026. 3 of them (21%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Newport County, RI spend on rent and homeowner costs?

About $741.7M a year, or $20,117 per household. That is 21% above the U.S. average (an index of 121, where 100 is the U.S. average). For the 14 mortgage brokers and lenders on map listings, housing spending per office is 36% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 36,868 households in Newport County and national spending patterns by income.

How does Newport County, RI compare with the U.S. for mortgage brokers and lenders?

Newport County has 3.8 mortgage brokers and lenders per 10,000 households, 12% below the U.S. rate of 4.3. The index of housing spending per office is 136, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Newport County would have about 19, against 14 on map listings. There is one business with payroll in the industry for every 9,217 households, against one for every 4,897 across the U.S.

How fast is Newport County, RI growing?

Population estimates put Newport County at 83,051 people in 2025, down 2.9% since 2020, against +3.1% for the U.S. It has 36,868 households. The median household income in Newport County is $103,514 a year, 28% above the U.S. median of $80,734. That rose 30.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Newport County scores 63 for mortgage brokers and lenders (upper middle), #204 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Newport County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Newport County

Screening a site or an acquisition in Newport County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Newport County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.