Real estate · County · North Dakota
Mortgage brokers and lenders in Grand Forks County, ND
The mortgage brokers and lenders in Grand Forks County, ND, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 63 out of 100: Upper middle
Ranked #197 of 887 scored counties
#1 of 3 scored counties in North Dakota
- Listings
- 5
- 1 chain location (20%)
- Official establishments
- 3
- Businesses with payroll, 2023
- Household spending a year
- $426.1M
- On rent and homeowner costs · $13,616 a household
- Housing spending per listing (U.S. = 100)
- 218
- 2.2 times the U.S.
- Listings per 10k households
- 1.6
- 63% below the U.S.
- Population, 2025
- 74,501
- +1.9% since 2020
See the mortgage brokers and lenders around any address in Grand Forks County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Grand Forks County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 5 mortgage brokers and lenders in Grand Forks County. One of them (20%) is a chain location, against 21% across the U.S. That is 1.6 per 10,000 households, 63% below the U.S. rate of 4.3.
Households in Grand Forks County spend about $426.1M a year on rent and homeowner costs, or $13,616 per household, 18% below the U.S. average. Housing spending per office is 2.2 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in Grand Forks County in 2023. That is one for every 10,432 households, against one for every 4,897 across the U.S.
Population estimates put the population change in Grand Forks County from 2020 to 2025 at +1.9%, slower than the U.S. (+3.1%). Grand Forks County scores 63 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #197 of 887 scored counties and #1 of 3 scored counties in North Dakota. That puts it in the top quarter of counties.
How Grand Forks County compares
The same measures for North Dakota and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Grand Forks County | North Dakota | U.S. |
|---|---|---|---|
| Listings per 10k households | 1.6 | 1.7 | 4.3 |
| Housing spending per listing (U.S. = 100) | 218 | 219 | 100 |
| Households per official establishment | 10,432 | 10,032 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | 0.0% | +9.5% |
| Population growth, 2020–2025 | +1.9% | +2.5% | +3.1% |
| Spending per household on rent and homeowner costs | $13,616 | $14,169 | $16,661 |
| Median household income | $68,075 | $76,657 | $80,734 |
| Groundwork market score | 63 | 69 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 4 → 3
- Employees, 2023
- 5
- Annual payroll, 2023
- $978K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 51 chain location
- Listings at the U.S. rate for this spending
- 11The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Grand Forks County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Grand Forks County
- Population, 2025 estimate
- 74,501+1.9% since 2020
- Households
- 31,295
- Median age
- 33.2
- Homes lived in by their owners
- 52%
- Vehicles per household
- 1.8
- Land area
- 1,436 sq. mi.
- People per square mile
- 51
- Median household income
- $68,075+26.0% vs. 2015–2019, before inflation
- Average household income
- $92,591
- Median home value
- $252,700
- Jobs located here
- 38,188
- Daytime population
- 77,655Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Grand Forks County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Grand Forks County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across North Dakota
Every North Dakota market ranked →The highest-scoring counties in North Dakota for mortgage brokers and lenders, numbered among those based in North Dakota, with Grand Forks County marked.
Top counties in North Dakota
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Grand Forks County, ND | 63 | 5 | 1.6 | 218 | +1.9% | #197 of 887 |
| 2Cass County, ND | 54 | 26 | 3.1 | 118 | +9.1% | #354 of 887 |
| 3Burleigh County, ND | 53 | 15 | 3.6 | 105 | +4.7% | #387 of 887 |
Other business types in Grand Forks County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate34
- Real estate agents and brokers43
- Property management17
- Mortgage brokers and lenders63
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Grand Forks County, ND?
There are 5 mortgage brokers and lenders on map listings in Grand Forks County as of September 2026. One of them (20%) is a chain location. The listings count mortgage brokers and mortgage lenders. Official counts show 3 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Grand Forks County, ND spend on rent and homeowner costs?
About $426.1M a year, or $13,616 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). For the 5 mortgage brokers and lenders on map listings, housing spending per office is 2.2 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 31,295 households in Grand Forks County and national spending patterns by income.
How does Grand Forks County, ND compare with the U.S. for mortgage brokers and lenders?
Grand Forks County has 1.6 mortgage brokers and lenders per 10,000 households, 63% below the U.S. rate of 4.3. The index of housing spending per office is 218, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Grand Forks County would have about 11, against 5 on map listings. There is one business with payroll in the industry for every 10,432 households, against one for every 4,897 across the U.S.
How fast is Grand Forks County, ND growing?
Population estimates put Grand Forks County at 74,501 people in 2025, up 1.9% since 2020, slower than the U.S. (+3.1%). It has 31,295 households. The median household income in Grand Forks County is $68,075 a year, 16% below the U.S. median of $80,734. That rose 26.0% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Grand Forks County scores 63 for mortgage brokers and lenders (upper middle), #197 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Grand Forks County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Grand Forks County
Screening a site or an acquisition in Grand Forks County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Grand Forks County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.