Groundwork

Small-town market profile · Tennessee

Cookeville, TN area market data

How the Cookeville area compares with other small-town markets for 56 business types: competitors, household spending, official counts and growth.

Population, 2025
152,477
+7.6% since 2020
Households
58,693
Median household income
$55,380
Median home value
$237,000
Jobs located here
55,382
Highest market score
85
Insurance agencies, #34 of 537 scored small-town markets

A site report maps the competitors on map listings around any address in the Cookeville area by name and distance, and the households and spending within reach. Or open the report at the center of the Cookeville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Cookeville area has an estimated 152,477 people and 58,693 households. Between 2020 and 2025, the population of the Cookeville area grew 7.6%, faster than the U.S. (+3.1%). Median household income in the Cookeville area is $55,380, 31% below the U.S. median of $80,734.

Relative to the U.S., household spending in the Cookeville area runs highest on vehicle insurance (an index of 139, where 100 is the U.S. average) and lowest on memberships, classes and admissions (57).

Of the business types scored in the Cookeville area, insurance agencies (85), house cleaning businesses (83) and laundromats (81) have the highest Groundwork market scores. For insurance agencies, that ranks #34 of 537 scored small-town markets.

The Cookeville area takes in 4 counties: Putnam County, White County, Overton County and Jackson County. Against the U.S., map listings per household run highest for funeral homes (86% above the U.S. rate) and lowest for collision repair and body shops (39% below the U.S. rate).

All 56 business types in the Cookeville area

Highest Groundwork market score first. Each score compares the Cookeville area with other small-town markets for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Cookeville, TN area, highest Groundwork market score first, with its rank among small-town markets, listings, listings per 10,000 households, spending per listing and official establishments
Business typeScoreRank among small-town marketsListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Insurance agencies85#34 of 5377612.9$2.1M16846
House cleaning83#6 of 14281.4$9.5M14919
Laundromats81#6 of 15071.2$13.8M1104
Veterinarians80#16 of 398142.4$3.2M11713
Collision repair and body shops78#25 of 387111.9$5.1M16715
Tire shops78#31 of 431203.4$2.8M1137
Pest control76#8 of 85101.7$7.6M758
Electricians75#11 of 295132.2$11.3M9422
Car washes and detailing75#46 of 441223.7$2.6M1026
Landscaping and lawn care72#52 of 399274.6$2.8M9742
Yoga, Pilates and fitness studios69#7 of 11250.9$6.6M16215
Chiropractors69#59 of 426213.6$2.7M11410
Gas stations69#85 of 5369416.0$2M8383
Pet stores67#46 of 220162.7$2.8M614
Lawn, cleaning and pest control67#87 of 481457.7$1.7M10169
Mortgage brokers and lenders66#28 of 177172.9Index only1205
Auto repair and car care65#126 of 53822838.8$248K9278
Auto repair shops64#124 of 53813122.3$432K9758
Property management63#43 of 180142.4Index only10216
Optometrists and eye care59#128 of 400183.1$3.2M10212
Roofing and gutters58#99 of 288244.1$6.1M738
Convenience stores58#206 of 5296210.6$5.2M6613
HVAC and plumbing57#160 of 476386.5$3.9M8246
Home repair trades57#180 of 5267512.8$2M8176
Pizza56#191 of 520447.5$4.3M85110
Martial arts and dance studios55#153 of 378244.1$1.4M683
Real estate agents and brokers55#194 of 53312621.5Index only11620
Funeral homes54#156 of 365233.9$347K5111
Child care and preschools54#202 of 454325.5$640K6429
Physical therapy53#188 of 400305.1$1.9M8013
Sit-down restaurants52#250 of 53829950.9$633K9596
Clothing and shoe stores51#269 of 5369416.0$1M8130
Restaurants and cafes50#262 of 53854793.2$346K93253
Clothing, shoes and laundry50#269 of 53612220.8$793K9039
Real estate50#272 of 53616227.6Index only11347
Grocery and convenience stores49#291 of 53813523.0$2.4M7143
Pet businesses49#295 of 5278113.8$549K6229
Pet grooming and boarding48#215 of 387325.5$1.4M5512
Coffee shops and cafes48#286 of 529518.7$3.7M10041
Fast food and sandwich shops48#294 of 5378414.3$2.3M74110
Grocery stores46#307 of 506457.7$7.2M7730
Gyms, studios and classes46#329 of 5356611.2$498K7518
Gyms45#312 of 506376.3$888K6815
Dentists and orthodontists44#321 of 5265910.1$974K9939
Barbershops43#237 of 377305.1$1.5M81Under 3
Spas and skin care43#340 of 5046310.7$724K839
Bakeries and dessert shops42#332 of 507508.5$3.8M9141
Nail salons40#269 of 387356.0$1.3M78Under 3
Doctors, dentists and clinics39#379 of 53842071.6$137K90172
Hair salons38#409 of 53815426.2$296K6923
Salons, barbers and spas37#425 of 53828448.4$161K7636
Primary care and pediatrics36#343 of 458498.3$1.2M6695
Home inspectorsNot scoredNot scored50.9Index only613
Oil change and quick lubeNot scoredNot scored50.9$11.3M826
Dry cleanersNot scoredNot scored30.5$32.2M2065
Urgent care and walk-in clinicsNot scoredNot scored30.5$19.2M783

Household spending in the Cookeville area

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Cookeville, TN area by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$56.6M$964101
Gasoline and other fuels$186.1M$3,171122
Food away from home$189.4M$3,22779
Groceries$323.1M$5,50587
Personal care products and services$45.6M$77777
Child care and other personal services$20.5M$34960
Memberships, classes and admissions$32.9M$56057
Medical and dental services$57.5M$97976
Pets$44.5M$75783
Clothing, shoes and related services$96.7M$1,64880
Vehicle insurance$159.8M$2,723139
Home repairs, maintenance and insurance$147.4M$2,51183
Lawn care, cleaning and other household services$76.3M$1,30092
Rent and homeowner costs$795.9M$13,56081

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in the Cookeville area

Population, 2025 estimate
152,477+7.6% since 2020
Households
58,693
Median age
40.6
Homes lived in by their owners
68%
Vehicles per household
2.1
Land area
1,520 sq. mi.
People per square mile
96
Median household income
$55,380
Average household income
$75,930
Median home value
$237,000
Jobs located here
55,382
Daytime population
142,620Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Cookeville area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of the Cookeville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Questions

How fast is the Cookeville, TN area growing?

Population estimates put the Cookeville area at 152,477 people in 2025, up 7.6% since 2020, faster than the U.S. (+3.1%). It has 58,693 households.

How much do households in the Cookeville, TN area spend?

Households in the Cookeville area spend about $795.9M a year on rent and homeowner costs, $323.1M on groceries and $189.4M on food away from home. Set against the U.S., households in the Cookeville area spend the most on vehicle insurance (an index of 139, where 100 is the U.S. average) and the least on memberships, classes and admissions (57).

Which business types have the highest market scores in the Cookeville, TN area?

The highest Groundwork market scores in the Cookeville area are for insurance agencies (85), house cleaning businesses (83) and laundromats (81). The Cookeville area ranks #34 of 537 scored small-town markets for insurance agencies.

How does the Cookeville, TN area compare with the U.S.?

The median household income in the Cookeville area is $55,380 a year, 31% below the U.S. median of $80,734. The population rose 7.6% from 2020 to 2025, against +3.1% for the U.S. The median home value is $237,000, against $332,700 for the U.S. For its number of households, the Cookeville area has the most map listings, relative to the U.S., for funeral homes (86% above the U.S. rate) and the fewest for collision repair and body shops (39% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 52 of the 56 business types have a score in the Cookeville area, each ranked against other small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Cookeville area. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

All markets in Tennessee · Every U.S. market · How we measure

Screening a site or an acquisition in the Cookeville area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Cookeville area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.