Groundwork

County profile · Florida

Okaloosa County, FL market data

Population, household spending and competition for 56 business types in Okaloosa County, each scored against other counties.

Population, 2025
221,810
+4.6% since 2020
Households
85,411
Median household income
$81,998
+29.3% vs. 2015–2019, before inflation
Median home value
$351,200
Jobs located here
91,084
Highest market score
80
Dry cleaners, #14 of 507 scored counties

A site report maps the competitors on map listings around any address in Okaloosa County by name and distance, and the households and spending within reach. Or open the report at the center of Okaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

An estimated 221,810 people live in Okaloosa County, in 85,411 households. Population estimates show Okaloosa County grew 4.6% from 2020 to 2025, faster than the U.S. (+3.1%). The median household income in Okaloosa County is $81,998 a year, 2% above the U.S. median of $80,734. That rose 29.3% from the 2015–2019 survey, before inflation.

Set against the U.S., households in Okaloosa County spend the most on vehicle insurance (an index of 129, where 100 is the U.S. average) and the least on memberships, classes and admissions (83).

The highest Groundwork market scores in Okaloosa County are for dry cleaners (80), grocery stores (73) and electricians (72). Okaloosa County ranks #14 of 507 scored counties for dry cleaners.

Okaloosa County is part of the Crestview-Fort Walton Beach-Destin metro area. For its number of households, Okaloosa County has the most map listings, relative to the U.S., for house cleaning businesses (2.7 times the U.S. rate) and the fewest for electricians (20% below the U.S. rate).

All 56 business types in Okaloosa County

Highest Groundwork market score first. Each score compares Okaloosa County with other counties for that business type, from 0 to 100. Spending per listing divides a whole spending line (all vehicle repairs, all eating out) by one type’s listings: the demand for each competitor, not a business’s revenue. Compare it across markets with its index, where 100 is the U.S. figure for the same type; the real estate types, whose line is all housing costs, show the index only. How the score works.

Every business type in Okaloosa County, FL, highest Groundwork market score first, with its rank among counties, listings, listings per 10,000 households, spending per listing and official establishments
Business typeScoreRank among countiesListingsPer 10k householdsSpending per listingSpending per listing vs. U.S. (100)Official establishments
Dry cleaners80#14 of 50750.6$34.1M2185
Grocery stores73#344 of 2,070536.2$10.1M10929
Electricians72#131 of 1,160172.0$15.4M12956
Convenience stores70#444 of 2,261809.4$6.7M8520
Grocery and convenience stores69#479 of 2,40217220.1$3.1M9249
Insurance agencies69#503 of 2,27211012.9$2M15678
Child care and preschools68#324 of 1,611485.6$895K8934
Gas stations68#456 of 2,3589110.7$2.8M116100
Funeral homes67#311 of 1,472172.0$666K986
Pet grooming and boarding64#389 of 1,461394.6$2.1M8319
Landscaping and lawn care63#413 of 1,493536.2$2.5M8686
Veterinarians61#477 of 1,485394.6$2.1M7724
Collision repair and body shops58#487 of 1,327242.8$3.3M10822
Tire shops58#583 of 1,530394.6$2M8211
Pet businesses57#787 of 2,20011913.9$691K7953
Roofing and gutters53#538 of 1,177445.2$6M7118
Laundromats52#364 of 785172.0$10M807
Oil change and quick lube51#246 of 47970.8$11.4M837
Auto repair shops51#1,159 of 2,37819522.8$409K9283
Pizza50#1,027 of 2,0908510.0$4.1M80204
Home repair trades48#1,157 of 2,05714717.2$1.8M74169
Pet stores47#542 of 974252.9$3.3M7310
Barbershops47#789 of 1,356596.9$1.4M736
Martial arts and dance studios46#803 of 1,334475.5$1.5M7321
Chiropractors46#868 of 1,490526.1$1.9M8129
Coffee shops and cafes46#1,187 of 2,06312214.3$2.8M7658
Fast food and sandwich shops46#1,318 of 2,22214416.9$2.4M79204
Auto repair and car care46#1,401 of 2,40135741.8$224K83120
Nail salons45#851 of 1,3289010.5$907K5413
Bakeries and dessert shops45#1,132 of 1,88911313.2$3.1M7458
HVAC and plumbing44#1,083 of 1,7078610.1$3.1M6495
Clothing and shoe stores44#1,270 of 2,08715418.0$1.1M87107
Pest control43#450 of 699222.6$6.1M6019
Dentists and orthodontists43#1,206 of 1,88611113.0$908K9267
Clothing, shoes and laundry41#1,475 of 2,21022726.6$752K85119
Primary care and pediatrics40#1,145 of 1,656637.4$1.6M90239
Lawn, cleaning and pest control40#1,275 of 1,77112514.6$1.1M64201
Hair salons38#1,749 of 2,33925830.2$317K7467
Optometrists and eye care36#991 of 1,302516.0$2M6319
Restaurants and cafes36#1,803 of 2,4051,317154.2$262K71492
Sit-down restaurants36#1,818 of 2,40577290.4$447K67228
Car washes and detailing35#1,105 of 1,451505.9$1.6M6318
Gyms, studios and classes35#1,661 of 2,08818121.2$385K5857
Mortgage brokers and lenders34#731 of 887546.3Index only6424
Gyms34#1,414 of 1,79210111.8$689K5336
Salons, barbers and spas34#2,016 of 2,38555364.7$148K69125
House cleaning33#716 of 847505.9$2.7M4296
Physical therapy33#1,154 of 1,422617.1$1.7M6955
Spas and skin care33#1,469 of 1,76914016.4$583K6733
Home inspectors32#346 of 415111.3Index only479
Yoga, Pilates and fitness studios32#664 of 777333.9$2.1M5236
Real estate agents and brokers31#2,009 of 2,17646454.3Index only54244
Real estate31#2,057 of 2,22958868.8Index only53434
Doctors, dentists and clinics31#2,062 of 2,39480193.8$126K83414
Property management27#826 of 910596.9Index only41103
Urgent care and walk-in clinicsNot scoredNot scored40.5$25.2M1035

Household spending in Okaloosa County

What households here spend in a year on each line, in total and per household, with the index against the U.S. average (100).

Annual household spending in Okaloosa County, FL by line, per household, and against the U.S.
Spending lineA year, all householdsPer householdIndex vs. U.S. (100)
Vehicle maintenance and repairs$79.8M$93598
Gasoline and other fuels$252.4M$2,955114
Food away from home$345.1M$4,04199
Groceries$537M$6,288100
Personal care products and services$81.7M$95695
Child care and other personal services$43M$50387
Memberships, classes and admissions$69.6M$81583
Medical and dental services$100.8M$1,18092
Pets$82.2M$963106
Clothing, shoes and related services$170.7M$1,99997
Vehicle insurance$215.7M$2,526129
Home repairs, maintenance and insurance$262.4M$3,073102
Lawn care, cleaning and other household services$134M$1,569111
Rent and homeowner costs$1.4B$15,89995

Household spending is estimated from the incomes of the households in each neighborhood, using what households at each income spent nationally in 2024, adjusted for the region. It counts what residents spend, wherever they spend it.

Population and households in Okaloosa County

Population, 2025 estimate
221,810+4.6% since 2020
Households
85,411
Median age
39.1
Homes lived in by their owners
68%
Vehicles per household
1.9
Land area
930 sq. mi.
People per square mile
233
Median household income
$81,998+29.3% vs. 2015–2019, before inflation
Average household income
$109,934
Median home value
$351,200
Jobs located here
91,084
Daytime population
224,037Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Okaloosa County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the competitors on map listings by name and distance, for any of the 56 business types.

Or open the report at the center of Okaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Okaloosa County is part of the Crestview-Fort Walton Beach-Destin, FL metro area.

Questions

How fast is Okaloosa County, FL growing?

Population estimates put Okaloosa County at 221,810 people in 2025, up 4.6% since 2020, faster than the U.S. (+3.1%). It has 85,411 households. Against the 2015–2019 survey, median household income rose 29.3%, before inflation.

How much do households in Okaloosa County, FL spend?

Households in Okaloosa County spend about $1.4B a year on rent and homeowner costs, $537M on groceries and $345.1M on food away from home. Relative to the U.S., household spending in Okaloosa County runs highest on vehicle insurance (an index of 129, where 100 is the U.S. average) and lowest on memberships, classes and admissions (83).

Which business types have the highest market scores in Okaloosa County, FL?

Of the business types scored in Okaloosa County, dry cleaners (80), grocery stores (73) and electricians (72) have the highest Groundwork market scores. For dry cleaners, that ranks #14 of 507 scored counties.

How does Okaloosa County, FL compare with the U.S.?

Median household income in Okaloosa County is $81,998, 2% above the U.S. median of $80,734. The population rose 4.6% from 2020 to 2025, against +3.1% for the U.S. The median home value is $351,200, against $332,700 for the U.S. Against the U.S., map listings per household run highest for house cleaning businesses (2.7 times the U.S. rate) and lowest for electricians (20% below the U.S. rate).

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. 55 of the 56 business types have a score in Okaloosa County, each ranked against other counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Okaloosa County. It maps the competitors on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

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Screening a site or an acquisition in Okaloosa County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Okaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.