Food and drink · County · Florida
Restaurants and cafes in Okaloosa County, FL
Competitor counts, household spending and official business counts for restaurants and cafes in Okaloosa County, FL, set against other counties and the U.S.
Groundwork market score · out of 100
Score 36 out of 100: Lower middle
Ranked #1,803 of 2,405 scored counties
#58 of 65 scored counties in Florida
- Listings
- 1,317
- 476 chain locations (36%)
- Official establishments
- 492
- +8.9% since 2019
- Household spending a year
- $345.1M
- On food away from home · $4,041 a household
- Spending per listing
- $262K
- 29% below the U.S.
- Listings per 10k households
- 154.2
- 40% above the U.S.
- Population, 2025
- 221,810
- +4.6% since 2020
See the restaurants and cafes around any address in Okaloosa County
The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Okaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 1,317 restaurants and cafes in Okaloosa County. Chain locations make up 36% of them, against 34% across the U.S. That comes to 154.2 for every 10,000 households, 40% above the U.S. rate of 109.8.
Households in Okaloosa County spend about $345.1M a year on food away from home, or $4,041 per household, in line with the U.S. average. That works out to $262K per restaurant, 29% below the U.S. figure of $371K.
In 2023, official counts showed 492 businesses with payroll in Okaloosa County classed as restaurants and other eating places, up 8.9% from 2019. That is one for every 174 households, against one for every 209 across the U.S. Another 113 one-person businesses have no payroll, by official counts. Since fiscal 2022, 30 SBA-backed loans worth $15.7M have gone to businesses classed as restaurants and other eating places in Okaloosa County.
Between 2020 and 2025, the population of Okaloosa County grew 4.6%, faster than the U.S. (+3.1%). For restaurants and cafes, Okaloosa County has a Groundwork market score of 36 (lower middle): #1,803 of 2,405 scored counties and #58 of 65 scored counties in Florida.
How Okaloosa County compares
The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Okaloosa County | Florida | U.S. |
|---|---|---|---|
| Listings per 10k households | 154.2 | 112.4 | 109.8 |
| Spending per listing | $262K | $342K | $371K |
| Households per official establishment | 174 | 223 | 209 |
| Official establishment growth, 2019–2023 | +8.9% | +11.6% | +6.0% |
| Population growth, 2020–2025 | +4.6% | +8.7% | +3.1% |
| Spending per household on food away from home | $4,041 | $3,841 | $4,070 |
| Median household income | $81,998 | $74,568 | $80,734 |
| Groundwork market score | 36 | 46 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 452 → 492+8.9% over the period
- Employees, 2023
- 10,226
- Annual payroll, 2023
- $265.6M
- One-person businesses, 2023
- 113Businesses with no payroll
- Map listings, September 2026
- 1,317476 chain locations
- Listings at the U.S. rate for this spending
- 931The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 30
- Amount
- $15.7M
SBA-backed loans to businesses classed as restaurants and other eating places in Okaloosa County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Okaloosa County
- Population, 2025 estimate
- 221,810+4.6% since 2020
- Households
- 85,411
- Median age
- 39.1
- Homes lived in by their owners
- 68%
- Vehicles per household
- 1.9
- Land area
- 930 sq. mi.
- People per square mile
- 233
- Median household income
- $81,998+29.3% vs. 2015–2019, before inflation
- Average household income
- $109,934
- Median home value
- $351,200
- Jobs located here
- 91,084
- Daytime population
- 224,037Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Okaloosa County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.
Or open the report at the center of Okaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardRestaurants and cafes across Florida
Every Florida market ranked →The highest-scoring counties in Florida for restaurants and cafes, numbered among those based in Florida, with Okaloosa County marked.
Top counties in Florida
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Sumter County, FL | 90 | 337 | 47.9 | $782K | +21.1% | #22 of 2,405 |
| 2Santa Rosa County, FL | 86 | 552 | 76.0 | $548K | +11.7% | #53 of 2,405 |
| 3Gilchrist County, FL | 82 | 43 | 60.1 | $581K | +14.5% | #106 of 2,405 |
| 4Flagler County, FL | 82 | 390 | 74.2 | $523K | +21.0% | #112 of 2,405 |
| 5Wakulla County, FL | 82 | 100 | 78.5 | $486K | +12.3% | #113 of 2,405 |
| 6Union County, FL | 80 | 22 | 51.0 | $664K | +5.2% | #132 of 2,405 |
| 7Clay County, FL | 79 | 677 | 80.9 | $499K | +9.4% | #157 of 2,405 |
| 8Pasco County, FL | 78 | 1,850 | 78.3 | $477K | +19.1% | #184 of 2,405 |
| 9Glades County, FL | 77 | 24 | 53.3 | $572K | +9.9% | #195 of 2,405 |
| 10Charlotte County, FL | 77 | 703 | 77.6 | $463K | +15.5% | #209 of 2,405 |
| 58Okaloosa County, FL | 36 | 1,317 | 154.2 | $262K | +4.6% | #1,803 of 2,405 |
Other business types in Okaloosa County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
- Restaurants and cafes36
- Sit-down restaurants36
- Fast food and sandwich shops46
- Pizza50
- Coffee shops and cafes46
- Bakeries and dessert shops45
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many restaurants and cafes are in Okaloosa County, FL?
Okaloosa County has 1,317 restaurants and cafes on map listings as of September 2026. 476 of them (36%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 492 businesses with payroll classed as restaurants and other eating places in 2023, up 8.9% from 2019. Official counts list 113 one-person businesses without payroll.
How much do households in Okaloosa County, FL spend on food away from home?
About $345.1M a year, or $4,041 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). Spread across the 1,317 restaurants and cafes on map listings, it comes to $262K per restaurant. It is estimated from the incomes of the 85,411 households in Okaloosa County and national spending patterns by income.
How does Okaloosa County, FL compare with the U.S. for restaurants and cafes?
Okaloosa County has 154.2 restaurants and cafes per 10,000 households, 40% above the U.S. rate of 109.8. Spending per restaurant is $262K, 29% below the U.S. figure of $371K. At the national ratio of restaurants and cafes to household spending, Okaloosa County would have about 931, against 1,317 on map listings. There is one business with payroll in the industry for every 174 households, against one for every 209 across the U.S. The official count rose 8.9% from 2019 to 2023, against +6.0% for the U.S.
How fast is Okaloosa County, FL growing?
Population estimates put Okaloosa County at 221,810 people in 2025, up 4.6% since 2020, faster than the U.S. (+3.1%). It has 85,411 households. The median household income in Okaloosa County is $81,998 a year, 2% above the U.S. median of $80,734. That rose 29.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Okaloosa County scores 36 for restaurants and cafes (lower middle), #1,803 of 2,405 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Okaloosa County. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for restaurants and cafes · All 56 business types in Okaloosa County
Screening a site or an acquisition in Okaloosa County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Okaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.