Groundwork

Food and drink · County · Florida

Sit-down restaurants in Okaloosa County, FL

The sit-down restaurants in Okaloosa County, FL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 36 out of 100: Lower middle

Ranked #1,818 of 2,405 scored counties
#58 of 65 scored counties in Florida

Listings
772
235 chain locations (30%)
Official establishments
228
+5.1% since 2019
Household spending a year
$345.1M
On food away from home · $4,041 a household
Spending per listing
$447K
33% below the U.S.
Listings per 10k households
90.4
47% above the U.S.
Population, 2025
221,810
+4.6% since 2020

See the sit-down restaurants around any address in Okaloosa County

The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Okaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for sit-down restaurants in Okaloosa County is 36 (lower middle), #1,818 of 2,405 scored counties and #58 of 65 scored counties in Florida. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 772 sit-down restaurants in Okaloosa County. 235 of them (30%) are chain locations, against 29% across the U.S. That comes to 90.4 for every 10,000 households, 47% above the U.S. rate of 61.3.

Households in Okaloosa County spend about $345.1M a year on food away from home, or $4,041 per household, in line with the U.S. average. That works out to $447K per restaurant, 33% below the U.S. figure of $664K. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade.

Official counts show 228 businesses with payroll classed as full-service restaurants in Okaloosa County in 2023, up 5.1% from 2019. That is one for every 375 households, against one for every 500 across the U.S. Since fiscal 2022, 13 SBA-backed loans worth $7.4M have gone to businesses classed as full-service restaurants in Okaloosa County. Population estimates put the population change in Okaloosa County from 2020 to 2025 at +4.6%, faster than the U.S. (+3.1%).

How Okaloosa County compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Sit-down restaurants in Okaloosa County, FL compared with Florida and the U.S.
MeasureOkaloosa CountyFloridaU.S.
Listings per 10k households90.466.061.3
Spending per listing$447K$582K$664K
Households per official establishment375481500
Official establishment growth, 2019–2023+5.1%+7.1%+1.5%
Population growth, 2020–2025+4.6%+8.7%+3.1%
Spending per household on food away from home$4,041$3,841$4,070
Median household income$81,998$74,568$80,734
Groundwork market score3639

Official counts and lending

Businesses

Official establishments, 2019 to 2023
217 → 228+5.1% over the period
Employees, 2023
5,539
Annual payroll, 2023
$165M
One-person businesses, 2023
57Businesses with no payroll
Map listings, September 2026
772235 chain locations
Listings at the U.S. rate for this spending
520The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
13
Amount
$7.4M

SBA-backed loans to businesses classed as full-service restaurants in Okaloosa County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Okaloosa County

Population, 2025 estimate
221,810+4.6% since 2020
Households
85,411
Median age
39.1
Homes lived in by their owners
68%
Vehicles per household
1.9
Land area
930 sq. mi.
People per square mile
233
Median household income
$81,998+29.3% vs. 2015–2019, before inflation
Average household income
$109,934
Median home value
$351,200
Jobs located here
91,084
Daytime population
224,037Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Okaloosa County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.

Or open the report at the center of Okaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.

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Sit-down restaurants across Florida

Every Florida market ranked →

The highest-scoring counties in Florida for sit-down restaurants, numbered among those based in Florida, with Okaloosa County marked.

Top counties in Florida

Counties in Florida ranked for sit-down restaurants by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Sumter County, FL8717625.0$1.5M+21.1%#48 of 2,405
2Santa Rosa County, FL8329340.4$1M+11.7%#87 of 2,405
3Baker County, FL803032.7$1.2M+5.8%#126 of 2,405
4Glades County, FL78817.8$1.7M+9.9%#155 of 2,405
5Gilchrist County, FL782737.8$925K+14.5%#176 of 2,405
6Clay County, FL7838045.4$889K+9.4%#177 of 2,405
7Pasco County, FL7799342.0$888K+19.1%#199 of 2,405
8Union County, FL761023.2$1.5M+5.2%#209 of 2,405
9Flagler County, FL7522542.8$906K+21.0%#251 of 2,405
10Dixie County, FL741422.5$1.3M+8.0%#257 of 2,405
58Okaloosa County, FL3677290.4$447K+4.6%#1,818 of 2,405

Other business types in Okaloosa County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many sit-down restaurants are in Okaloosa County, FL?

There are 772 sit-down restaurants on map listings in Okaloosa County as of September 2026. 235 of them (30%) are chain locations. The listings count restaurants of every cuisine, pizza included. Official counts show 228 businesses with payroll classed as full-service restaurants in 2023, up 5.1% from 2019. Official counts list 57 one-person businesses without payroll.

How much do households in Okaloosa County, FL spend on food away from home?

About $345.1M a year, or $4,041 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). Spread across the 772 sit-down restaurants on map listings, it comes to $447K per restaurant. The spending figure covers all food away from home, not only sit-down restaurants. It is estimated from the incomes of the 85,411 households in Okaloosa County and national spending patterns by income.

How does Okaloosa County, FL compare with the U.S. for sit-down restaurants?

Okaloosa County has 90.4 sit-down restaurants per 10,000 households, 47% above the U.S. rate of 61.3. Spending per restaurant is $447K, 33% below the U.S. figure of $664K. At the national ratio of sit-down restaurants to household spending, Okaloosa County would have about 520, against 772 on map listings. There is one business with payroll in the industry for every 375 households, against one for every 500 across the U.S. The official count rose 5.1% from 2019 to 2023, against +1.5% for the U.S.

How fast is Okaloosa County, FL growing?

Population estimates put Okaloosa County at 221,810 people in 2025, up 4.6% since 2020, faster than the U.S. (+3.1%). It has 85,411 households. The median household income in Okaloosa County is $81,998 a year, 2% above the U.S. median of $80,734. That rose 29.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Okaloosa County scores 36 for sit-down restaurants (lower middle), #1,818 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Okaloosa County. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for sit-down restaurants · All 56 business types in Okaloosa County

Screening a site or an acquisition in Okaloosa County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Okaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.