Groundwork

Real estate · County · Wisconsin

Mortgage brokers and lenders in Dane County, WI

How Dane County, WI compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 64 out of 100: Upper middle

Ranked #195 of 887 scored counties
#4 of 23 scored counties in Wisconsin

Listings
88
31 chain locations (35%)
Official establishments
22
−35.3% since 2019
Household spending a year
$3.8B
On rent and homeowner costs · $15,268 a household
Housing spending per listing (U.S. = 100)
112
12% above the U.S.
Listings per 10k households
3.5
19% below the U.S.
Population, 2025
590,375
+4.9% since 2020

See the mortgage brokers and lenders around any address in Dane County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Dane County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 88 mortgage brokers and lenders in Dane County. 31 of them (35%) are chain locations, against 21% across the U.S. That is 3.5 per 10,000 households, 19% below the U.S. rate of 4.3.

Households in Dane County spend about $3.8B a year on rent and homeowner costs, or $15,268 per household, 8% below the U.S. average. Housing spending per office is 12% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

In 2023, official counts showed 22 businesses with payroll in Dane County classed as mortgage brokers and real estate lenders, down 35.3% from 2019. That is one for every 11,433 households, against one for every 4,897 across the U.S.

Between 2020 and 2025, the population of Dane County grew 4.9%, faster than the U.S. (+3.1%). For mortgage brokers and lenders, Dane County has a Groundwork market score of 64 (upper middle): #195 of 887 scored counties and #4 of 23 scored counties in Wisconsin. That puts it in the top quarter of counties.

How Dane County compares

The same measures for Wisconsin and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Dane County, WI compared with Wisconsin and the U.S.
MeasureDane CountyWisconsinU.S.
Listings per 10k households3.52.84.3
Housing spending per listing (U.S. = 100)112130100
Households per official establishment11,43311,9784,897
Official establishment growth, 2019–2023−35.3%−2.8%+9.5%
Population growth, 2020–2025+4.9%+1.3%+3.1%
Spending per household on rent and homeowner costs$15,268$14,211$16,661
Median household income$89,975$77,485$80,734
Groundwork market score6458

Official counts and lending

Businesses

Official establishments, 2019 to 2023
34 → 22−35.3% over the period
Employees, 2023
128
Annual payroll, 2023
$14.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
8831 chain locations
Listings at the U.S. rate for this spending
98The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Dane County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Dane County

Population, 2025 estimate
590,375+4.9% since 2020
Households
251,529
Median age
38.0
Homes lived in by their owners
57%
Vehicles per household
1.7
Land area
1,197 sq. mi.
People per square mile
479
Median household income
$89,975+21.8% vs. 2015–2019, before inflation
Average household income
$119,712
Median home value
$394,800
Jobs located here
369,475
Daytime population
644,560Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Dane County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Dane County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Wisconsin

Every Wisconsin market ranked →

The highest-scoring counties in Wisconsin for mortgage brokers and lenders, numbered among those based in Wisconsin, with Dane County marked.

Top counties in Wisconsin

Counties in Wisconsin ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Rock County, WI66131.9183+1.7%#160 of 887
2St. Croix County, WI65112.9139+4.7%#173 of 887
3Winnebago County, WI64152.1172+1.4%#185 of 887
4Dane County, WI64883.5112+4.9%#195 of 887
5Fond du Lac County, WI6381.9191+0.5%#198 of 887
6Racine County, WI62192.4154+0.4%#216 of 887
7Marathon County, WI61111.9190+1.0%#229 of 887
8La Crosse County, WI60101.9184+0.3%#243 of 887
9Ozaukee County, WI58143.7112+3.0%#278 of 887
10Washington County, WI54162.8139+1.8%#345 of 887

Other business types in Dane County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Dane County, WI?

Dane County has 88 mortgage brokers and lenders on map listings as of September 2026. 31 of them (35%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 22 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 35.3% from 2019.

How much do households in Dane County, WI spend on rent and homeowner costs?

About $3.8B a year, or $15,268 per household. That is 8% below the U.S. average (an index of 92, where 100 is the U.S. average). For the 88 mortgage brokers and lenders on map listings, housing spending per office is 12% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 251,529 households in Dane County and national spending patterns by income.

How does Dane County, WI compare with the U.S. for mortgage brokers and lenders?

Dane County has 3.5 mortgage brokers and lenders per 10,000 households, 19% below the U.S. rate of 4.3. The index of housing spending per office is 112, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Dane County would have about 98, against 88 on map listings. There is one business with payroll in the industry for every 11,433 households, against one for every 4,897 across the U.S. The official count fell 35.3% from 2019 to 2023, against +9.5% for the U.S.

How fast is Dane County, WI growing?

Population estimates put Dane County at 590,375 people in 2025, up 4.9% since 2020, faster than the U.S. (+3.1%). It has 251,529 households. The median household income in Dane County is $89,975 a year, 11% above the U.S. median of $80,734. That rose 21.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Dane County scores 64 for mortgage brokers and lenders (upper middle), #195 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Dane County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Dane County

Screening a site or an acquisition in Dane County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Dane County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.