Groundwork

Real estate · Metro area · North Carolina

Mortgage brokers and lenders in the Rocky Mount, NC metro area

Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Rocky Mount, NC metro area, set against other metro areas and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 4.

Listings
4
3 chain locations (75%)
Official establishments
4
Businesses with payroll, 2023
Household spending a year
$808M
On rent and homeowner costs · $13,824 a household
Housing spending per listing (U.S. = 100)
518
5.2 times the U.S.
Listings per 10k households
0.7
84% below the U.S.
Population, 2025
148,486
+2.8% since 2020

See the mortgage brokers and lenders around any address in the Rocky Mount metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Rocky Mount metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Rocky Mount metro area spend about $808M a year on rent and homeowner costs, or $13,824 per household, 17% below the U.S. average. Housing spending per office is 5.2 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The Rocky Mount metro area has 4 mortgage brokers and lenders on map listings as of September 2026. That is 0.7 per 10,000 households, 84% below the U.S. rate of 4.3.

In 2023, official counts showed 4 businesses with payroll in the Rocky Mount metro area classed as mortgage brokers and real estate lenders. That is one for every 14,612 households, against one for every 4,897 across the U.S.

Population estimates put the population change in the Rocky Mount metro area from 2020 to 2025 at +2.8%, in step with the U.S. (+3.1%). With 4 mortgage brokers and lenders on map listings, the Rocky Mount metro area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Rocky Mount metro area compares

The same measures for North Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Rocky Mount, NC metro area compared with North Carolina and the U.S.
MeasureRocky Mount metro areaNorth CarolinaU.S.
Listings per 10k households0.74.14.3
Housing spending per listing (U.S. = 100)51895100
Households per official establishment14,6125,4694,897
Official establishment growth, 2019–2023n/a+19.9%+9.5%
Population growth, 2020–2025+2.8%+7.2%+3.1%
Spending per household on rent and homeowner costs$13,824$15,139$16,661
Median household income$59,636$72,388$80,734
Groundwork market scoreNot scored47

Official counts and lending

Businesses

Official establishments, 2019 to 2023
4
Employees, 2023
7
Annual payroll, 2023
$640K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
43 chain locations
Listings at the U.S. rate for this spending
21The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Rocky Mount metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Rocky Mount metro area

Population, 2025 estimate
148,486+2.8% since 2020
Households
58,449
Median age
41.7
Homes lived in by their owners
63%
Vehicles per household
2.0
Land area
1,046 sq. mi.
People per square mile
139
Median household income
$59,636+33.8% vs. 2015–2019, before inflation
Average household income
$79,773
Median home value
$167,800
Jobs located here
55,119
Daytime population
136,134Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Rocky Mount metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Rocky Mount metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across North Carolina

Every North Carolina market ranked →

The highest-scoring metro areas in North Carolina for mortgage brokers and lenders, numbered among those based in North Carolina, with the Rocky Mount metro area marked.

Top metro areas in North Carolina

Metro areas in North Carolina ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Winston-Salem, NC77491.7214+5.3%#11 of 373
2Durham-Chapel Hill, NC72662.7157+7.5%#24 of 373
3Burlington, NC64182.6143+8.5%#66 of 373
4Hickory-Lenoir-Morganton, NC59382.5142+3.2%#108 of 373
5Greensboro-High Point, NC54963.0122+4.1%#153 of 373
6Goldsboro, NC52183.894+3.8%#169 of 373
7Jacksonville, NC44293.995+6.0%#230 of 373
8Greenville, NC44304.088+5.4%#233 of 373
9Raleigh-Cary, NC423466.073+12.6%#250 of 373
10Fayetteville, NC40563.895+1.6%#262 of 373
Rocky Mount, NCNot scored40.7518+2.8%

Other business types in the Rocky Mount metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Rocky Mount, NC metro area?

Map listings as of September 2026 show 4 mortgage brokers and lenders in the Rocky Mount metro area. The listings count mortgage brokers and mortgage lenders. Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in the Rocky Mount, NC metro area spend on rent and homeowner costs?

About $808M a year, or $13,824 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 4 mortgage brokers and lenders on map listings, housing spending per office is 5.2 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 58,449 households in the Rocky Mount metro area and national spending patterns by income.

How does the Rocky Mount, NC metro area compare with the U.S. for mortgage brokers and lenders?

The Rocky Mount metro area has 0.7 mortgage brokers and lenders per 10,000 households, 84% below the U.S. rate of 4.3. The index of housing spending per office is 518, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Rocky Mount metro area would have about 21, against 4 on map listings. There is one business with payroll in the industry for every 14,612 households, against one for every 4,897 across the U.S.

How fast is the Rocky Mount, NC metro area growing?

Population estimates put the Rocky Mount metro area at 148,486 people in 2025, up 2.8% since 2020, in step with the U.S. (+3.1%). It has 58,449 households. Median household income in the Rocky Mount metro area is $59,636, 26% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 33.8%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Rocky Mount metro area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 4.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Rocky Mount metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Rocky Mount metro area

Screening a site or an acquisition in the Rocky Mount metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Rocky Mount metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.