Groundwork

Real estate · County · Michigan

Mortgage brokers and lenders in Muskegon County, MI

The mortgage brokers and lenders in Muskegon County, MI, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 46 out of 100: Lower middle

Ranked #506 of 887 scored counties
#13 of 24 scored counties in Michigan

Listings
19
1 chain location (5%)
Official establishments
9
Businesses with payroll, 2023
Household spending a year
$881.1M
On rent and homeowner costs · $13,008 a household
Housing spending per listing (U.S. = 100)
119
19% above the U.S.
Listings per 10k households
2.8
35% below the U.S.
Population, 2025
177,901
+1.8% since 2020

See the mortgage brokers and lenders around any address in Muskegon County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Muskegon County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Muskegon County spend about $881.1M a year on rent and homeowner costs, or $13,008 per household, 22% below the U.S. average. Housing spending per office is 19% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 19 mortgage brokers and lenders on map listings in Muskegon County as of September 2026. One of them (5%) is a chain location, against 21% across the U.S. Per 10,000 households, that is 2.8, 35% below the U.S. rate of 4.3.

In 2023, official counts showed 9 businesses with payroll in Muskegon County classed as mortgage brokers and real estate lenders. That is one for every 7,526 households, against one for every 4,897 across the U.S.

Population estimates put the population change in Muskegon County from 2020 to 2025 at +1.8%, slower than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Muskegon County is 46 (lower middle), #506 of 887 scored counties and #13 of 24 scored counties in Michigan.

How Muskegon County compares

The same measures for Michigan and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Muskegon County, MI compared with Michigan and the U.S.
MeasureMuskegon CountyMichiganU.S.
Listings per 10k households2.83.44.3
Housing spending per listing (U.S. = 100)119107100
Households per official establishment7,5266,2814,897
Official establishment growth, 2019–2023n/a+31.1%+9.5%
Population growth, 2020–2025+1.8%+0.6%+3.1%
Spending per household on rent and homeowner costs$13,008$13,996$16,661
Median household income$65,024$72,875$80,734
Groundwork market score4638

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6 → 9
Employees, 2023
47
Annual payroll, 2023
$3.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
191 chain location
Listings at the U.S. rate for this spending
23The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Muskegon County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Muskegon County

Population, 2025 estimate
177,901+1.8% since 2020
Households
67,732
Median age
40.6
Homes lived in by their owners
78%
Vehicles per household
1.8
Land area
504 sq. mi.
People per square mile
349
Median household income
$65,024+27.9% vs. 2015–2019, before inflation
Average household income
$81,950
Median home value
$198,300
Jobs located here
56,600
Daytime population
160,507Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Muskegon County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Muskegon County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Michigan

Every Michigan market ranked →

The highest-scoring counties in Michigan for mortgage brokers and lenders, numbered among those based in Michigan, with Muskegon County marked.

Top counties in Michigan

Counties in Michigan ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Monroe County, MI6761.0381+0.7%#142 of 887
2Jackson County, MI62101.6215−0.4%#213 of 887
3Calhoun County, MI5961.1299−0.6%#259 of 887
4St. Clair County, MI58152.2158+0.1%#274 of 887
5Bay County, MI5392.0166−1.6%#371 of 887
6Kalamazoo County, MI53292.7133+0.8%#377 of 887
7Ingham County, MI53342.9118+1.7%#382 of 887
8Berrien County, MI51162.5138−1.3%#414 of 887
9Eaton County, MI50102.2164+0.4%#434 of 887
10Ottawa County, MI49494.488+3.9%#464 of 887
13Muskegon County, MI46192.8119+1.8%#506 of 887

Other business types in Muskegon County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Muskegon County, MI?

As of September 2026, map listings count 19 mortgage brokers and lenders in Muskegon County. One of them (5%) is a chain location. The listings count mortgage brokers and mortgage lenders. Official counts show 9 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Muskegon County, MI spend on rent and homeowner costs?

About $881.1M a year, or $13,008 per household. That is 22% below the U.S. average (an index of 78, where 100 is the U.S. average). For the 19 mortgage brokers and lenders on map listings, housing spending per office is 19% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 67,732 households in Muskegon County and national spending patterns by income.

How does Muskegon County, MI compare with the U.S. for mortgage brokers and lenders?

Muskegon County has 2.8 mortgage brokers and lenders per 10,000 households, 35% below the U.S. rate of 4.3. The index of housing spending per office is 119, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Muskegon County would have about 23, against 19 on map listings. There is one business with payroll in the industry for every 7,526 households, against one for every 4,897 across the U.S.

How fast is Muskegon County, MI growing?

Population estimates put Muskegon County at 177,901 people in 2025, up 1.8% since 2020, slower than the U.S. (+3.1%). It has 67,732 households. Median household income in Muskegon County is $65,024, 19% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 27.9%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Muskegon County scores 46 for mortgage brokers and lenders (lower middle), #506 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Muskegon County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Muskegon County

Screening a site or an acquisition in Muskegon County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Muskegon County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.