Groundwork

Real estate · County · Michigan

Mortgage brokers and lenders in Kalamazoo County, MI

How Kalamazoo County, MI compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 53 out of 100: Upper middle

Ranked #377 of 887 scored counties
#6 of 24 scored counties in Michigan

Listings
29
3 chain locations (10%)
Official establishments
12
Businesses with payroll, 2023
Household spending a year
$1.5B
On rent and homeowner costs · $14,001 a household
Housing spending per listing (U.S. = 100)
133
33% above the U.S.
Listings per 10k households
2.7
37% below the U.S.
Population, 2025
263,795
+0.8% since 2020

See the mortgage brokers and lenders around any address in Kalamazoo County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Kalamazoo County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Kalamazoo County spend about $1.5B a year on rent and homeowner costs, or $14,001 per household, 16% below the U.S. average. Housing spending per office is 33% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 29 mortgage brokers and lenders on map listings in Kalamazoo County as of September 2026. Chain locations make up 10% of them, against 21% across the U.S. That comes to 2.7 for every 10,000 households, 37% below the U.S. rate of 4.3.

In 2023, official counts showed 12 businesses with payroll in Kalamazoo County classed as mortgage brokers and real estate lenders. That is one for every 8,926 households, against one for every 4,897 across the U.S.

Between 2020 and 2025, the population of Kalamazoo County grew 0.8%, slower than the U.S. (+3.1%). For mortgage brokers and lenders, Kalamazoo County has a Groundwork market score of 53 (upper middle): #377 of 887 scored counties and #6 of 24 scored counties in Michigan.

How Kalamazoo County compares

The same measures for Michigan and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Kalamazoo County, MI compared with Michigan and the U.S.
MeasureKalamazoo CountyMichiganU.S.
Listings per 10k households2.73.44.3
Housing spending per listing (U.S. = 100)133107100
Households per official establishment8,9266,2814,897
Official establishment growth, 2019–2023n/a+31.1%+9.5%
Population growth, 2020–2025+0.8%+0.6%+3.1%
Spending per household on rent and homeowner costs$14,001$13,996$16,661
Median household income$72,532$72,875$80,734
Groundwork market score5338

Official counts and lending

Businesses

Official establishments, 2019 to 2023
11 → 12
Employees, 2023
37
Annual payroll, 2023
$2.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
293 chain locations
Listings at the U.S. rate for this spending
38The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Kalamazoo County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Kalamazoo County

Population, 2025 estimate
263,795+0.8% since 2020
Households
107,110
Median age
37.4
Homes lived in by their owners
65%
Vehicles per household
1.7
Land area
562 sq. mi.
People per square mile
467
Median household income
$72,532+28.4% vs. 2015–2019, before inflation
Average household income
$100,205
Median home value
$241,800
Jobs located here
120,525
Daytime population
271,929Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Kalamazoo County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Kalamazoo County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Michigan

Every Michigan market ranked →

The highest-scoring counties in Michigan for mortgage brokers and lenders, numbered among those based in Michigan, with Kalamazoo County marked.

Top counties in Michigan

Counties in Michigan ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Monroe County, MI6761.0381+0.7%#142 of 887
2Jackson County, MI62101.6215−0.4%#213 of 887
3Calhoun County, MI5961.1299−0.6%#259 of 887
4St. Clair County, MI58152.2158+0.1%#274 of 887
5Bay County, MI5392.0166−1.6%#371 of 887
6Kalamazoo County, MI53292.7133+0.8%#377 of 887
7Ingham County, MI53342.9118+1.7%#382 of 887
8Berrien County, MI51162.5138−1.3%#414 of 887
9Eaton County, MI50102.2164+0.4%#434 of 887
10Ottawa County, MI49494.488+3.9%#464 of 887

Other business types in Kalamazoo County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Kalamazoo County, MI?

As of September 2026, map listings count 29 mortgage brokers and lenders in Kalamazoo County. 3 of them (10%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 12 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Kalamazoo County, MI spend on rent and homeowner costs?

About $1.5B a year, or $14,001 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). For the 29 mortgage brokers and lenders on map listings, housing spending per office is 33% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 107,110 households in Kalamazoo County and national spending patterns by income.

How does Kalamazoo County, MI compare with the U.S. for mortgage brokers and lenders?

Kalamazoo County has 2.7 mortgage brokers and lenders per 10,000 households, 37% below the U.S. rate of 4.3. The index of housing spending per office is 133, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Kalamazoo County would have about 38, against 29 on map listings. There is one business with payroll in the industry for every 8,926 households, against one for every 4,897 across the U.S.

How fast is Kalamazoo County, MI growing?

Population estimates put Kalamazoo County at 263,795 people in 2025, up 0.8% since 2020, slower than the U.S. (+3.1%). It has 107,110 households. Median household income in Kalamazoo County is $72,532, 10% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 28.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Kalamazoo County scores 53 for mortgage brokers and lenders (upper middle), #377 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Kalamazoo County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Kalamazoo County

Screening a site or an acquisition in Kalamazoo County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Kalamazoo County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.