Groundwork

Pets · Metro area · Florida

Pet businesses in the Panama City-Panama City Beach, FL metro area

How the Panama City-Panama City Beach, FL metro area compares with other metro areas and the U.S. for pet businesses: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 58 out of 100: Upper middle

Ranked #137 of 387 scored metro areas
#11 of 22 scored metro areas based in Florida

Listings
105
13 chain locations (12%)
Official establishments
45
+16.2% since 2019
Household spending a year
$76.6M
On pets · $870 a household
Spending per listing
$730K
17% below the U.S.
Listings per 10k households
11.9
14% above the U.S.
Population, 2025
231,174
+15.7% since 2020

See the pet businesses around any address in the Panama City-Panama City Beach metro area

The site report maps the pet businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 105 pet businesses in the Panama City-Panama City Beach metro area. Chain locations make up 12% of them, against 17% across the U.S. That comes to 11.9 for every 10,000 households, 14% above the U.S. rate of 10.4.

Households in the Panama City-Panama City Beach metro area spend about $76.6M a year on pets, or $870 per household, 4% below the U.S. average. Spread across 105 pet businesses, that is $730K per business, 17% below the U.S. figure of $878K.

Official counts show 45 businesses with payroll classed as pet care, veterinarians and pet stores in the Panama City-Panama City Beach metro area in 2023, up 16.2% from 2019. That is one for every 1,957 households, against one for every 1,852 across the U.S. Official counts also show 104 one-person businesses without payroll. Since fiscal 2022, 4 SBA-backed loans worth $1.8M have gone to businesses classed as pet care, veterinarians and pet stores in the Panama City-Panama City Beach metro area.

Between 2020 and 2025, the population of the Panama City-Panama City Beach metro area grew 15.7%, faster than the U.S. (+3.1%). For pet businesses, the Panama City-Panama City Beach metro area has a Groundwork market score of 58 (upper middle): #137 of 387 scored metro areas and #11 of 22 scored metro areas based in Florida.

How the Panama City-Panama City Beach metro area compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all pets by the pet businesses counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Pet businesses in Panama City-Panama City Beach, FL metro area compared with Florida and the U.S.
MeasurePanama City-Panama City Beach metro areaFloridaU.S.
Listings per 10k households11.911.410.4
Spending per listing$730K$801K$878K
Households per official establishment1,9571,6261,852
Official establishment growth, 2019–2023+16.2%+14.7%+11.4%
Population growth, 2020–2025+15.7%+8.7%+3.1%
Spending per household on pets$870$915$909
Median household income$71,514$74,568$80,734
Groundwork market score5854

Official counts and lending

Businesses

Official establishments, 2019 to 2023
45+16.2% over the period
Employees, 2023
421
Annual payroll, 2023
$16.1M
One-person businesses, 2023
104Businesses with no payroll
Map listings, September 2026
10513 chain locations
Listings at the U.S. rate for this spending
87The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
4
Amount
$1.8M

SBA-backed loans to businesses classed as pet care, veterinarians and pet stores in the Panama City-Panama City Beach metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Panama City-Panama City Beach metro area

Population, 2025 estimate
231,174+15.7% since 2020
Households
88,065
Median age
41.4
Homes lived in by their owners
68%
Vehicles per household
1.8
Land area
1,343 sq. mi.
People per square mile
158
Median household income
$71,514
Average household income
$94,187
Median home value
$294,300
Jobs located here
85,476
Daytime population
211,363Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Panama City-Panama City Beach metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the pet businesses on map listings by name and distance.

Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Pet businesses across Florida

Every Florida market ranked →

The highest-scoring metro areas in Florida for pet businesses, numbered among those based in Florida, with the Panama City-Panama City Beach metro area marked.

Top metro areas in Florida

Metro areas in Florida ranked for pet businesses by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Wildwood-The Villages, FL86547.7$1.2M+21.1%#5 of 387
2Lakeland-Winter Haven, FL792297.9$1M+19.8%#19 of 387
3Pensacola-Ferry Pass-Brent, FL6723511.7$774K+6.5%#71 of 387
4Naples-Marco Island, FL6520612.4$840K+10.6%#85 of 387
5Orlando-Kissimmee-Sanford, FL641,10510.8$864K+10.3%#90 of 387
6Jacksonville, FL6075811.4$827K+10.7%#115 of 387
7Cape Coral-Fort Myers, FL6037911.6$791K+14.4%#116 of 387
8Miami-Fort Lauderdale-West Palm Beach, FL592,48510.6$884K+4.2%#124 of 387
9Palm Bay-Melbourne-Titusville, FL5929711.5$810K+9.1%#128 of 387
10Sebring, FL59459.6$767K+9.7%#129 of 387
11Panama City-Panama City Beach, FL5810511.9$730K+15.7%#137 of 387

Other business types in the Panama City-Panama City Beach metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many pet businesses are in the Panama City-Panama City Beach, FL metro area?

The Panama City-Panama City Beach metro area has 105 pet businesses on map listings as of September 2026. 13 of them (12%) are chain locations. The listings count vets, groomers, boarding and pet stores. Official counts show 45 businesses with payroll classed as pet care, veterinarians and pet stores in 2023, up 16.2% from 2019. Another 104 one-person businesses have no payroll, by official counts.

How much do households in the Panama City-Panama City Beach, FL metro area spend on pets?

About $76.6M a year, or $870 per household. That is 4% below the U.S. average (an index of 96, where 100 is the U.S. average). Spread across the 105 pet businesses on map listings, it comes to $730K per business. It is estimated from the incomes of the 88,065 households in the Panama City-Panama City Beach metro area and national spending patterns by income.

How does the Panama City-Panama City Beach, FL metro area compare with the U.S. for pet businesses?

The Panama City-Panama City Beach metro area has 11.9 pet businesses per 10,000 households, 14% above the U.S. rate of 10.4. Spending per business is $730K, 17% below the U.S. figure of $878K. At the national ratio of pet businesses to household spending, the Panama City-Panama City Beach metro area would have about 87, against 105 on map listings. There is one business with payroll in the industry for every 1,957 households, against one for every 1,852 across the U.S. The official count rose 16.2% from 2019 to 2023, against +11.4% for the U.S.

How fast is the Panama City-Panama City Beach, FL metro area growing?

Population estimates put the Panama City-Panama City Beach metro area at 231,174 people in 2025, up 15.7% since 2020, faster than the U.S. (+3.1%). It has 88,065 households. The median household income in the Panama City-Panama City Beach metro area is $71,514 a year, 11% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Panama City-Panama City Beach metro area scores 58 for pet businesses (upper middle), #137 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Panama City-Panama City Beach metro area. It maps the pet businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for pet businesses · All 56 business types in the Panama City-Panama City Beach metro area

Screening a site or an acquisition in the Panama City-Panama City Beach metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.