Home services · Metro area · Florida
HVAC and plumbing companies in the Panama City-Panama City Beach, FL metro area
Competitor counts, household spending and official business counts for HVAC and plumbing companies in the Panama City-Panama City Beach, FL metro area, set against other metro areas and the U.S.
Groundwork market score · out of 100
Score 39 out of 100: Lower middle
Ranked #288 of 387 scored metro areas
#16 of 22 scored metro areas based in Florida
- Listings
- 98
- 5 chain locations (5%)
- Official establishments
- 87
- +4.8% since 2019
- Household spending a year
- $250.4M
- On home repairs, maintenance and insurance · $2,843 a household
- Spending per listing
- $2.6M
- 46% below the U.S.
- Listings per 10k households
- 11.1
- 76% above the U.S.
- Population, 2025
- 231,174
- +15.7% since 2020
See the HVAC and plumbing companies around any address in the Panama City-Panama City Beach metro area
The site report maps the HVAC and plumbing companies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 98 HVAC and plumbing companies in the Panama City-Panama City Beach metro area. Chain locations make up 5% of them, against 4% across the U.S. Per 10,000 households, that is 11.1, 76% above the U.S. rate of 6.3.
At $2,843 per household (6% below the U.S. average), households in the Panama City-Panama City Beach metro area spend about $250.4M a year on home repairs, maintenance and insurance. That is about $2.6M of household spending for each company on map listings, 46% below the U.S. figure of $4.8M. That spending covers all home repairs, maintenance and insurance, which HVAC and plumbing companies share with other businesses in the trade.
The official count of businesses with payroll classed as plumbing, heating and air-conditioning contractors in the Panama City-Panama City Beach metro area was 87 in 2023, up 4.8% from 2019. That is one for every 1,012 households, against one for every 1,162 across the U.S. Since fiscal 2022, 7 SBA-backed loans worth $2.4M have gone to businesses classed as plumbing, heating and air-conditioning contractors in the Panama City-Panama City Beach metro area.
Between 2020 and 2025, the population of the Panama City-Panama City Beach metro area grew 15.7%, faster than the U.S. (+3.1%). For HVAC and plumbing companies, the Panama City-Panama City Beach metro area has a Groundwork market score of 39 (lower middle): #288 of 387 scored metro areas and #16 of 22 scored metro areas based in Florida.
How the Panama City-Panama City Beach metro area compares
The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all home repairs, maintenance and insurance by the HVAC and plumbing companies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Panama City-Panama City Beach metro area | Florida | U.S. |
|---|---|---|---|
| Listings per 10k households | 11.1 | 7.8 | 6.3 |
| Spending per listing | $2.6M | $3.8M | $4.8M |
| Households per official establishment | 1,012 | 936 | 1,162 |
| Official establishment growth, 2019–2023 | +4.8% | +13.3% | +7.6% |
| Population growth, 2020–2025 | +15.7% | +8.7% | +3.1% |
| Spending per household on home repairs, maintenance and insurance | $2,843 | $2,932 | $3,018 |
| Median household income | $71,514 | $74,568 | $80,734 |
| Groundwork market score | 39 | 37 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 87+4.8% over the period
- Employees, 2023
- 1,098
- Annual payroll, 2023
- $64M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 985 chain locations
- Listings at the U.S. rate for this spending
- 53The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 7
- Amount
- $2.4M
SBA-backed loans to businesses classed as plumbing, heating and air-conditioning contractors in the Panama City-Panama City Beach metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Panama City-Panama City Beach metro area
- Population, 2025 estimate
- 231,174+15.7% since 2020
- Households
- 88,065
- Median age
- 41.4
- Homes lived in by their owners
- 68%
- Vehicles per household
- 1.8
- Land area
- 1,343 sq. mi.
- People per square mile
- 158
- Median household income
- $71,514
- Average household income
- $94,187
- Median home value
- $294,300
- Jobs located here
- 85,476
- Daytime population
- 211,363Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Panama City-Panama City Beach metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the HVAC and plumbing companies on map listings by name and distance.
Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardHVAC and plumbing across Florida
Every Florida market ranked →The highest-scoring metro areas in Florida for HVAC and plumbing companies, numbered among those based in Florida, with the Panama City-Panama City Beach metro area marked.
Top metro areas in Florida
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Wildwood-The Villages, FL | 93 | 13 | 1.8 | $15.6M | +21.1% | #1 of 387 |
| 2Jacksonville, FL | 62 | 432 | 6.5 | $4.6M | +10.7% | #100 of 387 |
| 3Orlando-Kissimmee-Sanford, FL | 60 | 664 | 6.5 | $4.6M | +10.3% | #115 of 387 |
| 4Gainesville, FL | 58 | 79 | 5.5 | $4.9M | +5.4% | #130 of 387 |
| 5Pensacola-Ferry Pass-Brent, FL | 54 | 141 | 7.0 | $4.1M | +6.5% | #171 of 387 |
| 6Lakeland-Winter Haven, FL | 53 | 195 | 6.7 | $4M | +19.8% | #178 of 387 |
| 7Deltona-Daytona Beach-Ormond Beach, FL | 51 | 195 | 6.6 | $4.2M | +11.2% | #192 of 387 |
| 8Naples-Marco Island, FL | 47 | 148 | 8.9 | $3.7M | +10.6% | #221 of 387 |
| 9Miami-Fort Lauderdale-West Palm Beach, FL | 46 | 1,720 | 7.4 | $4.1M | +4.2% | #227 of 387 |
| 10Tampa-St. Petersburg-Clearwater, FL | 42 | 1,121 | 8.4 | $3.5M | +7.3% | #260 of 387 |
| 16Panama City-Panama City Beach, FL | 39 | 98 | 11.1 | $2.6M | +15.7% | #288 of 387 |
Other business types in the Panama City-Panama City Beach metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
- Home repair trades37
- HVAC and plumbing39
- Electricians44
- Roofing and gutters38
- Lawn, cleaning and pest control42
- Landscaping and lawn care59
- House cleaning38
- Pest control42
Real estate
Funeral services
Questions
How many HVAC and plumbing companies are in the Panama City-Panama City Beach, FL metro area?
The Panama City-Panama City Beach metro area has 98 HVAC and plumbing companies on map listings as of September 2026. 5 of them (5%) are chain locations. The listings count heating and air-conditioning companies and plumbers. Official counts show 87 businesses with payroll classed as plumbing, heating and air-conditioning contractors in 2023, up 4.8% from 2019.
How much do households in the Panama City-Panama City Beach, FL metro area spend on home repairs, maintenance and insurance?
About $250.4M a year, or $2,843 per household. That is 6% below the U.S. average (an index of 94, where 100 is the U.S. average). Spread across the 98 HVAC and plumbing companies on map listings, it comes to $2.6M per company. The spending figure covers all home repairs, maintenance and insurance, not only HVAC and plumbing companies. It is estimated from the incomes of the 88,065 households in the Panama City-Panama City Beach metro area and national spending patterns by income.
How does the Panama City-Panama City Beach, FL metro area compare with the U.S. for HVAC and plumbing companies?
The Panama City-Panama City Beach metro area has 11.1 HVAC and plumbing companies per 10,000 households, 76% above the U.S. rate of 6.3. Spending per company is $2.6M, 46% below the U.S. figure of $4.8M. At the national ratio of HVAC and plumbing companies to household spending, the Panama City-Panama City Beach metro area would have about 53, against 98 on map listings. There is one business with payroll in the industry for every 1,012 households, against one for every 1,162 across the U.S. The official count rose 4.8% from 2019 to 2023, against +7.6% for the U.S.
How fast is the Panama City-Panama City Beach, FL metro area growing?
Population estimates put the Panama City-Panama City Beach metro area at 231,174 people in 2025, up 15.7% since 2020, faster than the U.S. (+3.1%). It has 88,065 households. The median household income in the Panama City-Panama City Beach metro area is $71,514 a year, 11% below the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Panama City-Panama City Beach metro area scores 39 for HVAC and plumbing companies (lower middle), #288 of 387 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Panama City-Panama City Beach metro area. It maps the HVAC and plumbing companies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for HVAC and plumbing companies · All 56 business types in the Panama City-Panama City Beach metro area
Screening a site or an acquisition in the Panama City-Panama City Beach metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.