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Oil change and quick-lube shops in the Panama City-Panama City Beach, FL metro area

How the Panama City-Panama City Beach, FL metro area compares with other metro areas and the U.S. for oil change and quick-lube shops: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 59 out of 100: Upper middle

Ranked #101 of 290 scored metro areas
#10 of 18 scored metro areas based in Florida

Listings
8
7 chain locations (88%)
Official establishments
4
Businesses with payroll, 2023
Household spending a year
$77.9M
On vehicle maintenance and repairs · $885 a household
Spending per listing
$9.7M
29% below the U.S.
Listings per 10k households
0.9
29% above the U.S.
Population, 2025
231,174
+15.7% since 2020

See the oil change and quick-lube shops around any address in the Panama City-Panama City Beach metro area

The site report maps the oil change and quick-lube shops on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 8 oil change and quick-lube shops in the Panama City-Panama City Beach metro area. Of those, 7 are chain locations, or 88%, against 73% across the U.S. That comes to 0.9 for every 10,000 households, 29% above the U.S. rate of 0.7.

Households in the Panama City-Panama City Beach metro area spend about $77.9M a year on vehicle maintenance and repairs, or $885 per household, 8% below the U.S. average. Spread across 8 oil change and quick-lube shops, that is $9.7M per shop, 29% below the U.S. figure of $13.7M. That spending covers all vehicle maintenance and repairs, which oil change and quick-lube shops share with other businesses in the trade.

Official counts show 4 businesses with payroll classed as oil change and lubrication shops in the Panama City-Panama City Beach metro area in 2023. That is one for every 22,016 households, against one for every 14,222 across the U.S.

Between 2020 and 2025, the population of the Panama City-Panama City Beach metro area grew 15.7%, faster than the U.S. (+3.1%). The Panama City-Panama City Beach metro area scores 59 (upper middle) on the Groundwork market score for oil change and quick-lube shops, ranking #101 of 290 scored metro areas and #10 of 18 scored metro areas based in Florida.

How the Panama City-Panama City Beach metro area compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all vehicle maintenance and repairs by the oil change and quick-lube shops counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Oil change and quick lube in Panama City-Panama City Beach, FL metro area compared with Florida and the U.S.
MeasurePanama City-Panama City Beach metro areaFloridaU.S.
Listings per 10k households0.90.60.7
Spending per listing$9.7M$13.7M$13.7M
Households per official establishment22,01616,70414,222
Official establishment growth, 2019–2023n/a+0.8%+12.1%
Population growth, 2020–2025+15.7%+8.7%+3.1%
Spending per household on vehicle maintenance and repairs$885$835$958
Median household income$71,514$74,568$80,734
Groundwork market score5954

Official counts and lending

Businesses

Official establishments, 2019 to 2023
4
Employees, 2023
23
Annual payroll, 2023
$969K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
87 chain locations
Listings at the U.S. rate for this spending
6The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as oil change and lubrication shops in the Panama City-Panama City Beach metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Panama City-Panama City Beach metro area

Population, 2025 estimate
231,174+15.7% since 2020
Households
88,065
Median age
41.4
Homes lived in by their owners
68%
Vehicles per household
1.8
Land area
1,343 sq. mi.
People per square mile
158
Median household income
$71,514
Average household income
$94,187
Median home value
$294,300
Jobs located here
85,476
Daytime population
211,363Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Panama City-Panama City Beach metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the oil change and quick-lube shops on map listings by name and distance.

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Oil change and quick lube across Florida

Every Florida market ranked →

The highest-scoring metro areas in Florida for oil change and quick-lube shops, numbered among those based in Florida, with the Panama City-Panama City Beach metro area marked.

Top metro areas in Florida

Metro areas in Florida ranked for oil change and quick-lube shops by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Naples-Marco Island, FL7670.4$20M+10.6%#22 of 290
2Port St. Lucie, FL74100.5$17.6M+16.0%#31 of 290
3Lakeland-Winter Haven, FL69140.5$17.2M+19.8%#50 of 290
4Gainesville, FL6860.4$19.2M+5.4%#52 of 290
5Crestview-Fort Walton Beach-Destin, FL6870.6$16.1M+9.4%#54 of 290
6Cape Coral-Fort Myers, FL67200.6$13.5M+14.4%#60 of 290
7Miami-Fort Lauderdale-West Palm Beach, FL66950.4$19.9M+4.2%#63 of 290
8North Port-Bradenton-Sarasota, FL64260.7$12.6M+13.2%#72 of 290
9Orlando-Kissimmee-Sanford, FL62670.7$13.4M+10.3%#84 of 290
10Panama City-Panama City Beach, FL5980.9$9.7M+15.7%#101 of 290

Other business types in the Panama City-Panama City Beach metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many oil change and quick-lube shops are in the Panama City-Panama City Beach, FL metro area?

There are 8 oil change and quick-lube shops on map listings in the Panama City-Panama City Beach metro area as of September 2026. 7 of them (88%) are chain locations. The listings count oil change and quick-lube shops. Official counts show 4 businesses with payroll classed as oil change and lubrication shops in 2023.

How much do households in the Panama City-Panama City Beach, FL metro area spend on vehicle maintenance and repairs?

About $77.9M a year, or $885 per household. That is 8% below the U.S. average (an index of 92, where 100 is the U.S. average). Spread across the 8 oil change and quick-lube shops on map listings, it comes to $9.7M per shop. The spending figure covers all vehicle maintenance and repairs, not only oil change and quick-lube shops. It is estimated from the incomes of the 88,065 households in the Panama City-Panama City Beach metro area and national spending patterns by income.

How does the Panama City-Panama City Beach, FL metro area compare with the U.S. for oil change and quick-lube shops?

The Panama City-Panama City Beach metro area has 0.9 oil change and quick-lube shops per 10,000 households, 29% above the U.S. rate of 0.7. Spending per shop is $9.7M, 29% below the U.S. figure of $13.7M. At the national ratio of oil change and quick-lube shops to household spending, the Panama City-Panama City Beach metro area would have about 6, against 8 on map listings. There is one business with payroll in the industry for every 22,016 households, against one for every 14,222 across the U.S.

How fast is the Panama City-Panama City Beach, FL metro area growing?

Population estimates put the Panama City-Panama City Beach metro area at 231,174 people in 2025, up 15.7% since 2020, faster than the U.S. (+3.1%). It has 88,065 households. The median household income in the Panama City-Panama City Beach metro area is $71,514 a year, 11% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Panama City-Panama City Beach metro area scores 59 for oil change and quick-lube shops (upper middle), #101 of 290 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Panama City-Panama City Beach metro area. It maps the oil change and quick-lube shops on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for oil change and quick-lube shops · All 56 business types in the Panama City-Panama City Beach metro area

Screening a site or an acquisition in the Panama City-Panama City Beach metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.