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Roofing and gutter companies in the Panama City-Panama City Beach, FL metro area

Competitor counts, household spending and official business counts for roofing and gutter companies in the Panama City-Panama City Beach, FL metro area, set against other metro areas and the U.S.

Groundwork market score · out of 100

Score 38 out of 100: Lower middle

Ranked #286 of 381 scored metro areas
#18 of 22 scored metro areas based in Florida

Listings
69
3 chain locations (4%)
Official establishments
24
0.0% since 2019
Household spending a year
$250.4M
On home repairs, maintenance and insurance · $2,843 a household
Spending per listing
$3.6M
57% below the U.S.
Listings per 10k households
7.8
2.2 times the U.S.
Population, 2025
231,174
+15.7% since 2020

See the roofing and gutter companies around any address in the Panama City-Panama City Beach metro area

The site report maps the roofing and gutter companies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 69 roofing and gutter companies in the Panama City-Panama City Beach metro area. Chain locations make up 4% of them, against 4% across the U.S. That comes to 7.8 for every 10,000 households, 2.2 times the U.S. rate of 3.6.

Households in the Panama City-Panama City Beach metro area spend about $250.4M a year on home repairs, maintenance and insurance, or $2,843 per household, 6% below the U.S. average. Spread across 69 roofing and gutter companies, that is $3.6M per company, 57% below the U.S. figure of $8.5M. That spending covers all home repairs, maintenance and insurance, which roofing and gutter companies share with other businesses in the trade.

The official count of businesses with payroll classed as roofing contractors in the Panama City-Panama City Beach metro area was 24 in 2023, unchanged from 2019. That is one for every 3,669 households, against one for every 5,063 across the U.S.

Between 2020 and 2025, the population of the Panama City-Panama City Beach metro area grew 15.7%, faster than the U.S. (+3.1%). For roofing and gutter companies, the Panama City-Panama City Beach metro area has a Groundwork market score of 38 (lower middle): #286 of 381 scored metro areas and #18 of 22 scored metro areas based in Florida.

How the Panama City-Panama City Beach metro area compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all home repairs, maintenance and insurance by the roofing and gutter companies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Roofing and gutters in Panama City-Panama City Beach, FL metro area compared with Florida and the U.S.
MeasurePanama City-Panama City Beach metro areaFloridaU.S.
Listings per 10k households7.84.83.6
Spending per listing$3.6M$6.1M$8.5M
Households per official establishment3,6693,9525,063
Official establishment growth, 2019–20230.0%+31.3%+20.4%
Population growth, 2020–2025+15.7%+8.7%+3.1%
Spending per household on home repairs, maintenance and insurance$2,843$2,932$3,018
Median household income$71,514$74,568$80,734
Groundwork market score3840

Official counts and lending

Businesses

Official establishments, 2019 to 2023
240.0% over the period
Employees, 2023
225
Annual payroll, 2023
$8.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
693 chain locations
Listings at the U.S. rate for this spending
30The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as roofing contractors in the Panama City-Panama City Beach metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Panama City-Panama City Beach metro area

Population, 2025 estimate
231,174+15.7% since 2020
Households
88,065
Median age
41.4
Homes lived in by their owners
68%
Vehicles per household
1.8
Land area
1,343 sq. mi.
People per square mile
158
Median household income
$71,514
Average household income
$94,187
Median home value
$294,300
Jobs located here
85,476
Daytime population
211,363Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Panama City-Panama City Beach metro area?

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Roofing and gutters across Florida

Every Florida market ranked →

The highest-scoring metro areas in Florida for roofing and gutter companies, numbered among those based in Florida, with the Panama City-Panama City Beach metro area marked.

Top metro areas in Florida

Metro areas in Florida ranked for roofing and gutter companies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Wildwood-The Villages, FL9171.0$29M+21.1%#1 of 381
2Gainesville, FL60402.8$9.6M+5.4%#118 of 381
3Tampa-St. Petersburg-Clearwater, FL575534.2$7.1M+7.3%#136 of 381
4Miami-Fort Lauderdale-West Palm Beach, FL549524.1$7.3M+4.2%#159 of 381
5Deltona-Daytona Beach-Ormond Beach, FL521153.9$7.2M+11.2%#178 of 381
6Lakeland-Winter Haven, FL511093.8$7.2M+19.8%#190 of 381
7Crestview-Fort Walton Beach-Destin, FL50584.8$6.4M+9.4%#198 of 381
8Jacksonville, FL483575.4$5.6M+10.7%#211 of 381
9North Port-Bradenton-Sarasota, FL472305.9$5.2M+13.2%#220 of 381
10Pensacola-Ferry Pass-Brent, FL441125.6$5.2M+6.5%#244 of 381
18Panama City-Panama City Beach, FL38697.8$3.6M+15.7%#286 of 381

Other business types in the Panama City-Panama City Beach metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many roofing and gutter companies are in the Panama City-Panama City Beach, FL metro area?

The Panama City-Panama City Beach metro area has 69 roofing and gutter companies on map listings as of September 2026. 3 of them (4%) are chain locations. The listings count roofers and gutter companies. Official counts show 24 businesses with payroll classed as roofing contractors in 2023, unchanged from 2019.

How much do households in the Panama City-Panama City Beach, FL metro area spend on home repairs, maintenance and insurance?

About $250.4M a year, or $2,843 per household. That is 6% below the U.S. average (an index of 94, where 100 is the U.S. average). Spread across the 69 roofing and gutter companies on map listings, it comes to $3.6M per company. The spending figure covers all home repairs, maintenance and insurance, not only roofing and gutter companies. It is estimated from the incomes of the 88,065 households in the Panama City-Panama City Beach metro area and national spending patterns by income.

How does the Panama City-Panama City Beach, FL metro area compare with the U.S. for roofing and gutter companies?

The Panama City-Panama City Beach metro area has 7.8 roofing and gutter companies per 10,000 households, 2.2 times the U.S. rate of 3.6. Spending per company is $3.6M, 57% below the U.S. figure of $8.5M. At the national ratio of roofing and gutter companies to household spending, the Panama City-Panama City Beach metro area would have about 30, against 69 on map listings. There is one business with payroll in the industry for every 3,669 households, against one for every 5,063 across the U.S. The official count held level from 2019 to 2023, against +20.4% for the U.S.

How fast is the Panama City-Panama City Beach, FL metro area growing?

Population estimates put the Panama City-Panama City Beach metro area at 231,174 people in 2025, up 15.7% since 2020, faster than the U.S. (+3.1%). It has 88,065 households. The median household income in the Panama City-Panama City Beach metro area is $71,514 a year, 11% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Panama City-Panama City Beach metro area scores 38 for roofing and gutter companies (lower middle), #286 of 381 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Panama City-Panama City Beach metro area. It maps the roofing and gutter companies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for roofing and gutter companies · All 56 business types in the Panama City-Panama City Beach metro area

Screening a site or an acquisition in the Panama City-Panama City Beach metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.