Groundwork

Groceries and convenience · Metro area · Florida

Grocery stores in the Panama City-Panama City Beach, FL metro area

The grocery stores in the Panama City-Panama City Beach, FL metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 55 out of 100: Upper middle

Ranked #172 of 387 scored metro areas
#20 of 22 scored metro areas based in Florida

Listings
60
35 chain locations (58%)
Official establishments
31
−17.1% since 2019
Household spending a year
$524.4M
On groceries · $5,954 a household
Spending per listing
$8.7M
6% below the U.S.
Listings per 10k households
6.8
In line with the U.S.
Population, 2025
231,174
+15.7% since 2020

See the grocery stores around any address in the Panama City-Panama City Beach metro area

The site report maps the grocery stores on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on groceries in the Panama City-Panama City Beach metro area comes to about $524.4M a year: $5,954 per household, 6% below the U.S. average. Spread across 60 grocery stores, that is $8.7M per store, 6% below the U.S. figure of $9.3M. The spending figure covers all groceries, not only grocery stores.

The Panama City-Panama City Beach metro area has 60 grocery stores on map listings as of September 2026. Chain locations make up 58% of them, against 37% across the U.S. Per 10,000 households, that is 6.8, in line with the U.S. rate of 6.8.

The official count of businesses with payroll classed as supermarkets and grocery stores in the Panama City-Panama City Beach metro area was 31 in 2023, down 17.1% from 2019. That is one for every 2,841 households, against one for every 2,053 across the U.S.

Population estimates show the Panama City-Panama City Beach metro area grew 15.7% from 2020 to 2025, faster than the U.S. (+3.1%). The Groundwork market score for grocery stores in the Panama City-Panama City Beach metro area is 55 (upper middle), #172 of 387 scored metro areas and #20 of 22 scored metro areas based in Florida.

How the Panama City-Panama City Beach metro area compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all groceries by the grocery stores counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Grocery stores in Panama City-Panama City Beach, FL metro area compared with Florida and the U.S.
MeasurePanama City-Panama City Beach metro areaFloridaU.S.
Listings per 10k households6.86.56.8
Spending per listing$8.7M$9.4M$9.3M
Households per official establishment2,8412,2732,053
Official establishment growth, 2019–2023−17.1%+4.5%0.0%
Population growth, 2020–2025+15.7%+8.7%+3.1%
Spending per household on groceries$5,954$6,077$6,319
Median household income$71,514$74,568$80,734
Groundwork market score5559

Official counts and lending

Businesses

Official establishments, 2019 to 2023
31−17.1% over the period
Employees, 2023
1,761
Annual payroll, 2023
$51.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
6035 chain locations
Listings at the U.S. rate for this spending
56The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as supermarkets and grocery stores in the Panama City-Panama City Beach metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Panama City-Panama City Beach metro area

Population, 2025 estimate
231,174+15.7% since 2020
Households
88,065
Median age
41.4
Homes lived in by their owners
68%
Vehicles per household
1.8
Land area
1,343 sq. mi.
People per square mile
158
Median household income
$71,514
Average household income
$94,187
Median home value
$294,300
Jobs located here
85,476
Daytime population
211,363Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Panama City-Panama City Beach metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the grocery stores on map listings by name and distance.

Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Grocery stores across Florida

Every Florida market ranked →

The highest-scoring metro areas in Florida for grocery stores, numbered among those based in Florida, with the Panama City-Panama City Beach metro area marked.

Top metro areas in Florida

Metro areas in Florida ranked for grocery stores by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Wildwood-The Villages, FL85294.1$14.6M+21.1%#14 of 387
2Punta Gorda, FL80414.5$13M+15.5%#20 of 387
3Palm Bay-Melbourne-Titusville, FL771295.0$12.3M+9.1%#27 of 387
4Homosassa Springs, FL75283.9$14.1M+11.1%#33 of 387
5Deltona-Daytona Beach-Ormond Beach, FL711575.3$11.1M+11.2%#55 of 387
6North Port-Bradenton-Sarasota, FL702305.9$10.6M+13.2%#62 of 387
7Cape Coral-Fort Myers, FL691745.3$11.5M+14.4%#66 of 387
8Crestview-Fort Walton Beach-Destin, FL68756.3$10.1M+9.4%#74 of 387
9Sebastian-Vero Beach-West Vero Corridor, FL64375.2$11.6M+7.7%#90 of 387
10Pensacola-Ferry Pass-Brent, FL621246.1$9.8M+6.5%#110 of 387
20Panama City-Panama City Beach, FL55606.8$8.7M+15.7%#172 of 387

Other business types in the Panama City-Panama City Beach metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many grocery stores are in the Panama City-Panama City Beach, FL metro area?

Map listings as of September 2026 show 60 grocery stores in the Panama City-Panama City Beach metro area. 35 of them (58%) are chain locations. The listings count grocery stores and supermarkets. Official counts show 31 businesses with payroll classed as supermarkets and grocery stores in 2023, down 17.1% from 2019.

How much do households in the Panama City-Panama City Beach, FL metro area spend on groceries?

About $524.4M a year, or $5,954 per household. That is 6% below the U.S. average (an index of 94, where 100 is the U.S. average). Spread across the 60 grocery stores on map listings, it comes to $8.7M per store. That spending covers all groceries, which grocery stores share with other businesses in the trade. It is estimated from the incomes of the 88,065 households in the Panama City-Panama City Beach metro area and national spending patterns by income.

How does the Panama City-Panama City Beach, FL metro area compare with the U.S. for grocery stores?

The Panama City-Panama City Beach metro area has 6.8 grocery stores per 10,000 households, in line with the U.S. rate of 6.8. Spending per store is $8.7M, 6% below the U.S. figure of $9.3M. At the U.S. ratio of grocery stores to household spending, the Panama City-Panama City Beach metro area would have about 56, against 60 on map listings. There is one business with payroll in the industry for every 2,841 households, against one for every 2,053 across the U.S. The official count fell 17.1% from 2019 to 2023, against 0.0% for the U.S.

How fast is the Panama City-Panama City Beach, FL metro area growing?

Population estimates put the Panama City-Panama City Beach metro area at 231,174 people in 2025, up 15.7% since 2020, faster than the U.S. (+3.1%). It has 88,065 households. The median household income in the Panama City-Panama City Beach metro area is $71,514 a year, 11% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Panama City-Panama City Beach metro area scores 55 for grocery stores (upper middle), #172 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Panama City-Panama City Beach metro area. It maps the grocery stores on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for grocery stores · All 56 business types in the Panama City-Panama City Beach metro area

Screening a site or an acquisition in the Panama City-Panama City Beach metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.