Food and drink · Metro area · Florida
Fast food and sandwich shops in the Panama City-Panama City Beach, FL metro area
The fast food and sandwich shops in the Panama City-Panama City Beach, FL metro area, the household spending behind them and how the market ranks against other metro areas.
Groundwork market score · out of 100
Score 39 out of 100: Lower middle
Ranked #269 of 387 scored metro areas
#22 of 22 scored metro areas based in Florida
- Listings
- 157
- 133 chain locations (85%)
- Official establishments
- 185
- All limited-service restaurants · +11.5% since 2019
- Household spending a year
- $323.5M
- On food away from home · $3,673 a household
- Spending per listing
- $2.1M
- 32% below the U.S.
- Listings per 10k households
- 17.8
- 34% above the U.S.
- Population, 2025
- 231,174
- +15.7% since 2020
See the fast food and sandwich shops around any address in the Panama City-Panama City Beach metro area
The site report maps the fast food and sandwich shops on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 157 fast food and sandwich shops in the Panama City-Panama City Beach metro area. Of those, 133 are chain locations, or 85%, against 79% across the U.S. That is 17.8 per 10,000 households, 34% above the U.S. rate of 13.3.
Household spending on food away from home in the Panama City-Panama City Beach metro area comes to about $323.5M a year: $3,673 per household, 10% below the U.S. average. That is about $2.1M of household spending for each shop on map listings, 32% below the U.S. figure of $3.1M. That spending covers all food away from home, which fast food and sandwich shops share with other businesses in the trade.
Official counts show 185 businesses with payroll classed as limited-service restaurants in the Panama City-Panama City Beach metro area in 2023, up 11.5% from 2019. That is one for every 476 households, against one for every 478 across the U.S. The official count takes in all limited-service restaurants, not only fast food and sandwich shops: pizza places are counted too. Official counts list 25 one-person businesses without payroll. Since fiscal 2022, 5 SBA-backed loans worth $2.7M have gone to businesses classed as limited-service restaurants in the Panama City-Panama City Beach metro area.
Between 2020 and 2025, the population of the Panama City-Panama City Beach metro area grew 15.7%, faster than the U.S. (+3.1%). The Panama City-Panama City Beach metro area scores 39 (lower middle) on the Groundwork market score for fast food and sandwich shops, ranking #269 of 387 scored metro areas and #22 of 22 scored metro areas based in Florida.
How the Panama City-Panama City Beach metro area compares
The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the fast food and sandwich shops counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Panama City-Panama City Beach metro area | Florida | U.S. |
|---|---|---|---|
| Listings per 10k households | 17.8 | 12.2 | 13.3 |
| Spending per listing | $2.1M | $3.2M | $3.1M |
| Households per official establishment (all limited-service restaurants) | 476 | 548 | 478 |
| Official establishment growth, 2019–2023 | +11.5% | +12.5% | +6.1% |
| Population growth, 2020–2025 | +15.7% | +8.7% | +3.1% |
| Spending per household on food away from home | $3,673 | $3,841 | $4,070 |
| Median household income | $71,514 | $74,568 | $80,734 |
| Groundwork market score | 39 | 64 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 185All limited-service restaurants · +11.5% over the period
- Employees, 2023
- 3,698
- Annual payroll, 2023
- $75.5M
- One-person businesses, 2023
- 25All limited-service restaurants with no payroll
- Map listings, September 2026
- 157133 chain locations
- Listings at the U.S. rate for this spending
- 106The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 5
- Amount
- $2.7M
SBA-backed loans to businesses classed as limited-service restaurants in the Panama City-Panama City Beach metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3. These official figures cover all limited-service restaurants, not only fast food and sandwich shops.
Population and households in the Panama City-Panama City Beach metro area
- Population, 2025 estimate
- 231,174+15.7% since 2020
- Households
- 88,065
- Median age
- 41.4
- Homes lived in by their owners
- 68%
- Vehicles per household
- 1.8
- Land area
- 1,343 sq. mi.
- People per square mile
- 158
- Median household income
- $71,514
- Average household income
- $94,187
- Median home value
- $294,300
- Jobs located here
- 85,476
- Daytime population
- 211,363Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Panama City-Panama City Beach metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the fast food and sandwich shops on map listings by name and distance.
Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardFast food and sandwich shops across Florida
Every Florida market ranked →The highest-scoring metro areas in Florida for fast food and sandwich shops, numbered among those based in Florida, with the Panama City-Panama City Beach metro area marked.
Top metro areas in Florida
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Naples-Marco Island, FL | 93 | 166 | 10.0 | $4.3M | +10.6% | #1 of 387 |
| 2North Port-Bradenton-Sarasota, FL | 90 | 383 | 9.8 | $4.1M | +13.2% | #4 of 387 |
| 3Wildwood-The Villages, FL | 87 | 64 | 9.1 | $4.1M | +21.1% | #6 of 387 |
| 4Punta Gorda, FL | 84 | 76 | 8.4 | $4.3M | +15.5% | #11 of 387 |
| 5Sebastian-Vero Beach-West Vero Corridor, FL | 84 | 72 | 10.2 | $3.8M | +7.7% | #12 of 387 |
| 6Cape Coral-Fort Myers, FL | 84 | 344 | 10.5 | $3.7M | +14.4% | #14 of 387 |
| 7Palm Bay-Melbourne-Titusville, FL | 82 | 281 | 10.9 | $3.6M | +9.1% | #20 of 387 |
| 8Port St. Lucie, FL | 81 | 225 | 11.0 | $3.5M | +16.0% | #24 of 387 |
| 9Homosassa Springs, FL | 78 | 53 | 7.4 | $4.4M | +11.1% | #32 of 387 |
| 10Ocala, FL | 75 | 152 | 9.2 | $3.6M | +17.3% | #46 of 387 |
| 22Panama City-Panama City Beach, FL | 39 | 157 | 17.8 | $2.1M | +15.7% | #269 of 387 |
Other business types in the Panama City-Panama City Beach metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
- Restaurants and cafes34
- Sit-down restaurants32
- Fast food and sandwich shops39
- Pizza39
- Coffee shops and cafes52
- Bakeries and dessert shops52
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many fast food and sandwich shops are in the Panama City-Panama City Beach, FL metro area?
The Panama City-Panama City Beach metro area has 157 fast food and sandwich shops on map listings as of September 2026. 133 of them (85%) are chain locations. The listings count fast food, sandwich shops, delis and bagel shops. Official counts show 185 businesses with payroll classed as limited-service restaurants in 2023, up 11.5% from 2019. That count covers all limited-service restaurants (pizza places included), not only fast food and sandwich shops. Official counts also show 25 one-person businesses without payroll.
How much do households in the Panama City-Panama City Beach, FL metro area spend on food away from home?
About $323.5M a year, or $3,673 per household. That is 10% below the U.S. average (an index of 90, where 100 is the U.S. average). Spread across the 157 fast food and sandwich shops on map listings, it comes to $2.1M per shop. The spending figure covers all food away from home, not only fast food and sandwich shops. It is estimated from the incomes of the 88,065 households in the Panama City-Panama City Beach metro area and national spending patterns by income.
How does the Panama City-Panama City Beach, FL metro area compare with the U.S. for fast food and sandwich shops?
The Panama City-Panama City Beach metro area has 17.8 fast food and sandwich shops per 10,000 households, 34% above the U.S. rate of 13.3. Spending per shop is $2.1M, 32% below the U.S. figure of $3.1M. At the national ratio of fast food and sandwich shops to household spending, the Panama City-Panama City Beach metro area would have about 106, against 157 on map listings. There is one business with payroll in the industry for every 476 households, against one for every 478 across the U.S. The official count rose 11.5% from 2019 to 2023, against +6.1% for the U.S.
How fast is the Panama City-Panama City Beach, FL metro area growing?
Population estimates put the Panama City-Panama City Beach metro area at 231,174 people in 2025, up 15.7% since 2020, faster than the U.S. (+3.1%). It has 88,065 households. The median household income in the Panama City-Panama City Beach metro area is $71,514 a year, 11% below the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Panama City-Panama City Beach metro area scores 39 for fast food and sandwich shops (lower middle), #269 of 387 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Panama City-Panama City Beach metro area. It maps the fast food and sandwich shops on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for fast food and sandwich shops · All 56 business types in the Panama City-Panama City Beach metro area
Screening a site or an acquisition in the Panama City-Panama City Beach metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.