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Gas stations in the Panama City-Panama City Beach, FL metro area

Competitor counts, household spending and official business counts for gas stations in the Panama City-Panama City Beach, FL metro area, set against other metro areas and the U.S.

Groundwork market score · out of 100

Score 37 out of 100: Lower middle

Ranked #287 of 387 scored metro areas
#22 of 22 scored metro areas based in Florida

Listings
187
148 chain locations (79%)
Official establishments
115
+36.9% since 2019
Household spending a year
$250.5M
On gasoline and other fuels · $2,844 a household
Spending per listing
$1.3M
44% below the U.S.
Listings per 10k households
21.2
94% above the U.S.
Population, 2025
231,174
+15.7% since 2020

See the gas stations around any address in the Panama City-Panama City Beach metro area

The site report maps the gas stations on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 187 gas stations in the Panama City-Panama City Beach metro area. 148 of them (79%) are chain locations, against 84% across the U.S. Per 10,000 households, that is 21.2, 94% above the U.S. rate of 10.9.

At $2,844 per household (10% above the U.S. average), households in the Panama City-Panama City Beach metro area spend about $250.5M a year on gasoline and other fuels. That is about $1.3M of household spending for each station on map listings, 44% below the U.S. figure of $2.4M.

In 2023, official counts showed 115 businesses with payroll in the Panama City-Panama City Beach metro area classed as gasoline stations, up 36.9% from 2019. That is one for every 766 households, against one for every 1,184 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $2M has gone to businesses classed as gasoline stations in the Panama City-Panama City Beach metro area.

Population estimates show the Panama City-Panama City Beach metro area grew 15.7% from 2020 to 2025, faster than the U.S. (+3.1%). The Panama City-Panama City Beach metro area scores 37 (lower middle) on the Groundwork market score for gas stations, ranking #287 of 387 scored metro areas and #22 of 22 scored metro areas based in Florida.

How the Panama City-Panama City Beach metro area compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all gasoline and other fuels by the gas stations counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Gas stations in Panama City-Panama City Beach, FL metro area compared with Florida and the U.S.
MeasurePanama City-Panama City Beach metro areaFloridaU.S.
Listings per 10k households21.29.510.9
Spending per listing$1.3M$2.8M$2.4M
Households per official establishment7661,4771,184
Official establishment growth, 2019–2023+36.9%−6.2%−3.1%
Population growth, 2020–2025+15.7%+8.7%+3.1%
Spending per household on gasoline and other fuels$2,844$2,654$2,595
Median household income$71,514$74,568$80,734
Groundwork market score3772

Official counts and lending

Businesses

Official establishments, 2019 to 2023
115+36.9% over the period
Employees, 2023
789
Annual payroll, 2023
$22.6M
One-person businesses, 2023
0Businesses with no payroll
Map listings, September 2026
187148 chain locations
Listings at the U.S. rate for this spending
105The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$2M

SBA-backed loans to businesses classed as gasoline stations in the Panama City-Panama City Beach metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Panama City-Panama City Beach metro area

Population, 2025 estimate
231,174+15.7% since 2020
Households
88,065
Median age
41.4
Homes lived in by their owners
68%
Vehicles per household
1.8
Land area
1,343 sq. mi.
People per square mile
158
Median household income
$71,514
Average household income
$94,187
Median home value
$294,300
Jobs located here
85,476
Daytime population
211,363Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Panama City-Panama City Beach metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the gas stations on map listings by name and distance.

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Gas stations across Florida

Every Florida market ranked →

The highest-scoring metro areas in Florida for gas stations, numbered among those based in Florida, with the Panama City-Panama City Beach metro area marked.

Top metro areas in Florida

Metro areas in Florida ranked for gas stations by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1North Port-Bradenton-Sarasota, FL842356.0$4.4M+13.2%#8 of 387
2Naples-Marco Island, FL801136.8$3.8M+10.6%#17 of 387
3Punta Gorda, FL79647.1$3.7M+15.5%#19 of 387
4Orlando-Kissimmee-Sanford, FL798107.9$3.5M+10.3%#20 of 387
5Cape Coral-Fort Myers, FL772618.0$3.3M+14.4%#25 of 387
6Homosassa Springs, FL75527.3$3.7M+11.1%#31 of 387
7Port St. Lucie, FL751969.5$2.9M+16.0%#35 of 387
8Wildwood-The Villages, FL74497.0$3.3M+21.1%#41 of 387
9Deltona-Daytona Beach-Ormond Beach, FL722538.6$3.2M+11.2%#52 of 387
10Tampa-St. Petersburg-Clearwater, FL701,1178.4$3.1M+7.3%#66 of 387
22Panama City-Panama City Beach, FL3718721.2$1.3M+15.7%#287 of 387

Other business types in the Panama City-Panama City Beach metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many gas stations are in the Panama City-Panama City Beach, FL metro area?

There are 187 gas stations on map listings in the Panama City-Panama City Beach metro area as of September 2026. 148 of them (79%) are chain locations. The listings count gas stations. Official counts show 115 businesses with payroll classed as gasoline stations in 2023, up 36.9% from 2019.

How much do households in the Panama City-Panama City Beach, FL metro area spend on gasoline and other fuels?

About $250.5M a year, or $2,844 per household. That is 10% above the U.S. average (an index of 110, where 100 is the U.S. average). Spread across the 187 gas stations on map listings, it comes to $1.3M per station. It is estimated from the incomes of the 88,065 households in the Panama City-Panama City Beach metro area and national spending patterns by income.

How does the Panama City-Panama City Beach, FL metro area compare with the U.S. for gas stations?

The Panama City-Panama City Beach metro area has 21.2 gas stations per 10,000 households, 94% above the U.S. rate of 10.9. Spending per station is $1.3M, 44% below the U.S. figure of $2.4M. At the national ratio of gas stations to household spending, the Panama City-Panama City Beach metro area would have about 105, against 187 on map listings. There is one business with payroll in the industry for every 766 households, against one for every 1,184 across the U.S. The official count rose 36.9% from 2019 to 2023, against −3.1% for the U.S.

How fast is the Panama City-Panama City Beach, FL metro area growing?

Population estimates put the Panama City-Panama City Beach metro area at 231,174 people in 2025, up 15.7% since 2020, faster than the U.S. (+3.1%). It has 88,065 households. The median household income in the Panama City-Panama City Beach metro area is $71,514 a year, 11% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Panama City-Panama City Beach metro area scores 37 for gas stations (lower middle), #287 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Panama City-Panama City Beach metro area. It maps the gas stations on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for gas stations · All 56 business types in the Panama City-Panama City Beach metro area

Screening a site or an acquisition in the Panama City-Panama City Beach metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.