Groundwork

Groceries and convenience · Metro area · Florida

Convenience stores in the Panama City-Panama City Beach, FL metro area

The convenience stores in the Panama City-Panama City Beach, FL metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 43 out of 100: Lower middle

Ranked #246 of 387 scored metro areas
#20 of 22 scored metro areas based in Florida

Listings
89
46 chain locations (52%)
Official establishments
36
+56.5% since 2019
Household spending a year
$524.4M
On groceries · $5,954 a household
Spending per listing
$5.9M
25% below the U.S.
Listings per 10k households
10.1
26% above the U.S.
Population, 2025
231,174
+15.7% since 2020

See the convenience stores around any address in the Panama City-Panama City Beach metro area

The site report maps the convenience stores on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $5,954 per household (6% below the U.S. average), households in the Panama City-Panama City Beach metro area spend about $524.4M a year on groceries. Spread across 89 convenience stores, that is $5.9M per store, 25% below the U.S. figure of $7.9M. The spending figure covers all groceries, not only convenience stores.

The Panama City-Panama City Beach metro area has 89 convenience stores on map listings as of September 2026. 46 of them (52%) are chain locations, against 60% across the U.S. Per 10,000 households, that is 10.1, 26% above the U.S. rate of 8.0.

Official counts show 36 businesses with payroll classed as convenience stores in the Panama City-Panama City Beach metro area in 2023, up 56.5% from 2019. That is one for every 2,446 households, against one for every 3,493 across the U.S.

Population estimates put the population change in the Panama City-Panama City Beach metro area from 2020 to 2025 at +15.7%, faster than the U.S. (+3.1%). The Panama City-Panama City Beach metro area scores 43 (lower middle) on the Groundwork market score for convenience stores, ranking #246 of 387 scored metro areas and #20 of 22 scored metro areas based in Florida.

How the Panama City-Panama City Beach metro area compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all groceries by the convenience stores counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Convenience stores in Panama City-Panama City Beach, FL metro area compared with Florida and the U.S.
MeasurePanama City-Panama City Beach metro areaFloridaU.S.
Listings per 10k households10.17.68.0
Spending per listing$5.9M$8M$7.9M
Households per official establishment2,4462,7283,493
Official establishment growth, 2019–2023+56.5%+16.7%+22.0%
Population growth, 2020–2025+15.7%+8.7%+3.1%
Spending per household on groceries$5,954$6,077$6,319
Median household income$71,514$74,568$80,734
Groundwork market score4354

Official counts and lending

Businesses

Official establishments, 2019 to 2023
36+56.5% over the period
Employees, 2023
123
Annual payroll, 2023
$3.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
8946 chain locations
Listings at the U.S. rate for this spending
67The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as convenience stores in the Panama City-Panama City Beach metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Panama City-Panama City Beach metro area

Population, 2025 estimate
231,174+15.7% since 2020
Households
88,065
Median age
41.4
Homes lived in by their owners
68%
Vehicles per household
1.8
Land area
1,343 sq. mi.
People per square mile
158
Median household income
$71,514
Average household income
$94,187
Median home value
$294,300
Jobs located here
85,476
Daytime population
211,363Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Panama City-Panama City Beach metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the convenience stores on map listings by name and distance.

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Convenience stores across Florida

Every Florida market ranked →

The highest-scoring metro areas in Florida for convenience stores, numbered among those based in Florida, with the Panama City-Panama City Beach metro area marked.

Top metro areas in Florida

Metro areas in Florida ranked for convenience stores by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Wildwood-The Villages, FL79446.3$9.7M+21.1%#24 of 387
2Naples-Marco Island, FL731086.5$10M+10.6%#46 of 387
3North Port-Bradenton-Sarasota, FL682526.5$9.6M+13.2%#70 of 387
4Punta Gorda, FL67626.8$8.6M+15.5%#76 of 387
5Cape Coral-Fort Myers, FL662347.1$8.5M+14.4%#86 of 387
6Miami-Fort Lauderdale-West Palm Beach, FL631,0854.6$13.2M+4.2%#104 of 387
7Sebastian-Vero Beach-West Vero Corridor, FL62425.9$10.2M+7.7%#114 of 387
8Crestview-Fort Walton Beach-Destin, FL611149.5$6.6M+9.4%#122 of 387
9Port St. Lucie, FL581447.0$8.6M+16.0%#148 of 387
10Tampa-St. Petersburg-Clearwater, FL561,0397.8$7.8M+7.3%#161 of 387
20Panama City-Panama City Beach, FL438910.1$5.9M+15.7%#246 of 387

Other business types in the Panama City-Panama City Beach metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many convenience stores are in the Panama City-Panama City Beach, FL metro area?

Map listings as of September 2026 show 89 convenience stores in the Panama City-Panama City Beach metro area. 46 of them (52%) are chain locations. The listings count convenience stores without fuel. Official counts show 36 businesses with payroll classed as convenience stores in 2023, up 56.5% from 2019.

How much do households in the Panama City-Panama City Beach, FL metro area spend on groceries?

About $524.4M a year, or $5,954 per household. That is 6% below the U.S. average (an index of 94, where 100 is the U.S. average). Spread across the 89 convenience stores on map listings, it comes to $5.9M per store. That spending covers all groceries, which convenience stores share with other businesses in the trade. It is estimated from the incomes of the 88,065 households in the Panama City-Panama City Beach metro area and national spending patterns by income.

How does the Panama City-Panama City Beach, FL metro area compare with the U.S. for convenience stores?

The Panama City-Panama City Beach metro area has 10.1 convenience stores per 10,000 households, 26% above the U.S. rate of 8.0. Spending per store is $5.9M, 25% below the U.S. figure of $7.9M. At the U.S. ratio of convenience stores to household spending, the Panama City-Panama City Beach metro area would have about 67, against 89 on map listings. There is one business with payroll in the industry for every 2,446 households, against one for every 3,493 across the U.S. The official count rose 56.5% from 2019 to 2023, against +22.0% for the U.S.

How fast is the Panama City-Panama City Beach, FL metro area growing?

Population estimates put the Panama City-Panama City Beach metro area at 231,174 people in 2025, up 15.7% since 2020, faster than the U.S. (+3.1%). It has 88,065 households. The median household income in the Panama City-Panama City Beach metro area is $71,514 a year, 11% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Panama City-Panama City Beach metro area scores 43 for convenience stores (lower middle), #246 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Panama City-Panama City Beach metro area. It maps the convenience stores on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for convenience stores · All 56 business types in the Panama City-Panama City Beach metro area

Screening a site or an acquisition in the Panama City-Panama City Beach metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.