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Home repair companies in the Panama City-Panama City Beach, FL metro area

How the Panama City-Panama City Beach, FL metro area compares with other metro areas and the U.S. for home repair companies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 37 out of 100: Lower middle

Ranked #305 of 387 scored metro areas
#18 of 22 scored metro areas based in Florida

Listings
196
10 chain locations (5%)
Official establishments
186
+5.7% since 2019
Household spending a year
$250.4M
On home repairs, maintenance and insurance · $2,843 a household
Spending per listing
$1.3M
47% below the U.S.
Listings per 10k households
22.3
80% above the U.S.
Population, 2025
231,174
+15.7% since 2020

See the home repair companies around any address in the Panama City-Panama City Beach metro area

The site report maps the home repair companies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For home repair companies, the Panama City-Panama City Beach metro area has a Groundwork market score of 37 (lower middle): #305 of 387 scored metro areas and #18 of 22 scored metro areas based in Florida. That puts it in the bottom quarter of metro areas.

Households in the Panama City-Panama City Beach metro area spend about $250.4M a year on home repairs, maintenance and insurance, or $2,843 per household, 6% below the U.S. average. Spread across 196 home repair companies, that is $1.3M per company, 47% below the U.S. figure of $2.4M.

The Panama City-Panama City Beach metro area has 196 home repair companies on map listings as of September 2026. Of those, 10 are chain locations, or 5%, against 4% across the U.S. That comes to 22.3 for every 10,000 households, 80% above the U.S. rate of 12.4.

The official count of businesses with payroll classed as plumbing, HVAC, electrical and roofing contractors in the Panama City-Panama City Beach metro area was 186 in 2023, up 5.7% from 2019. That is one for every 473 households, against one for every 587 across the U.S. Since fiscal 2022, 8 SBA-backed loans worth $2.7M have gone to businesses classed as plumbing, HVAC, electrical and roofing contractors in the Panama City-Panama City Beach metro area. Population estimates show the Panama City-Panama City Beach metro area grew 15.7% from 2020 to 2025, faster than the U.S. (+3.1%).

How the Panama City-Panama City Beach metro area compares

The same measures for Florida and the whole U.S. Spending per listing divides a year of household spending on all home repairs, maintenance and insurance by the home repair companies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Home repair trades in Panama City-Panama City Beach, FL metro area compared with Florida and the U.S.
MeasurePanama City-Panama City Beach metro areaFloridaU.S.
Listings per 10k households22.315.312.4
Spending per listing$1.3M$1.9M$2.4M
Households per official establishment473485587
Official establishment growth, 2019–2023+5.7%+15.9%+9.6%
Population growth, 2020–2025+15.7%+8.7%+3.1%
Spending per household on home repairs, maintenance and insurance$2,843$2,932$3,018
Median household income$71,514$74,568$80,734
Groundwork market score3743

Official counts and lending

Businesses

Official establishments, 2019 to 2023
186+5.7% over the period
Employees, 2023
1,974
Annual payroll, 2023
$105.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
19610 chain locations
Listings at the U.S. rate for this spending
103The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
8
Amount
$2.7M

SBA-backed loans to businesses classed as plumbing, HVAC, electrical and roofing contractors in the Panama City-Panama City Beach metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Panama City-Panama City Beach metro area

Population, 2025 estimate
231,174+15.7% since 2020
Households
88,065
Median age
41.4
Homes lived in by their owners
68%
Vehicles per household
1.8
Land area
1,343 sq. mi.
People per square mile
158
Median household income
$71,514
Average household income
$94,187
Median home value
$294,300
Jobs located here
85,476
Daytime population
211,363Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Panama City-Panama City Beach metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the home repair companies on map listings by name and distance.

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Home repair trades across Florida

Every Florida market ranked →

The highest-scoring metro areas in Florida for home repair companies, numbered among those based in Florida, with the Panama City-Panama City Beach metro area marked.

Top metro areas in Florida

Metro areas in Florida ranked for home repair companies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Wildwood-The Villages, FL94304.3$6.8M+21.1%#1 of 387
2Gainesville, FL6315811.1$2.4M+5.4%#92 of 387
3Orlando-Kissimmee-Sanford, FL551,46614.3$2.1M+10.3%#156 of 387
4Jacksonville, FL5597614.7$2M+10.7%#158 of 387
5Lakeland-Winter Haven, FL5437813.1$2.1M+19.8%#165 of 387
6Deltona-Daytona Beach-Ormond Beach, FL5238313.0$2.2M+11.2%#179 of 387
7Pensacola-Ferry Pass-Brent, FL5031715.7$1.8M+6.5%#196 of 387
8Tampa-St. Petersburg-Clearwater, FL491,99215.0$2M+7.3%#202 of 387
9Miami-Fort Lauderdale-West Palm Beach, FL483,26914.0$2.1M+4.2%#207 of 387
10Crestview-Fort Walton Beach-Destin, FL4620617.2$1.8M+9.4%#224 of 387
18Panama City-Panama City Beach, FL3719622.3$1.3M+15.7%#305 of 387

Other business types in the Panama City-Panama City Beach metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many home repair companies are in the Panama City-Panama City Beach, FL metro area?

Map listings as of September 2026 show 196 home repair companies in the Panama City-Panama City Beach metro area. 10 of them (5%) are chain locations. The listings count HVAC, plumbing, electrical, roofing and gutter companies. Official counts show 186 businesses with payroll classed as plumbing, HVAC, electrical and roofing contractors in 2023, up 5.7% from 2019.

How much do households in the Panama City-Panama City Beach, FL metro area spend on home repairs, maintenance and insurance?

About $250.4M a year, or $2,843 per household. That is 6% below the U.S. average (an index of 94, where 100 is the U.S. average). Spread across the 196 home repair companies on map listings, it comes to $1.3M per company. It is estimated from the incomes of the 88,065 households in the Panama City-Panama City Beach metro area and national spending patterns by income.

How does the Panama City-Panama City Beach, FL metro area compare with the U.S. for home repair companies?

The Panama City-Panama City Beach metro area has 22.3 home repair companies per 10,000 households, 80% above the U.S. rate of 12.4. Spending per company is $1.3M, 47% below the U.S. figure of $2.4M. At the U.S. ratio of home repair companies to household spending, the Panama City-Panama City Beach metro area would have about 103, against 196 on map listings. There is one business with payroll in the industry for every 473 households, against one for every 587 across the U.S. The official count rose 5.7% from 2019 to 2023, against +9.6% for the U.S.

How fast is the Panama City-Panama City Beach, FL metro area growing?

Population estimates put the Panama City-Panama City Beach metro area at 231,174 people in 2025, up 15.7% since 2020, faster than the U.S. (+3.1%). It has 88,065 households. The median household income in the Panama City-Panama City Beach metro area is $71,514 a year, 11% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Panama City-Panama City Beach metro area scores 37 for home repair companies (lower middle), #305 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Panama City-Panama City Beach metro area. It maps the home repair companies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for home repair companies · All 56 business types in the Panama City-Panama City Beach metro area

Screening a site or an acquisition in the Panama City-Panama City Beach metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Panama City-Panama City Beach metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.