Real estate · County · Mississippi
Mortgage brokers and lenders in DeSoto County, MS
The mortgage brokers and lenders in DeSoto County, MS, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 60 out of 100: Upper middle
Ranked #257 of 887 scored counties
#1 of 18 scored counties in Mississippi
- Listings
- 30
- 12 chain locations (40%)
- Official establishments
- 7
- Businesses with payroll, 2023
- Household spending a year
- $1.1B
- On rent and homeowner costs · $15,609 a household
- Housing spending per listing (U.S. = 100)
- 95
- 5% below the U.S.
- Listings per 10k households
- 4.2
- 2% below the U.S.
- Population, 2025
- 197,918
- +6.3% since 2020
See the mortgage brokers and lenders around any address in DeSoto County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of DeSoto County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on rent and homeowner costs in DeSoto County comes to about $1.1B a year: $15,609 per household, 6% below the U.S. average. Housing spending per office is 5% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
DeSoto County has 30 mortgage brokers and lenders on map listings as of September 2026. Of those, 12 are chain locations, or 40%, against 21% across the U.S. That is 4.2 per 10,000 households, 2% below the U.S. rate of 4.3.
In 2023, official counts showed 7 businesses with payroll in DeSoto County classed as mortgage brokers and real estate lenders. That is one for every 10,141 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of DeSoto County grew 6.3%, faster than the U.S. (+3.1%). DeSoto County scores 60 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #257 of 887 scored counties and #1 of 18 scored counties in Mississippi.
How DeSoto County compares
The same measures for Mississippi and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | DeSoto County | Mississippi | U.S. |
|---|---|---|---|
| Listings per 10k households | 4.2 | 3.2 | 4.3 |
| Housing spending per listing (U.S. = 100) | 95 | 111 | 100 |
| Households per official establishment | 10,141 | 8,811 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +46.1% | +9.5% |
| Population growth, 2020–2025 | +6.3% | −0.1% | +3.1% |
| Spending per household on rent and homeowner costs | $15,609 | $13,696 | $16,661 |
| Median household income | $85,297 | $56,447 | $80,734 |
| Groundwork market score | 60 | 41 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 7 → 7
- Employees, 2023
- 66
- Annual payroll, 2023
- $5.4M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 3012 chain locations
- Listings at the U.S. rate for this spending
- 28The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in DeSoto County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in DeSoto County
- Population, 2025 estimate
- 197,918+6.3% since 2020
- Households
- 70,986
- Median age
- 37.7
- Homes lived in by their owners
- 78%
- Vehicles per household
- 2.1
- Land area
- 476 sq. mi.
- People per square mile
- 402
- Median household income
- $85,297+27.2% vs. 2015–2019, before inflation
- Average household income
- $101,760
- Median home value
- $269,600
- Jobs located here
- 80,765
- Daytime population
- 177,794Residents who don’t work, plus everyone whose job is here
Looking at a specific site in DeSoto County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of DeSoto County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Mississippi
Every Mississippi market ranked →The highest-scoring counties in Mississippi for mortgage brokers and lenders, numbered among those based in Mississippi, with DeSoto County marked.
Top counties in Mississippi
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1DeSoto County, MS | 60 | 30 | 4.2 | 95 | +6.3% | #257 of 887 |
| 2Jackson County, MS | 59 | 13 | 2.3 | 164 | +3.0% | #261 of 887 |
| 3Harrison County, MS | 53 | 33 | 4.0 | 90 | +4.0% | #392 of 887 |
| 4Forrest County, MS | 52 | 8 | 2.7 | 130 | +1.1% | #396 of 887 |
| 5Rankin County, MS | 49 | 28 | 4.7 | 85 | +3.2% | #465 of 887 |
| 6Hancock County, MS | 47 | 6 | 3.0 | 125 | +1.6% | #490 of 887 |
| 7Pearl River County, MS | 47 | 7 | 3.2 | 110 | +5.6% | #492 of 887 |
| 8Jones County, MS | 45 | 5 | 2.0 | 172 | −1.0% | #524 of 887 |
| 9Lafayette County, MS | 41 | 12 | 6.3 | 61 | +6.6% | #611 of 887 |
| 10Lauderdale County, MS | 39 | 6 | 2.1 | 161 | −3.2% | #628 of 887 |
Other business types in DeSoto County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate59
- Real estate agents and brokers61
- Property management82
- Mortgage brokers and lenders60
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in DeSoto County, MS?
Map listings as of September 2026 show 30 mortgage brokers and lenders in DeSoto County. 12 of them (40%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 7 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in DeSoto County, MS spend on rent and homeowner costs?
About $1.1B a year, or $15,609 per household. That is 6% below the U.S. average (an index of 94, where 100 is the U.S. average). For the 30 mortgage brokers and lenders on map listings, housing spending per office is 5% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 70,986 households in DeSoto County and national spending patterns by income.
How does DeSoto County, MS compare with the U.S. for mortgage brokers and lenders?
DeSoto County has 4.2 mortgage brokers and lenders per 10,000 households, 2% below the U.S. rate of 4.3. The index of housing spending per office is 95, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, DeSoto County would have about 28, against 30 on map listings. There is one business with payroll in the industry for every 10,141 households, against one for every 4,897 across the U.S.
How fast is DeSoto County, MS growing?
Population estimates put DeSoto County at 197,918 people in 2025, up 6.3% since 2020, faster than the U.S. (+3.1%). It has 70,986 households. Median household income in DeSoto County is $85,297, 6% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 27.2%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. DeSoto County scores 60 for mortgage brokers and lenders (upper middle), #257 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in DeSoto County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in DeSoto County
Screening a site or an acquisition in DeSoto County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of DeSoto County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.